Best Car Insurance for Mercury 2022

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Car Insurance for Mercury

On average, Mercury drivers pay $1,351 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Villager costs $1,097 less more per year to insure than a Mountaineer Convenience.
Though Mercury has been out of production for some time now, you’ll still find plenty of vehicles from this mid-range Ford line out on the road.
Whether you’re looking for a used Mercury or have been a loyal Mercury owner for years, it’s important to review the types of car insurance you’ll need to keep your vehicle protected.
The type of Mercury you drive and factors personal to you will both play a role in determining the price of your insurance.
Fortunately, the car insurance super app Jerry can help you find the best prices for the coverage you need. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Mercury:
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
April 4, 2022Mercury Grand Marquis GSAtlanta, GA30341Jeremiah W.36Safeco$143/mo.$66/mo.
April 3, 2022Mercury MilanRinggold, GA30736Lura W.43Mercury$109/mo.$70/mo.
March 30, 2022Mercury Grand Marquis LSNashville, TN37221Sam P.21Dairyland$201/mo.$105/mo.
April 3, 2022Mercury Mariner PremierNocona, TX76255Cecilia V.40Safeco$181/mo.$135/mo.
April 3, 2022Mercury Milan PremierPhiladelphia, PA19143Effie P.59Dairyland$170/mo.$142/mo.
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Insurance for Mercury models

Even within Mercury cars, you’ll find that the price of your insurance varies depending on your vehicle’s model and age.

Insurance for Mercury based on the year of the car

The older your Mercury is, the lower its value and the cheaper it will be to insure (unless, of course, it has major repair or safety issues).
Edmunds notes that cars lose 60% of their value by the time they are five years old.
According to Jerry’s internal data, the cheapest years for Mercury cars are 1987 and 1993.
The most expensive years for Mercury cars are 2011 and 2003.
Year
Average Cost
Annual Savings with Jerry
2011$2,316$739Compare Prices
2010$2,153$725Compare Prices
2009$2,118$662Compare Prices
2008$2,185$801Compare Prices
2007$2,231$781Compare Prices
2006$1,980$688Compare Prices
2005$2,080$602Compare Prices
2004$2,068$599Compare Prices
2003$2,410$841Compare Prices
2002$2,304$903Compare Prices
2001$2,161$671Compare Prices
2000$2,123$760Compare Prices
1999$2,018$611Compare Prices
1998$1,478$266Compare Prices
1997$2,298$763Compare Prices
1996$1,463$238Compare Prices
1995$1,850$625Compare Prices
1994$1,853$828Compare Prices
1993$1,354$513Compare Prices
1992$1,590$386Compare Prices
1991$1,044$69Compare Prices
1988$1,602$441Compare Prices
1987$960$180Compare Prices
Key Takeaway Older cars of any make typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
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Insurance for different models of Mercury

As a mid-range line, Mercury once had an edge over regular economy-class Ford vehicles, but today most used Mercury cars will be relatively cheap to insure.
Even so, the exact model you drive can cause you to pay extra for your insurance.
In general, compact SUVs and sedans come with lower prices and less expensive repair costs than large SUVs or sporty coupes, so they will be cheaper to insure.
The Mercury Monterey typically costs lower to insure than other Mercurys. The newest Montereys have a simple and safe design.
On the other hand, the Mercury Sable often costs more than other Mercurys to insure because of its luxury features.
If you want to learn more about car insurance costs for some of the most popular Mercury models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Mercury

In most states, every driver must carry specified amounts of liability insurance in order to drive legally.
Liability insurance covers the costs for other drivers if you are at fault in an accident. Minimum coverages typically include:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
While these are a good place to start, if you can afford it, it’s best to purchase additional insurance coverage for your Mercury.
Full coverage insurance policies will make sure you are protected in case of high medical costs or significant vehicle damage. Full coverage insurance typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism.
The average annual insurance premium for a Mercury is $1,351 per year for minimum car insurance and $1,414 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,627 per year for minimum car insurance and $2,297 for full-coverage insurance.
Here’s what it costs to insure a Mercury with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Mercury$2,023$1,250$1,945$1,093$2,163$1,434
Mercury
All Coverage Before Jerry
$2,023
All Coverage After Jerry
$1,250
Minimum Coverage Before Jerry
$1,945
Minimum Coverage After Jerry
$1,093
Full Coverage Before Jerry
$2,163
Full Coverage After Jerry
$1,434
Mercury cars were intended to be above true economy cars but more accessible than luxury vehicles. Compared to other makes of the same age, they may accordingly cost more or less to insure. When compared with other brands, Mercurys typically cost less to insure than Mitsubishis, Chryslers, and Chevrolets. If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Mercury

While the car’s model, age, and type of insurance will determine some baseline insurance costs, personal factors—like your demographics and where you live—will also play an important role when providers calculate your premium.

Your insurance company

It may just seem easiest to stick with your current insurance provider even if you’re swapping cars or adding a new vehicle to your garage.
However, since insurers offer different rates for the same driver and coverage, your best bet to find the best insurance company for a Mercury is to compare quotes from multiple providers.
You may associate comparing quotes with filling out long forms and waiting in phone queues—but gone are the days of such hassles, thanks to Jerry.
It takes less than a minute to get competitive quotes from the top auto insurance providers in the country. Once you decide on the right coverage for your Mercury Jerry handles the rest—you won’t have to lift a finger to finalize your new plan or cancel your old one!
To make sure you’re always getting the best deals, Jerry constantly monitors the market and sends you new quotes every six months, or before each policy renewal.
Here’s what Mercury drivers paid for car insurance before and after switching with Jerry:
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Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
If you’re a younger driver (especially under 25), you’ll be considered high-risk to insurers due to your comparative lack of experience.
As you age, you’ll find your premiums decrease over time. However, elderly drivers will also face higher rates than the average.

Your driving record

Another major factor used in determining your car insurance premiums is your driving record.
While a single speeding ticket may not spell disaster, multiple small infractions or even one major offense (think DUI) can saddle you with extremely high insurance rates.
Fortunately, bettering your driving or taking defensive driving courses could end up saving you money on your car insurance for your Mercury—even with a bad record.
Here are some common insurance premiums for Mercury drivers with previous infractions:
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Where you live

Where you live will also play an important role in determining your insurance premiums.
Insurers consider things like a city’s accident rates and property crime rates when assessing their risk of making a payment.
If you live in a busy suburb or city with high traffic or high crime rates, you’ll often face higher rates than quieter and safer areas nearby.
Additionally, inclement weather also can impact insurance rates for your Mercury. If your area is prone to property damage due to severe weather like earthquakes or hurricanes, you’ll find your premiums are higher. According to our data, there is a high percentage of Mercury drivers in cities including Atlanta (GA), Columbia (SC), Orlando (FL), Saint-Louis (MO) and Fort-Valley (GA). The cheapest car insurance for Mercury for Jerry users is in Raleigh (NC) and Liberty (SC). The most expensive car insurance for Mercury for Jerry users is in Suwanee (GA) and Batavia (NY).
Regardless of where you live, your demographics, or the model of Mercury you drive, you can find the best rates on car insurance by shopping with Jerry.
Jerry is the most efficient way to find car insurance savings. All it takes is a quick 45-second sign-up, and you’ll get to browse dozens of competitive quotes from top carriers, including Progressive, Allstate, Travelers, Elephant, and more.
Jerry’s exceptional service is powered by the latest technology and a caring team of agents ready to answer any questions you may have.

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