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Jerry Data & Research
Cheapest Jeep Wrangler Car Insurance (Apr 2024)
Cheapest Jeep Wrangler Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Jeep Wrangler
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Jeep Wrangler car insurance cost?
- Compare the cheapest Jeep Wrangler car insurance quotes
- The best car insurance companies for Jeep Wrangler owners
- Jeep Wrangler insurance cost by model year
- Are Jeep Wranglers expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Jeep Wrangler car insurance cost?
The average cost of
car insurance
for a Jeep Wrangler is around $85 per month for minimum coverage, while full coverage costs around $150 per month. Jeep Wrangler owners pay slightly less to insure their cars than vehicles of a similar make and model.Car insurance rates vary dramatically, but finding affordable insurance for an off-roader like a Wrangler can be tricky. That’s why it’s wise to shop around and
compare quotes
from multiple providers before deciding. With Jerry
, you can compare multiple quotes and secure your ideal policy in one to two hours.Compare the cheapest Jeep Wrangler car insurance quotes
Shopping around for cheap car insurance is the easiest way to find big savings. But with dozens of reputable insurance carriers all offering different rates and coverage options, requesting quotes from each provider can be overwhelming (and time-consuming).
Thanks to Jerry, finding car insurance can be easy and stress-free. As the top
car insurance comparison
tool, Jerry walks you through creating a profile that’s used to find personalized car insurance quotes from more than 55 top providers in your area in under two minutes.Check out the table below to see actual rates Jeep Wrangler drivers found using the Jerry app.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
April 23, 2024 | Jeep Wrangler Unlimited Sport | Travelers | $154 | Jose, 38 | • 50,000/100,000 Liability • Comp / Collision |
April 18, 2024 | Jeep Wrangler X | Progressive | $279 | Alan, 61 | • State Minimum Liability • Comp / Collision |
April 15, 2024 | Jeep Wrangler Unlimited Sahara | State Auto | $123 | Albert, 28 | • 100,000/300,000 Liability • Comp / Collision |
April 13, 2024 | Jeep Wrangler Unlimited Sahara | Safeco | $104 | Lulu, 31 | • 100,000/300,000 Liability • Comp / Collision |
April 10, 2024 | Jeep Wrangler Unlimited Sport | Nationwide | $229 | Christine, 40 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 23, 2024The best car insurance companies for Jeep Wrangler owners
Car insurance rates are as unique as the driver, and premiums are personalized based on various factors insurers consider when
calculating insurance premiums
. That means Jeep Wrangler insurance rates will differ between drivers and insurance providers. But when looking for Jeep insurance, cost isn’t the only factor to consider—you’ll also want to look at a carrier’s ratings for things like claims experience and customer service.
To save you time, Jerry surveyed over 18,000 real policyholders to determine the
best car insurance companies
. We asked policyholders about their experience with their current providers. Take a look at the table below to see how Jerry users rated their insurers on price, claims experience, and customer service.| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Jeep Wrangler?
Regardless of location, drivers are required to meet or exceed their state's
minimum coverage car insurance
requirements before getting behind the wheel.| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Jeep Wrangler | $150 | $85 |
There are two options for insurance:
- Minimum coverage insuranceis the minimum amount legally required in your state, and is broken down intobodily injuryandproperty damage liabilityinsurance. These liability coverages will pay for any injuries or damages you cause in an accident to other parties. It will not cover your own expenses.
- Full coverage insuranceprovides financial protection for damages to your vehicle. This includescollisionandcomprehensivecoverage which will pay for damages caused in collision and non-collision related events (i.e. theft, vandalism, and severe weather).
Depending on your state, you may also be required to purchase one or more of the following
types of car insurance
as part of your minimum coverage policy:- Personal injury protection (PIP)to pay for medical expenses for you, your family members, and your passengers after a crash.
- Uninsured motorist coverage (UM) to pay for damages and injuries after a crash with an uninsured motorist.
- Medical Payments (MedPay)to pay for medical expenses for you and your passengers after an accident, minus lost wages.
If you loan or lease your vehicle, most lenders will require you to purchase collision and comprehensive coverage for the duration of your auto loan or lease. You’ll also need a full coverage policy if you plan to add additional coverages, such as roadside assistance.
If you loan or lease your vehicle, most lenders will require you to purchase collision and comprehensive coverage for the duration of your auto loan or lease. You’ll also need a full coverage policy if you plan to add additional coverages, such as roadside assistance.
