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Jerry Data & Research
Cheapest Lincoln Aviator Car Insurance (Apr 2024)
Cheapest Lincoln Aviator Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Lincoln Aviator
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Lincoln Aviator car insurance cost?
- Compare the cheapest Lincoln Aviator car insurance quotes
- The best car insurance companies for Lincoln Aviator owners
- Lincoln Aviator insurance cost by model year
- Are Lincoln Aviators expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Lincoln Aviator car insurance cost?
The average rate to insure a Lincoln Aviator is around $95 per month for state minimum car insurance and about $166 per month for full coverage. Lincoln Aviator drivers pay about 34% more to insure their vehicles than cars of similar make and model.
Since auto insurance rates vary significantly, finding the most affordable Lincoln Aviator car insurance rate can seem like an uphill battle—but with
Jerry
, comparing insurance quotes
is easy. In under two hours, you can source and secure low premiums from some of the top insurers in your state.Compare the cheapest Lincoln Aviator car insurance quotes
The easiest way to find the cheapest Lincoln Aviator insurance rates is to shop around and compare quotes using a
car insurance comparison
tool like Jerry. We will walk you through creating a driver profile, which is used to generate personalized quotes from 55+ top providers specific to your needs. Take a look at the table below to see real, free quotes that Lincoln Aviator drivers got with Jerry.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
April 19, 2024 | Lincoln Aviator | AAA | $79 | Troy, 32 | • State Minimum Liability |
April 7, 2024 | Lincoln Aviator | National General | $193 | Myrtle, 29 | • 100,000/300,000 Liability • Comp / Collision |
April 7, 2024 | Lincoln Aviator | Safeco | $87 | Mathilda, 32 | • State Minimum Liability |
April 7, 2024 | Lincoln Aviator | Progressive | $113 | Nettie, 41 | • State Minimum Liability |
April 4, 2024 | Lincoln Aviator | Allstate | $101 | Mabelle, 81 | • 50,000/100,000 Liability |
Last Updated Apr 19, 2024The best car insurance companies for Lincoln Aviator owners
Insurance quotes are about as unique as Aviator drivers themselves. Every insurance company uses a slightly different algorithm to
calculate your premium
, meaning rates vary between insurance carriers.But policy cost isn’t the only factor that should influence your decision—you may also want to consider carrier ratings in customer service and claims handling.
To help you find your ideal provider, Jerry surveyed over 18,000 real policyholders about what they like and don’t like about their current insurance provider.
The table below shows how Jerry users rated their current provider on price, claims experience, and customer service.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Lincoln Aviator?
Car insurance requirements vary by state, but regardless of where you live, you’ll need to purchase insurance that meets or exceeds your state's
minimum coverage car insurance
requirements.| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Lincoln Aviator | $166 | $95 |
There are two options for auto insurance:
- Minimum coverage insuranceis the minimum amount legally required in your state. It consists ofbodily injuryandproperty damageliability insurance, which covers any injuries or damages you cause in a crash.
- Full coverage insuranceprovides financial protection for damage to your vehicle after an accident. This includescollisionandcomprehensivecoverage, and will cover single or multiple vehicle collisions, theft, vandalism, and severe weather.
If you loan or lease your vehicle, most lenders will require you to purchase collision and comprehensive coverage for the duration of your auto loan or lease. You’ll also need a full coverage policy if you plan to add additional insurance coverages, such as roadside assistance.
If you loan or lease your vehicle, most lenders will require you to purchase collision and comprehensive coverage for the duration of your auto loan or lease. You’ll also need a full coverage policy if you plan to add additional insurance coverages, such as roadside assistance.
Learn more about car insurance for other models
Why are some trims more expensive to insure than others?
In most cases, the higher the trim level, the more expensive it is to insure your car. That’s because the Manufacturer’s Suggested Retail Price (MSRP) is higher, as are repair and replacement costs. More expensive cars with fancy features are a higher risk for insurance companies, leading to higher rates.
