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Jerry Data & Research
Cheapest Mazda 3 Premium Car Insurance (Apr 2024)
Cheapest Mazda 3 Premium Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mazda 3 Premium
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does Mazda 3 Premium car insurance cost?
- Compare the cheapest Mazda 3 Premium car insurance quotes
- The best car insurance companies for Mazda 3 Premium owners
- Mazda 3 Premium insurance cost by model year
- Are Mazda 3 Premiums expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Mazda 3 Premium car insurance cost?
On average, the minimum Mazda 3 insurance sets motorists back by around $85 per month, while opting for a full coverage policy comes to $188 per month. In comparison to other Mazda 3 models, insuring the 3 Premium can be 14% less expensive.
However, the national average rates don't tell the whole story when it comes to auto insurance. Various factors—such as your age, address, credit score, and driving history—play a significant role in determining your insurance premiums. Your Mazda 3 Premium is just one piece of the puzzle.
Compare the cheapest Mazda 3 Premium car insurance quotes
Navigating auto insurance rates can feel like running through a maze, but there’s a straightforward way out. A reliable, licensed insurance agent can do the hard work of finding quotes for you, so all you have to do is compare prices.
The Jerry app provides free quotes for every level of coverage and every trim of the Mazda 3. Here are some of the deals we helped customers find:
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 17, 2024 | Safeco | $111 | Sean, 53 | • 100,000/300,000 Liability • Comp / Collision | |
April 17, 2024 | Progressive | $191 | Angel, 25 | • State Minimum Liability • Comp / Collision | |
April 14, 2024 | Travelers | $135 | Leila, 33 | • 50,000/100,000 Liability • Comp / Collision | |
April 12, 2024 | Nationwide | $119 | Etta, 31 | • 100,000/300,000 Liability • Comp / Collision | |
April 12, 2024 | Allstate | $116 | Mamie, 27 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 25, 2024The
average cost of car insurance
can help you spot price trends, but it’s more important to focus on personalized car insurance quotes
. It's the most accurate way to gauge how much you need to budget.Consider this: two drivers each own a Mazda 3 Premium, one a 40-year-old and the 18. They both have a clean driving record. Despite their similarities, the elder driver will pay considerably less for coverage than the younger, all because of their driver age.
The best car insurance companies for Mazda 3 Premium owners
If you consider
the best car insurance company
to be the cheapest car insurance company, prepare to be disappointed: there’s no single insurer with the cheapest rates for every driver. Jerry’s nationwide insurance shopping showed that finding the best rates depends on finding the provider that fits your unique driver profile.Depending on your age, address, driving record, deductibles, and more, you could get significantly different quotes from two companies. Be prepared to compare a lot of quotes to find the lowest rates for your Mazda model.
As for other criteria—like policy costs, customer service, claims handling, and overall quality—Jerry’s got you covered. Our survey asked thousands of American policyholders to rate the biggest names in car insurance, including GEICO, State Farm, USAA, and Allstate.
Take a look at the table below for a quick roundup of all the scores:
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Mazda 3 Premium insurance cost?
Assisting tons of drivers to find cheap insurance rates has taught Jerry two things: 1) the average cost of car insurance for a Mazda 3 is $85 per month or $1,020 per year for minimum coverage and 2) the average cost of a full coverage policy is $188 per month or $2,256 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $85 | $1,020 |
Full coverage | $188 | $2,256 |
How much car insurance do you need for a Mazda 3 Premium?
A
minimum coverage insurance
policy provides only the necessary coverage to legally drive your vehicle. It generally includes liability coverage, which covers any bodily injuries or property damages you cause in an at-fault accident.
A
full coverage insurance
policy is what most insurance agents recommend to protect your vehicle. It includes the minimum car insurance required in your state, plus collision, and comprehensive coverage. Explore insurance costs for other models
How do Mazda 3 Premium insurance quotes compare to other Mazda 3 car insurance rates?
If you’re curious about how much it costs to insure other popular Mazda 3 models (like the hatchback and sedan versions), Jerry has all the info you need on average Mazda rates in the table below:
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
3 Grand Touring | $83 | $170 |
3 3 | $84 | $193 |
$85 | $188 | |
3 Touring | $88 | $168 |
$92 | $176 | |
3 S | $95 | $163 |
3 Select | $99 | $206 |
3 Preferred | $101 | $198 |
3 Sport | $106 | $185 |
$107 | $162 | |
3 SV | $143 | $153 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Mazda 3 Premium insurance cost by model year
The average cost of Mazda car insurance can change based on its model year, or when it was made. New cars are pricier because they have newer technology and higher cash values. Older models boast more budget-friendly low rates.
