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Compare quotes for Mini Cooper S Countryman car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Mini Cooper S Countryman owners is $2,878 a year. However, exact rates vary from model to model: for instance, the Cooper S E Countryman All4 costs $124 more per year to insure than the Cooper S Clubman

Mini Cooper S Countryman car insurance cost

One of the primary determining factors for your Mini Cooper S Countryman insurance rate is the age of your vehicle. Here's how much it costs to insure your Cooper S Countryman by car year:
Model year
Average Cost
Annual Savings with Jerry
2020$2,160$544
2019$2,283$708
2018$2,277$268
2017$3,192$1,340
2016$2,344$570
2015$2,008$476
2014$3,244$1,186
2013$3,057$1,152
2012$2,928$876
2011$4,110$1,285
If you drive a Mini Cooper S Countryman , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Mini Cooper S Countryman

If you drive a Mini, you probably put a high value on the things Mini does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Mini Cooper S Countryman drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Allstate$3,039$1,213
Gainsco$2,847$1,054
Travelers$2,503$1,009
Progressive$2,859$971
Clearcover$2,694$865
State Auto$1,836$262
Infinity$2,160$258
Assurance America$1,176$205
Kemper$1,448$183
Nationwide$1,716$159

Compare car insurance quotes for Mini Cooper S Countryman

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Mini insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
December 5, 202230215GAFayettevilleLeroy J.27Bristol West$4,200$3,046
December 3, 202270471LAMandevilleIrene W.39Progressive$4,200$2,960
November 18, 202262521ILDecaturLouis W.28Progressive$2,424$1,322

Best car insurance companies for Mini Cooper S Countryman drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$3,118$997
Failure to Obey Traffic Sign$3,192$1,340
Speeding under 15$2,739$1,223
Speeding over 15$2,336$857
Defective Equipment$1,284$241
Other$2,160$211

How much does Mini Cooper S Countryman insurance go up after a DUI?

If you get a DUI while driving your Cooper S Countryman, you can expect your premium to increase by an average of 17%.

How much does Mini Cooper S Countryman insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Cooper S Countryman, your insurance premium could increase by an average of 29%

Best Car Insurance for Mini Cooper S Countryman by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $15 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Mini Cooper S Countryman by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Mini Cooper S Countryman drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
November 25, 2022Dodge Charger R/T$472/mo.$85/mo.74631OKShawn S.28Progressive
December 3, 2022Buick Encore Essence$166/mo.$146/mo.46953INCecilia L.23Progressive
November 29, 2022Subaru Impreza$239/mo.$161/mo.63052MOMae V.27Progressive
November 15, 2022Dodge Challenger R/T Scat Pack$345/mo.$186/mo.32832FLCody P.34Progressive
November 22, 2022Acura TL$280/mo.$231/mo.19135PAFloyd I.27AAA

Driving a Mini Cooper S Countryman

MINI has a reputation for building small cars that make big statements, and the MINI Cooper S Countryman is no exception. It turns heads. It’s way more spacious than you’d ever guess. It’s fun as heck to drive. Oh, and unwaveringly, unapologetically British of course. And starting at just under $32,000, it’s one of the most luxurious cars in its class.The subcompact crossover SUV market has a lot of vehicles that want to wear specific hats. The Subaru Crosstrek is a mechanical yeti and takes on snow like nothing else. The Mazda CX-3 is sporty and agile. The Audi Q3 is elegant and sophisticated. And the MINI Cooper S Countryman? It’s just good old-fashioned fun from bumper to bumper.MINI Coopers handle like go-karts. They’re built with some kind of special eyeball magnets, and they ooze British charm. And once you drive a MINI Cooper S Countryman, you’ll know instantly this is a car that you’ll want to keep with you for a very long time. Continue reading to learn more about the MINI Cooper S Countryman and the car insurance you’ll want to get for it.
If you own a Mini Cooper S Countryman , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Mini Cooper S Countryman new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Mini Cooper S Countryman is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Mini Cooper S Countryman?

The average annual cost to insure a model is $2,878. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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