Learn more about car insurance for other models
Why are some trims more expensive to insure than others?
One factor influencing car insurance rates is the Manufacturer's Suggested Retail Price (MSRP) of the vehicle. The more expensive your car, the more you’ll pay to insure it. Higher trim levels have more features and technology that come with higher repair costs and, therefore, higher insurance costs.
Additionally, specific Jeep Wrangler models are designed for off-roading, which comes with greater risks. Because there’s an increased risk of filing a comprehensive claim, insurers will charge higher rates for off-road models like the Rubicon or Willys.
Check out the table below to see the average rates of car insurance for various Jeep Wrangler trim levels.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Wrangler Jeep / TJ Sahara | $69 | $90 |
Wrangler Jeep TJ SE | $79 | $104 |
Wrangler Jeep / TJ Sport | $78 | $84 |
Wrangler Jeep / TJ Unlimited | $73 | $117 |
Wrangler Jeep / YJ S | $50 | $193 |
Wrangler Jeep Commando | $66 | $105 |
Wrangler Jeep Sahara | $84 | $142 |
Wrangler Jeep Sahara 4XE | $120 | $178 |
Wrangler Jeep Sport | $87 | $151 |
Wrangler Jeep Unlimited Rubicon | $119 | $145 |
Wrangler Jeep Unlimited Sahara | $90 | $163 |
Wrangler Jeep Unlimited Sahara 4XE | $47 | $158 |
Wrangler Jeep Unlimited Sport | $94 | $156 |
Wrangler Jeep Unlimited X | $87 | $136 |
Wrangler Jeep X | $74 | $124 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Jeep Wrangler insurance cost by model year
Having the newest Wrangler model might be exciting, but it will cost you more to insure. Newer models have more features and tech that are costly to repair or replace in the event of an accident, which translates to higher insurance costs.
Look at the following tables to see how insurance rates vary based on your Wrangler’s model year.
2023 Jeep Wrangler car insurance quotes
Take a look at the table below to see real quotes Jerry found for 2023 Jeep Wrangler drivers.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2023 Jeep Wrangler Sahara 4XE | Progressive | $117 | Donald, 32 | • 100,000/300,000 Liability • Comp / Collision |
2023 Jeep Wrangler Sahara 4XE | Infinity | $113 | Sophia, 31 | • State Minimum Liability |
2023 Jeep Wrangler Sahara 4XE | Bristol West | $469 | Jerome, 40 | • State Minimum Liability • Comp / Collision |
Gainsco | $142 | Alberta, 30 | • State Minimum Liability | |
2023 | National General | $222 | Jeffery, 23 | • State Minimum Liability |
Last Updated Apr 23, 20242022 Jeep Wrangler car insurance quotes
Check out some real quotes Jerry compared for 2022 Jeep Wrangler drivers.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 Jeep Wrangler Unlimited Sport | Progressive | $116 | Peter, 26 | • State Minimum Liability |
2022 Jeep Wrangler Unlimited Sport | Safeco | $103 | Linnie, 30 | • 50,000/100,000 Liability • Comp / Collision |
| Allstate | $260 | Emilie, 41 | • 100,000/300,000 Liability • Comp / Collision | |
| AAA | $139 | Della, 46 | • State Minimum Liability • Comp / Collision | |
| Travelers | $92 | Frederick, 28 Lewisville, NC | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 22, 20242021 Jeep Wrangler car insurance quotes
Here’s what 2021 Jeep Wrangler drivers pay for car insurance using Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| AAA | $175 | Trevor, 26 | • 50,000/100,000 Liability • Comp / Collision | |
| Travelers | $133 | Bernard, 30 | • 100,000/300,000 Liability • Comp / Collision | |
| Allstate | $181 | Leonard, 38 | • State Minimum Liability • Comp / Collision | |
| Nationwide | $122 | Georgia, 39 | • 100,000/300,000 Liability • Comp / Collision | |
| State Auto | $111 | Christian, 47 Spindale, NC | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 24, 2024If your car is over three years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Jeep Wrangler with our real quote examples below:
2020 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2020 Jeep Wrangler Unlimited Sport | Progressive | $148 | Margaret, 26 | • 100,000/300,000 Liability • Comp / Collision |
| Travelers | $78 | Hunter, 31 | • 50,000/100,000 Liability • Comp / Collision | |