Check out the table below to see the average cost of auto insurance for some popular Lincoln Aviator trims.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Aviator Lincoln | $92 | $168 |
Aviator Lincoln Reserve | $82 | $140 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Lincoln Aviator insurance cost by model year
New cars come with higher insurance prices due to their higher value and repair costs. Check out the table below to see how insurance rates vary based on the model year of your Lincoln Aviator.
2022 Lincoln Aviator car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Lincoln Aviator drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| National General | $193 | Myrtle, 29 | • 100,000/300,000 Liability • Comp / Collision | |
| Bristol West | $289 | Jose, 46 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 23, 2024 2021 Lincoln Aviator car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Lincoln Aviator:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2021 Lincoln Aviator Reserve | Progressive | $225 | Nicholas, 31 | • 100,000/300,000 Liability • Comp / Collision |
2021 Lincoln Aviator Reserve | Progressive | $142 | Lucas, 23 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 17, 2024If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Lincoln Aviator with our real quote examples below:
2020 Lincoln Aviator car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$130 | Harry, 48 Albemarle, NC | • 100,000/300,000 Liability
• Comp / Collision | ||
$99 | Tony, 39 Cicero, IL | • State Minimum Liability | ||
$255 | Chris, 22 Monsey, NY | • State Minimum Liability
|
Are Lincoln Aviators expensive to insure?
The average cost of car insurance for a Lincoln Aviator is around $95 per month for minimum coverage insurance. But remember—that’s just an average. The exact cost to insure a Lincoln Aviator depends on factors like age, driving record, claims history, zip code, and more.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Lincoln Aviator | $95 | $166 |
Tesla Model Y | $94 | $220 |
Audi A5 | $104 | $214 |
Jaguar E-Pace | $59 | $178 |
BMW i3 | $93 | $200 |
Why are similar cars more or less expensive to insure? When calculating the cost of your Aviator insurance, insurers consider several vehicle-specific factors, such as MSRP, trim level, model year, and repair costs. In most cases, the more expensive your car is and the more features it has, the higher your insurance costs will be.
Lincoln Aviator safety ratings
Insurers are all about safety and risk. The better your vehicle's safety features and ratings, the lower the risk it poses to an insurance company in the event of an accident.
The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests.
See the tables below for a detailed look at safety ratings for the Lincoln Aviator.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
Headlights (varies by trim/option) | Good/Marginal depedning on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | Superior |
What other factors affect Lincoln Aviator insurance rates?
In addition to vehicle-specific factors, insurers also consider other driver-specific factors, such as:
- Driver age: Drivers under 25 pay the highest insurance rates of any age group due to limited driving experience and a higher risk for accidents. Similarly, drivers over 75 pay higher rates due to age-related factors that increase accident risk and vulnerability to injury.
- Claims and driving history: A history of accidents and violations is a red flag for insurers and leads to higher rates than drivers with a clean record.
- Zip code: Different areas within a city are subject to unique factors influencing car insurance rates, such as traffic patterns and crime activity.
- Mileage: The more you drive, the higher the risk of being involved in an accident and the more you’ll pay to insure your Aviator.
- Credit score: Most insurers use credit-based insurance scores to calculate insurance rates. Drivers with good credit scores are generally rewarded with lower rates than drivers with poor credit scores.
Lincoln Aviator insurance cost for young drivers
Teenage drivers
between 16 and 19 face the highest insurance rates out of any age group due to minimal driving experience and a higher risk of accidents. After 25, rates start to steadily decline as behind-the-wheel experience increases. Minimum coverage is the cheapest option for teens and new drivers, but opting for a full coverage insurance policy with collision and comprehensive insurance offers greater financial and legal protection in the event of a crash.
Lucas (23 years old)
$142
per month
Alejandro (22 years old)
$255
per month
Lincoln Aviator insurance cost for senior drivers
Middle-aged drivers enjoy some of the cheapest car insurance rates, but once drivers enter their mid-70s, rates start to climb again.
