Best Car Insurance for Kia Optima EX

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Insurance for Kia Optima EX

Drivers save as much as 30% per year insuring their Kia Optima EX when they switch insurance providers with Jerry.

Here’s how much real Jerry customers have saved when they insured their Kia Optima EX:
Quote DateMake / modelStateCityAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
2021-01-11Kia Optima EXPAPhiladelphia35-44SafecoStandard$4,320$4,020
2021-07-14Kia Optima EXTXHouston25-34AllstateCustom$1,380$888
2021-05-20Kia Optima EXNCRaleigh21-24State AutoCustom$7,032$2,784
2021-05-23Kia Optima EXGAUnion City21-24ElectricCurrent$4,236$3,060
2021-04-09Kia Optima EXWALakewood21-24KemperPredicted$5,496$4,872
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How much does it cost to insure a Kia Optima EX?

The average annual cost to insure a Kia Optima EX is $3,248, which is $331 higher than the average annual cost to insure Kias.

Are you looking for a new Kia Optima EX? Here’s how much you can expect to pay for car insurance with Jerry:
Age Groups
Before Jerry
After Jerry
18-20$4,534$2,387
21-24$3,591$2,692
25-34$3,679$2,575
35-44$2,446$1,608
45-54$2,736$1,601
55-64$4,472$3,209

Best carriers for insuring your Optima EX

After crunching the data, we found that Plymouth Rock offers the cheapest car insurance for Kia Optima EX, at an average annual rate of $1,470.

Although averages can be a good way to get a general idea of how much it will cost to insure your Kia Optima EX, car insurance policies are highly individualized, so it’s always important to shop around for the best prices, discounts, and coverage options available to you. Luckily, Jerry does all the shopping (and switching) for you!
Here are the best car insurance companies that drivers have found to insure their Kia Optima EX by using Jerry:
Insurance company
Before Jerry
After Jerry
Plymouth Rock$1,570$1,470
Dairyland$3,240$1,745
Gainsco$4,838$1,748
Allstate$2,990$1,893
Nationwide$3,442$1,925
Infinity$2,712$1,956
National General$3,261$2,004
ClearCover$3,280$2,204
Progressive$2,979$2,255
Travelers$3,274$2,397
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Cost of insuring your year Kia Optima EX

As your Kia Optima EX ages, it becomes cheaper to insure. In fact, premiums drop by around $182 with each passing model year.
Here are the savings Jerry users found based on their Kia Optima EX’s year:
Model year
Before Jerry
After Jerry
2020$4,056$3,373
2019$1,442$1,144
2018$4,381$2,752
2017$3,359$2,780
2016$3,253$2,366
2015$3,245$2,253
2014$3,627$2,683
2013$3,331$2,246
2012$2,226$1,459
2011$1,994$1,733

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