| Nationwide | $315 | Mabelle, 40 | • 100,000/300,000 Liability • Comp / Collision | |
2020 Jeep Wrangler Unlimited Sport | Safeco | $104 | Cecelia, 38 | • 100,000/300,000 Liability • Comp / Collision |
2020 Jeep Wrangler Unlimited Sport | Mercury | $163 | Danny, 28 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 21, 2024 2019 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2019 | Safeco | $239 | Vincent, 32 | • 50,000/100,000 Liability • Comp / Collision |
2019 Jeep Wrangler Unlimited Sport | Allstate | $203 | Leonard, 34 | • 100,000/300,000 Liability • Comp / Collision |
| AAA | $159 | Susie, 35 | • State Minimum Liability • Comp / Collision | |
2019 | State Auto | $426 | Carlos, 37 | • 50,000/100,000 Liability • Comp / Collision |
| National General | $528 | Kathryn, 33 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 24, 2024 2018 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $434 | Charles, 30 Holgate, OH | • 50,000/100,000 Liability • Comp / Collision | |
| Nationwide | $62 | Eric, 40 | • 100,000/300,000 Liability • Comp / Collision | |
| Safeco | $83 | Rodney, 58 | • State Minimum Liability • Comp / Collision | |
| Allstate | $148 | Sally, 38 | • 100,000/300,000 Liability • Comp / Collision | |
| Travelers | $103 | Rosetta, 45 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 22, 2024 2017 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $162 | Marc, 50 | • State Minimum Liability • Comp / Collision | |
| Travelers | $112 | Harold, 56 | • 50,000/100,000 Liability • Comp / Collision | |
2017 Jeep Wrangler Unlimited Sport | Allstate | $75 | Eleanor, 42 Germantown, OH | • 100,000/300,000 Liability • Comp / Collision |
2017 | Safeco | $147 | Lottie, 55 | • State Minimum Liability • Comp / Collision |
2017 | Bristol West | $104 | Barbara, 31 | • State Minimum Liability |
Last Updated Apr 23, 2024 2016 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2016 Jeep Wrangler Unlimited Sport | Safeco | $219 | Vincent, 28 | • 50,000/100,000 Liability • Comp / Collision |
2016 | Nationwide | $70 | Ophelia, 40 | • 100,000/300,000 Liability • Comp / Collision |
2016 Jeep Wrangler Unlimited Sport | AAA | $233 | Phoebe, 22 | • State Minimum Liability • Comp / Collision |
2016 | Allstate | $215 | Catherine, 34 | • State Minimum Liability • Comp / Collision |
| Travelers | $217 | Ann, 35 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 24, 2024 2015 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $325 | Carlos, 43 | • 50,000/100,000 Liability • Comp / Collision | |
| Safeco | $224 | Willie, 49 | • 100,000/300,000 Liability • Comp / Collision | |
| AAA | $118 | Leo, 39 | • State Minimum Liability • Comp / Collision | |
| Travelers | $144 | Russell, 59 | • 100,000/300,000 Liability • Comp / Collision | |
| Mercury | $103 | Wesley, 27 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 21, 2024 2014 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Travelers | $129 | Rosa, 33 | • 50,000/100,000 Liability • Comp / Collision | |
| Allstate | $153 | Paul, 52 | • 100,000/300,000 Liability • Comp / Collision | |
| Safeco | $290 | Matthew, 39 | • State Minimum Liability • Comp / Collision | |
| AAA | $149 | Trevor, 39 | • 50,000/100,000 Liability • Comp / Collision | |
| Nationwide | $80 | Josephine, 24 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 24, 2024 2013 Jeep Wrangler car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $111 | Mittie, 24 Martin, GA | • State Minimum Liability • Comp / Collision | |
| Travelers | $78 | Tillie, 32 | • 50,000/100,000 Liability • Comp / Collision | |
| Safeco | $74 | Ryan, 30 Hawley, TX | • State Minimum Liability • Comp / Collision | |
| Nationwide | $74 | Mittie, 57 | • 100,000/300,000 Liability • Comp / Collision | |
| AAA | $132 | Adelaide, 26 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 21, 2024See all Jeep Wrangler insurance information by year
See All
Are Jeep Wranglers expensive to insure?
The average cost of minimum coverage insurance for a Jeep Wrangler is about $85 per month, but it’s important to remember that’s just an average—the actual rate you’ll pay depends on your driving profile and Wrangler.