2023 Mazda 3 Premiumcar insurance quotes
You’ll typically pay more to insure a 2023 Mazda 3 Premium than any other model year. Jerry customers landed these deals after using the app:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Anchor General | $206 | Lula, 27 | • State Minimum Liability |
Last Updated Apr 25, 2024 2022 Mazda 3 Premium car insurance quotes
Two drivers will generally get different auto insurance quotes from the same provider, no matter how much they have in common. Jerry, however, helps almost every customer save money; take a look at the quotes below to see how much other Mazda 3 owners paid for insurance coverage:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $163 | Leon, 24 | • 100,000/300,000 Liability • Comp / Collision | |
| Progressive | $132 | Phoebe, 29 | • State Minimum Liability • Comp / Collision | |
| Dairyland | $430 | William, 30 | • State Minimum Liability • Comp / Collision | |
| Anchor General | $121 | Augusta, 26 | • State Minimum Liability |
Last Updated Apr 21, 2024 2021 Mazda 3 Premiumcar insurance quotes
Here’s what other 2021 Mazda 3 Premium owners paid for insurance after leveraging Jerry to compare quotes from over 55 top insurance companies:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $191 | Herbert, 25 | • State Minimum Liability • Comp / Collision | |
| Allstate | $116 | Mamie, 27 | • 50,000/100,000 Liability • Comp / Collision | |
| Safeco | $61 | Earl, 29 | • State Minimum Liability | |
| Travelers | $135 | Leila, 33 | • 50,000/100,000 Liability • Comp / Collision | |
| Plymouth Rock | $326 | Amanda, 55 | • State Minimum Liability |
Last Updated Apr 24, 2024Fortunately, cars older than three years often get lower car insurance rates. Jerry customers with a Mazda 3 Premium aged three and up paid the following for insurance coverage:
2020 Mazda 3 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$338 | Edna, 30 Leland, NC | • 50,000/100,000 Liability
• Comp / Collision | ||
$90 | Helena, 23 Medina, OH | • State Minimum Liability | ||
$161 | Lizzie, 29 Milpitas, CA | • 100,000/300,000 Liability
• Comp / Collision | ||
$158 | Hulda, 26 Woburn, MA | • State Minimum Liability
• Comp / Collision | ||
$207 | Maude, 28 Beverly Hills, CA | • State Minimum Liability |
2019 Mazda 3 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$156 | Winnie, 38 Bellevue, WA | • 100,000/300,000 Liability
• Comp / Collision | ||
$119 | Garrett, 31 Bethel Park, PA | • 100,000/300,000 Liability
• Comp / Collision | ||
Clearcover | $121 | Olga, 38 Sahuarita, AZ | • 50,000/100,000 Liability
• Comp / Collision | |
$324 | Hilda, 32 Orlando, FL | • 100,000/300,000 Liability
• Comp / Collision | ||
$98 | Kate, 33 Sacramento, CA | • State Minimum Liability |
Are Mazda 3 Premiums expensive to insure?
The Mazda 3 Premium costs 14% less to insure compared to other cars in a similar price range. Here’s the data we used for comparison:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$50 | $173 | |
Mazda CX-3 | $52 | $164 |
Mazda Tribute | $57 | $87 |
Mazda MPV | $72 | $144 |
Mazda Millenia | $76 | $131 |
$84 | $193 | |
$86 | $168 | |
$86 | $174 | |
$86 | $151 | |
Mazda 626 | $90 | $112 |
Mazda MX-5 | $90 | $141 |
Mazda RX8 | $90 | $176 |
$92 | $190 | |
$94 | $131 | |
$94 | $161 | |
$99 | $175 | |
Mazda Protege | $99 | $138 |
Mazda 6 | $117 | $182 |
Just as car insurance providers incorporate various driver-related factors into their calculations, they also consider several vehicle-related factors. Your vehicle's MSRP, trim level, model year, theft rates, and repair costs are among the deciding factors for your insurance rates.
Insurers pay particularly close attention to a vehicle's safety ratings and crash test ratings. From airbags to lane departure warnings, here are some of the top safety features of the Mazda 3 Premium according to the Insurance Institute for Highway Safety (IIHS):
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Side: updated test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Average depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
