Best cheap car insurance quotes in North Reading
Before you can get behind the wheel of a car in North Reading, you must have car insurance that meets the state’s minimum insurance requirement.
Massachusetts car insurance laws require all drivers to have basic liability insurance that includes bodily injury coverage, property damage, and personal injury protection (PIP).
Cheap minimum liability insurance quotes in North Reading
In order to legally hit the road, North Reading drivers need to meet Massachusetts’s minimum coverage limits for bodily injury liability and property damage liability. They can be summarized as 20/40/5:
Jerry helps North Reading drivers find affordable minimum liability coverage. Here are some examples of North Reading car owners and how much they pay for coverage, thanks to help from Jerry.
North Reading, MA (Zip Code: 01864)
Do you need more than minimum coverage in North Reading?
Compared to other states, the
minimum car insurance requirements in Massachusetts are low compared to other states. Most North Reading drivers should choose to purchase insurance that exceeds the state minimum of 20/40/5.
If you’re involved in an at-fault accident, medical bills and vehicle damages can quickly exceed the state-mandated minimum. A serious crash that leaves your vehicle totaled can cost more than $50,000, while medical expenses can quickly exceed $5,000.
The bottom line: For better financial protection, North Reading drivers should purchase liability coverage that exceeds the state minimum. Experts recommend 50/100/50 or 100/300/100 liability coverage—or opt for full coverage on your car.
Cheap full coverage car insurance quotes in North Reading
full-coverage auto insurance policy is the easiest way to protect yourself against costs associated with repairing or replacing your vehicle if you’re involved in an accident.
A full coverage policy in North Reading includes liability insurance plus
Collision insurance: Covers the cost of damage to your vehicle caused by a collision with another object, such as another vehicle or property like a guard rail or tree. Collision coverage pays for the accident regardless of who caused it.
Comprehensive insurance: Pays for direct and accidental damage or loss to your vehicle due to something other than a collision—theft, vandalism, fire, falling objects, larceny, or hitting an animal.
If you lease your car, most lenders will require you to purchase a full coverage policy that includes collision and comprehensive coverage.
|Insurance Coverage||Insurance Company||Premium (monthly)||Customer||Car|
• State Minimum Liability
• Comp / Collision
Last Updated Sep 30, 2023
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
a top insurance agency, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.