A souped-up, off-road-ready Wrangler will cost more to insure than the base-level no-bells-and-whistles model. Similarly, a newer model will cost more to insure than a six-year-old model.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Jeep Wrangler | $85 | $150 |
Toyota Highlander | $93 | $162 |
Mini Cooper | $90 | $166 |
Buick Envision | $69 | $175 |
Ford Five Hundred | $92 | $170 |
Why are similar cars more or less expensive to insure? When calculating insurance costs, insurers factor in things like MSRP, trim level, safety features, and model year. The newer and more expensive models typically have higher insurance costs than older, cheaper models.
Jeep Wrangler safety features
Insurers are big on safety, so the higher the safety rating and the more safety features your Wrangler has, the less you’ll pay for insurance—in most cases.
A vehicle with more advanced safety features poses a lower risk to insurance companies in the event of an accident. As such, insurance costs for vehicles with more (and better) safety features will be lower.
Check out the table below to learn about the Jeep Wrangler’s safety features.
| Safety feature | Description |
|---|---|
Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
Security system | The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
What other factors affect Jeep Wrangler insurance rates?
- Driver age: Drivers under 25 pay some of the highest insurance rates of any age group due to limited driving experience and a higher risk for accidents. Similarly, drivers over 75 pay higher rates due to age-related factors that increase accident risk and subsequent injuries.
- Claims and driving history: A history of accidents and moving violations tells insurers you’re a high-risk driver, which will lead to higher insurance rates, regardless of what vehicle you drive.
- Zip code: Different areas within city limits are subject to unique factors influencing car insurance rates, such as traffic patterns and crime activity.
- Mileage: The more you drive, the higher the risk of being involved in an accident and the more you’ll pay to insure your vehicle.
- Credit score: Most insurers use credit-based insurance scores to calculate insurance rates. Drivers with good or excellent credit scores generally see lower rates than drivers with poor credit scores.
Jeep Wrangler insurance cost for young drivers
Teen drivers
between the ages of 16 and 19 and new drivers face some of the highest insurance rates due to minimal driving experience, which leads to an increased risk of being involved in an accident. Rates typically decrease after 25 as they gain more experience behind the wheel, but taking a driver training course is another way to find affordable young driver car insurance rates.
It’s also important to note that while minimal coverage is the cheapest for young and new drivers, most can benefit from a full-coverage insurance policy that includes collision and comprehensive insurance for greater financial and legal protection.
Joe (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$321
per month
Larry (24 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$156
per month
Winifred (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$179
per month
Jeep Wrangler insurance cost for senior drivers
Senior drivers in their mid-70s might have decades of driving experience, but older drivers are more vulnerable to severe injuries in the event of a collision, which means they’ll face higher insurance rates than middle-aged drivers.
Carl (75 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$170
per month
Jessie (65 years old)
$206
per month
Eddie (88 years old)
Coverage250,000 per person
500,000 per accident bodily injury
Comp / Collision
$254
per month
Gertrude (66 years old)
$229
per month
Gussie (68 years old)
$75
per month
Jeep Wrangler insurance cost for drivers with driving violations
Your driving record has one of the biggest impacts on car insurance rates. A history of at-fault accidents and moving violations—even a minor speeding ticket—can result in higher-than-average insurance rates. Insurers want to know you’re a safe driver, so drivers with a clean driving record are often rewarded with the best rates.
Some common violations that can lead to high insurance rates include:
- Speeding
- At fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Jeep Wrangler drivers with speeding ticket
Repercussions for a speeding ticket vary based on the degree of speeding—the faster you drive, the more your car insurance rate will increase. And if your speed warranted a reckless driving citation, expect your premium to go through the roof.
If you’ve recently added a speeding ticket to your driving record, Jerry can help you compare rates from the most popular providers in your area to find the most affordable policy for your Jeep Wrangler.
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Jeep Wrangler Sport | Progressive | $72 | Minerva, 26 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 6-10 | Jeep Wrangler Unlimited Sahara | Bristol West | $432 | Chester, 37 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | Jeep Wrangler Unlimited X | Safeco | $245 | Blanche, 24 | • State Minimum Liability |
Speeding 16-20 | Jeep Wrangler Unlimited Sport | National General | $258 | Luella, 44 | • 50,000/100,000 Liability |
Speeding 21+ | Jeep Wrangler Unlimited Sahara | State Auto | $68 | Gene, 30 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 22, 2024Cheapest car insurance for Jeep Wrangler drivers with a DUI record
A DUI conviction on your driving record is a serious offense that signals to insurers you’re a high-risk driver. While a DUI on your record undoubtedly will increase your car insurance rates, rates will still vary between providers, so the best way to find the most affordable rate is to compare quotes from multiple providers.
