Best Car Insurance for Kia Spectra LX

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Insurance for Kia Spectra LX

Drivers save as much as 40% per year insuring their Kia Spectra LX when they switch insurance providers with Jerry.

Here’s how much real Jerry customers have saved when they insured their Kia Spectra LX:
Quote DateMake / modelStateCityAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
2020-11-20Kia Spectra LXGADecatur35-44MercuryBasic$1,320$1,260
2021-06-10Kia Spectra LXTXCorpus Christi21-24AllstateBasic$3,060$1,236
2021-01-14Kia Spectra LXVAWoodbridge21-24SafecoCustom$2,760$1,248
2021-02-28Kia Spectra LXSCMyrtle Beach21-24ProgressiveBasic$3,600$1,320
2021-05-24Kia Spectra LXWAVancouver25-34KemperCustom$2,040$1,260
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How much does it cost to insure a Kia Spectra LX?

The average annual cost to insure a Kia Spectra LX is $2,258, which is $659 lower than the average annual cost to insure Kias.

Are you looking for a new Kia Spectra LX? Here’s how much you can expect to pay for car insurance with Jerry:
Age Groups
Before Jerry
After Jerry
21-24$2,663$1,390
25-34$2,250$1,385
35-44$2,280$1,712

Best carriers for insuring your Spectra LX

After crunching the data, we found that Mercury offers the cheapest car insurance for Kia Spectra LX, at an average annual rate of $1,188.

Although averages can be a good way to get a general idea of how much it will cost to insure your Kia Spectra LX, car insurance policies are highly individualized, so it’s always important to shop around for the best prices, discounts, and coverage options available to you. Luckily, Jerry does all the shopping (and switching) for you!
Here are the best car insurance companies that drivers have found to insure their Kia Spectra LX by using Jerry:
Insurance company
Before Jerry
After Jerry
Mercury$2,130$1,188
Progressive$2,336$1,192
Allstate$2,319$1,223
Kemper$2,040$1,323
Electric$2,928$1,372
Safeco$2,692$1,636
National General$2,215$1,653
Bristol West$2,400$2,131
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Cost of insuring your year Kia Spectra LX

As your Kia Spectra LX ages, it becomes cheaper to insure. In fact, premiums drop by around $33 with each passing model year.
Here are the savings Jerry users found based on their Kia Spectra LX’s year:
Model year
Before Jerry
After Jerry
2006$2,377$1,465
2005$2,596$1,301
2004$2,258$1,531

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