Best Car Insurance for Lincoln 2021

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Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Lincoln.
Quote DateMake/modelCity, StateAgeCarrierCoverage Type
Before Jerry
After Jerry
September 1, 2021Lincoln MKZSan Antonio, TX39Assurance AmericaBasic$95/mo.$63/mo.
October 15, 2021Lincoln ContinentalLos Angeles, CA52DairylandPredicted$186/mo.$89/mo.
July 26, 2021Lincoln Town Car SignatureSeattle, WA29EncompassCustom$200/mo.$172/mo.
October 9, 2021Lincoln LSPhiladelphia, PA30AAACurrent$261/mo.$211/mo.
September 25, 2021Lincoln MKZSummerville, SC33State AutoStandard$250/mo.$215/mo.

Best insurance carriers for your Lincoln

Pricing and Reviews

Nationwide
Progressive
Kemper
Safeco
Allstate
Travelers
State Auto
National General
Dairyland
Clearcover

How to compare prices to find the most affordable coverage

Filters
RankCompany nameAvg. Annual Premium
1CLEARCOVER$1,482.06
2Kemper$1,927.15
3Travelers$2,089.93
4National General$2,130.26
5Nationwide$2,134.88

Cost of insuring a Lincoln

Cost of insuring with minimum coverage and full coverage

Here are the basic types of insurance that your state may require:
Coverage typeProtection offered
Bodily injury liability (per person and per accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)Pays for your own medical expenses after a car accident
Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.
Coverage typeProtection offered
CollisionApplies if you get into a collision with someone else’s vehicle or an object
ComprehensiveApplies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Lincoln$2,488$1,777$2,690$2,026$2,916$2,802

Cost of insuring based on age and driving record

Read more about your model {carMake}
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.

Cost of insuring your Lincoln by year

Most and least expensive years of car

Year
Before Jerry
After Jerry
2021$3,036$1,890
2020$2,361$1,294
2019$2,749$1,874
2018$1,518$1,015
2017$2,228$1,327
2016$3,549$1,852
2015$2,495$1,448
2014$2,474$1,360
2013$2,502$1,246
2012$1,996$1,128
2011$2,698$1,453
2010$2,751$1,432
2009$2,298$1,083
2008$1,791$1,094
2007$1,636$1,058
2006$2,360$1,179
2005$1,124$797
2004$2,815$1,333
2003$1,832$1,187
2002$2,584$1,493
2001$1,853$1,089
2000$2,453$1,287
1999$1,360$1,028
1998$925$771
1997$904$619
1996$2,400$1,939
1995$2,172$1,448
1994$1,296$799
1991$1,149$963
1990$1,563$561

Cost of insuring a Lincoln in your city

City
Before Jerry
After Jerry
Orlando
$3,526$2,854
Atlanta$3,960$3,452
Houston$2,538$2,048
Petersburg
$2,520$1,664
Philadelphia$4,694$2,872
Charleston
$3,852$1,632
Norfolk$3,420$1,133
Florence
$3,948$2,118
Quinlan
$1,860$1,591
Dickson
$2,324$1,231
Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.
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