Check out some Jeep Wrangler car insurance rates Jerry found for drivers with a DUI conviction.
Callie (28 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$63
per month
Terry (32 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$165
per month
Alice (49 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$184
per month
Mabelle (51 years old)
$79
per month
Edna (32 years old)
$81
per month
Cheapest car insurance for Jeep Wrangler drivers after an accident
A history of at-fault accidents on your driving record is another reason for high auto insurance rates. Insurers calculate premiums based on risk level—the higher risk you pose to an insurer, the more you’ll pay to insure your vehicle.
If you have one or more at-fault accidents on your driving record, Jerry can help you compare rates to find the most affordable option.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Jeep Wrangler Unlimited Sport | Allstate | $114 | Keith, 32 | • 50,000/100,000 Liability |
At Fault With No Injury | Jeep Wrangler Sahara | Travelers | $157 | Olive, 30 Acushnet, MA | • State Minimum Liability • Comp / Collision |
At Fault With Injury | Jeep Wrangler Unlimited Rubicon | Nationwide | $88 | Franklin, 42 Midway Park, NC | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Jeep Wrangler Sport | AAA | $150 | Derrick, 28 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Jeep Wrangler / YJ S | National General | $132 | Agnes, 48 | • No Coverage Liability |
Last Updated Apr 22, 2024Cheapest car insurance for Jeep Wrangler drivers with other driving violations on their record
DUIs, speeding tickets, and at-fault accidents are only a few violations that lead to high Jeep Wrangler insurance rates. Other offenses, such as reckless driving, driving with a suspended license, or driving without insurance, can also cause rates to climb.
Check out the table below to see how Jerry found affordable Jeep Wrangler insurance costs for drivers with various other violations.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Jeep Wrangler X | Progressive | $100 | Ollie, 41 Genoa City, WI | • State Minimum Liability • Comp / Collision |
Defective Equipment | Jeep Wrangler Unlimited Rubicon | Travelers | $165 | Carrie, 31 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Jeep Wrangler Unlimited Sahara | Safeco | $226 | Jane, 32 | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | Jeep Wrangler Unlimited Sahara | Bristol West | $126 | Clarence, 34 | • State Minimum Liability |
Cell Phone | Jeep Wrangler Unlimited Sport | Plymouth Rock | $147 | Amanda, 40 | • 100,000/300,000 Liability • Comp / Collision |
Careless Driving | Jeep Wrangler Unlimited Sport | Bristol West | $213 | Edwin, 44 | • 25,000/50,000 Liability |
Driving on Sus. License | Jeep Wrangler Sport | Mercury | $100 | Dylan, 35 | • 100,000/300,000 Liability • Comp / Collision |
Failure to Obey Signal | Jeep Wrangler Unlimited Sport | Allstate | $202 | Mamie, 23 | • 250,000/500,000 Liability • Comp / Collision |
Seat Belt | Jeep Wrangler Unlimited Sport | Plymouth Rock | $151 | Don, 42 | • 100,000/300,000 Liability • Comp / Collision |
Improper Passing | Jeep Wrangler / TJ SE | National General | $91 | Elizabeth, 26 | • 50,000/100,000 Liability |
Last Updated Apr 24, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
Shopping around and comparing free quotes from multiple providers is the quickest and easiest way to find the cheapest car insurance rate, but there are other easy ways to save:
- Increase your deductible: Yourcar insurance deductibleis the amount you must pay after filing a collision or comprehensive claim before your insurer will cover any costs. To keep your monthly payments as low as possible, increase your deductible to the highest amount you can afford to pay out-of-pocket in the event of an accident.
- Look for discounts:Car insurance discountsare one of the easiest ways to save on Jeep Wrangler car insurance. Most insurance companies offer various discounts, but what’s available will depend on the insurer and your location.
- Bundle your insurance policies:Bundling your homeowners and auto insurance(or auto and renters) with the same insurance provider can help you save on both premiums.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