Car insurance rates for seniors
tend to be higher due to slower reflexes that increase the risk of accidents and greater vulnerability to severe injuries in the event of a collision. Luckily, Jerry can help seniors find the most affordable rates for Lincoln Aviator insurance.
Mabelle (81 years old)
$101
per month
Amy (68 years old)
$215
per month
Lincoln Aviator insurance cost for drivers with driving violations
Your driving record has one of the biggest influences on your Lincoln Aviator car insurance rates. Safe drivers with a
clean driving record
—no prior accidents or violations—are rewarded with lower insurance premiums than drivers with a history of violations. Some common violations that could increase your insurance rates include:
- Speeding
- At fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Lincoln Aviator drivers with a DUI record
A DUI conviction is a serious offense with steep fines and steep car insurance rates. While insurance rates will undoubtedly increase following a DUI, rates will differ based on the insurer, so the best way to find the cheapest rate is to compare quotes across several providers.
Using Jerry, Aviator drivers with a DUI record can find the best rates on car insurance.
Ina (36 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$53
per month
Lucile (39 years old)
$70
per month
Cheapest car insurance for Lincoln Aviator drivers after an accident
A history of at-fault accidents in your driving record is a red flag for insurers—the higher your risk as a policyholder, the more you’ll pay for car insurance.
If you were recently involved in an at-fault accident, Jerry can help you find affordable insurance. Check out the table below for the cheapest rates Lincoln Aviator drivers found with Jerry after an accident.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Lincoln Aviator Black Label | Progressive | $71 | Cecilia, 45 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Lincoln Aviator | AAA | $138 | Jay, 40 | • 30,000/60,000 Liability • Comp / Collision |
At Fault With Injury | Lincoln Aviator | National General | $70 | Benjamin, 62 | • 50,000/100,000 Liability |
At Fault With No Injury | Lincoln Aviator | Clearcover | $71 | Lelia, 32 | • State Minimum Liability |
At Fault With Injury | Lincoln Aviator | Dairyland | $95 | Eva, 67 | • State Minimum Liability |
Last Updated Apr 22, 2024Cheapest car insurance for Lincoln Aviator drivers with other driving violations on their record
DUIs, speeding tickets, and accidents aren’t the only violations that can increase car insurance rates. Other offenses like reckless driving or driving without insurance can, too.
We’ve compiled a list of other driving violations and how we helped Lincoln Aviator drivers with these violations find the best coverage and save on their car insurance rates.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Failure to Obey Signal | Lincoln Aviator | National General | $193 | Hester, 29 | • 100,000/300,000 Liability • Comp / Collision |
Driving on Sus. License | Lincoln Aviator | Bristol West | $100 | Herman, 37 | • State Minimum Liability |
Failure to Obey Signal | Lincoln Aviator | National General | $193 | Lucinda, 29 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 17, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
Finding affordable insurance can be tricky, so here are some tips to help you reduce your monthly payments and save:
- Shop around: Never settle for the first quote you get. Every insurer uses a different set of rating factors to calculate insurance rates, which means rates can vary dramatically. Before deciding, shop around and compare quotes from at least three different insurance providers.
- Raise your deductible: Yourcar insurance deductibleis the amount you must pay out of pocket before your collision or comprehensive coverage kicks in. Increasing your deductible can reduce your monthly insurance payments—but be sure to choose a deductible you can afford to pay upfront in the event of a collision.
- Reduce your coverage: If you have an older vehicle worth less than 10 times the premium you’re paying,drop full coverageto save money.
- Ask about discounts:Car insurance discountsare one of the easiest ways to lower car insurance payments. All insurance companies offer discounts, but what’s available will vary based on your location and eligibility.
- Bundle your insurance policies:Bundling your auto and homeowner insurance(or renters and auto) with the same insurance company can help you save on both home insurance and car premiums.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
