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The average cost of car insurance for Mercury Sable Ls Premium owners is $2,032 a year. However, exact rates vary from model to model: for instance, the Montego Luxury costs $150 more per year to insure than the Marquis Colony Park Gs.
Mercury Sable Ls Premium car insurance cost
One of the primary determining factors for your Mercury Sable Ls Premium insurance rate is the age of your vehicle. Here's how much it costs to insure your Sable Ls Premium by car year:
| Model year | Average Cost | Annual Savings with Jerry |
|---|---|---|
| 2005 | $2,032 | $765 |
| 2004 | $1,977 | $499 |
| 2003 | $2,091 | $593 |
| 2002 | $2,379 | $897 |
| 2001 | $1,762 | $593 |
| 2000 | $2,133 | $1,005 |
| 1998 | $1,428 | $89 |
If you drive a Mercury Sable Ls Premium , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your Mercury Sable Ls Premium
If you drive a Mercury, you probably put a high value on the things Mercury does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Mercury Sable Ls Premium drivers.
| Insurance company | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Safeco | $2,240 | $1,135 |
| National General | $2,173 | $925 |
| Dairyland | $2,016 | $906 |
| Nationwide | $1,880 | $860 |
| Clearcover | $1,824 | $833 |
| State Auto | $1,920 | $789 |
| Bristol West | $1,817 | $716 |
The General | $1,188 | $428 |
| Commonwealth Insurance | $840 | $86 |
| Kemper | $840 | $23 |
Compare car insurance quotes for Mercury Sable Ls Premium
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Mercury insurance in the app!
| Quote Date | Zip Code | State | City | Name | Age | Insurance Company | Before Jerry | After Jerry |
|---|---|---|---|---|---|---|---|---|
| April 1, 2023 | 29138 | SC | Saluda | Jean D. | 67 | National General | $2,364 | $752 |
| February 15, 2023 | 18102 | PA | Allentown | Charlie S. | 30 | Bristol West | $1,740 | $1,072 |
| July 5, 2022 | 19120 | PA | Philadelphia | Logan E. | 54 | AAA | $2,328 | $2,228 |
| October 5, 2021 | 63116 | MO | Saint Louis | John Q. | 34 | Clearcover | $1,134 | $798 |
| July 9, 2020 | 43551 | OH | Perrysburg | Dustin E. | 44 | National General | $900 | $742 |
Best car insurance companies for Mercury Sable Ls Premium drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
| Driving Violation | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Clean Record | $2,172 | $799 |
| Improper Passing | $2,244 | $1,102 |
| Driving on Sus. License | $1,639 | $721 |
| Defective Equipment | $1,512 | $561 |
| Illegal Turn | $1,944 | $528 |
| Speeding under 15 | $1,909 | $477 |
| DUI | $1,740 | $472 |
| Failure to Obey Traffic Sign | $1,825 | $421 |
| Careless Driving | $1,358 | $271 |
| Other | $2,129 | $988 |
How much does Mercury Sable Ls Premium insurance go up after a DUI?
If you get a DUI while driving your Sable Ls Premium, you can expect your premium to increase by an average of 7%.
How much does Mercury Sable Ls Premium insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Sable Ls Premium, your insurance premium could increase by an average of 5%.
Best Car Insurance for Mercury Sable Ls Premium by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $4 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for Mercury Sable Ls Premium by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Mercury Sable Ls Premium drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
| Quote Date | Car | Before Jerry | After Jerry | Zip code | State | Name | Age | Insurance Company |
|---|---|---|---|---|---|---|---|---|
| July 9, 2020 | Mercury Sable LS Premium | $75/mo. | $62/mo. | 43551 | OH | Victor R. | 44 | National General |
| April 1, 2023 | Mercury Sable LS Premium | $197/mo. | $63/mo. | 29138 | SC | Marie H. | 67 | National General |
| October 5, 2021 | Mercury Sable LS Premium | $94/mo. | $67/mo. | 63116 | MO | Eric F. | 34 | Clearcover |
| February 15, 2023 | Mercury Sable LS Premium | $145/mo. | $89/mo. | 18102 | PA | Sean D. | 30 | Bristol West |
| July 5, 2022 | Mercury Sable LS Premium | $194/mo. | $186/mo. | 19120 | PA | Jeffrey L. | 54 | AAA |
Driving a Mercury Sable Ls Premium
The Mercury Sable LS Premium is a luxury family sedan. Kelly Blue Book rated this model 4.8/5 stars. Although it was discontinued in 2009, you may still find a used one for around $4,995.The Mercury Sable LS Premium is a family sedan originally powered by a Duratec V6 engine with dual overhead cams, 24 valves, and 200 horsepower. The car was first discontinued after 2005 but was resurrected in 2008 and 2009. The most recent Sables boasted a more powerful 263-horsepower V6, making it even more fun to drive.The LS Premium was also outfitted with 18-inch wheels and leather upholstery. The sunroof, navigation system, and voice-activated cell phone and entertainment systems are optional features that can be added.
If you own a Mercury Sable Ls Premium , here’s what you need to know about your vehicle:
- The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
- Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
- If you bought your Mercury Sable Ls Premium new, it’s worth considering new car replacement insurance to protect your investment.
To further help you save time and money, Jerry will handle your paperwork and look for new deals when your renewal period is coming up. Did we mention the average user saves $879 per year on their insurance?
Key Takeaway: The more your Mercury Sable Ls Premium is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a Mercury Sable Ls Premium?
The average annual cost to insure a model is $2,032. But who says you have to be average? Here are a few hacks to help you save money on insurance.
Compare rates
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).
By R.E. Fulton
Reviewed by Kathleen Flear, Director of Content.
Mercury Sable Ls Premium car insurance cost
Best car insurance companies for your Mercury Sable Ls Premium
Compare car insurance quotes for Mercury Sable Ls Premium
Best car insurance companies for Mercury Sable Ls Premium drivers with bad driving records
Best Car Insurance for Mercury Sable Ls Premium by Age
Best Car Insurance for Mercury Sable Ls Premium by Location
How can you save money on insurance for a Mercury Sable Ls Premium?
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