Best Car Insurance for Kia Optima SX

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Insurance for Kia Optima SX

Drivers save as much as 27% per year insuring their Kia Optima SX when they switch insurance providers with Jerry.

Here’s how much real Jerry customers have saved when they insured their Kia Optima SX:
Quote DateMake / modelStateCityAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
2020-10-18Kia Optima SXKYLouisville35-44SafecoCustom$4,860$3,768
2021-04-18Kia Optima SXNCRaleigh25-34National GeneralPredicted$3,612$1,560
2021-02-20Kia Optima SXGAHampton25-34GainscoBasic$1,860$1,440
2021-08-11Kia Optima SXTXHouston25-34ProgressivePredicted$1,656$1,512
2020-09-03Kia Optima SXGAAtlanta18-20TravelersCurrent$7,200$6,468
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How much does it cost to insure a Kia Optima SX?

The average annual cost to insure a Kia Optima SX is $3,120, which is $203 higher than the average annual cost to insure Kias.

Are you looking for a new Kia Optima SX? Here’s how much you can expect to pay for car insurance with Jerry:
Age Groups
Before Jerry
After Jerry
18-20$3,857$3,348
21-24$3,426$2,246
25-34$3,264$2,242
35-44$3,574$2,568
45-54$2,769$2,208
55-64$2,220$1,960

Best carriers for insuring your Optima SX

After crunching the data, we found that Dairyland offers the cheapest car insurance for Kia Optima SX, at an average annual rate of $1,288.

Although averages can be a good way to get a general idea of how much it will cost to insure your Kia Optima SX, car insurance policies are highly individualized, so it’s always important to shop around for the best prices, discounts, and coverage options available to you. Luckily, Jerry does all the shopping (and switching) for you!
Here are the best car insurance companies that drivers have found to insure their Kia Optima SX by using Jerry:
Insurance company
Before Jerry
After Jerry
Dairyland$2,274$1,288
Gainsco$1,820$1,310
Electric$2,040$1,568
Aspire Advantage$2,400$1,614
Plymouth Rock$2,340$1,764
ClearCover$2,854$1,878
National General$2,818$1,945
Mercury$2,448$1,960
Safeco$3,175$2,126
Kemper$3,604$2,171
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Cost of insuring your year Kia Optima SX

As your Kia Optima SX ages, it becomes cheaper to insure. In fact, premiums drop by around $160 with each passing model year.
Here are the savings Jerry users found based on their Kia Optima SX’s year:
Model year
Before Jerry
After Jerry
2018$3,708$2,563
2017$1,800$1,104
2016$3,926$2,477
2015$2,970$2,343
2014$3,853$2,900
2013$2,907$1,935
2012$2,889$2,132
2011$4,157$3,682

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