Best Car Insurance for Jeep Compass Latitude 2022

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Best insurance for Jeep Compass Latitude

One of the biggest factors determining your auto insurance rates is the model of car you drive. When setting your insurance premiums, providers consider how much it will cost them to replace or repair your vehicle.
Within each make, insurance premiums will vary as well because each model will have a different price, safety rating, and reliability standard—all of which impact your car insurance premiums.
Jerry is the insurance broker app that helps people save money on their car insurance quickly and easily.
Drivers save as much as 30% per year insuring their Jeep Compass Latitude when they switch insurance providers with Jerry.
Want more proof? Here are some real quotes for Jeep Compass Latitude drivers after switching with Jerry.
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
May 3, 202275605TXLongviewHilda L.23Clearcover$2,376$1,828
May 4, 202277373TXSpringAlberta I.37Safeco$2,844$2,703
May 12, 202245211OHCincinnatiBessie M.31Allstate$3,060$1,245
May 3, 202247710INEvansvilleHarry F.46Gainsco$3,360$1,090
May 10, 202278224TXSan AntonioHarvey B.24Bristol West$2,472$1,434
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

How much does it cost to insure a Jeep Compass Latitude

The average annual cost to insure a Jeep Compass Latitude is $2,736, which is $134 higher than the average annual cost to insure Jeeps. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.
The price of your premiums also is impacted by what coverage you choose.
No-fault states require you to carry personal injury protection, as well. This coverage kicks in to pay for your party’s medical bills and lost income no matter who caused the accident.
Other states may mandate uninsured motorist coverage which will cover your costs if you are in an accident with an uninsured or underinsured driver.
Most states also require varying amounts of liability insurance, which covers damage to other drivers (bodily injury liability) and their cars (property damage liability) if you are at fault in an accident.

Insurance coverage to consider for a Jeep Compass Latitude

While the mandatory liability coverage will be the cheapest option to insure your Compass Latitude, it’s a good idea to carry more than the minimum insurance.
Most drivers will opt for full-coverage insurance, which will further protect you and your car if you’re in an accident or your car is damaged by another event.
Full-coverage insurance includes: Collision coverage, which pays for damage to your vehicle that happens as a result of an accident with another vehicle or stationary object Comprehensive coverage, which pays for damages not due to a collision, such as vandalism or severe weather

What determines your car insurance cost for a Jeep Compass Latitude

In addition to the car you drive and the policy you choose, other factors will have a major impact on your monthly premiums. Providers will consider your demographics, as well as features specific to your vehicle when determining your rates.
Here are some factors that may impact your auto insurance premiums.

Your age

The cost of insurance for a Jeep Compass Latitude will vary depending on your age. In general, drivers will have higher auto insurance premiums than older drivers because of their lack of driving experience and the higher accident rate for drivers under 25. That said, teenage drivers will see higher insurance rates for a Jeep Compass Latitude than 20-year-old drivers as costs will continue to decrease as drivers gain experience. Here are average costs of insurance for Jerry customers who drive a Jeep Compass Latitude:
Age Groups
Average Cost
Annual Savings with Jerry
18-20$3,027$790
21-24$3,260$911
25-34$2,696$788
35-44$3,020$957
45-54$2,363$669
55-64$2,116$551
65+$3,710$1,917

The year of your car

Not only does your age impact the rate you pay for your car insurance premiums, but your car’s age also is a factor. Because cars depreciate over time—generally losing 60% of their value in the first five years—the cost of car insurance premiums for a Jeep Compass Latitude will be lower for an older car. These are real quotes Jerry has found for drivers of a Jeep Compass Latitude based on model year:
Model year
Average Cost
Annual Savings with Jerry
2022$2,896$698
2021$2,600$596
2020$2,664$829
2019$2,537$691
2018$2,997$908
2017$3,016$934
2016$2,791$923
2015$2,457$767
2014$2,701$735
2013$2,032$589

Your carrier

While all insurance companies will consider similar factors when setting your car insurance premiums, each provider uses its own formula to set your rates. Therefore, you can find drastically different premiums depending on the provider—even for the exact same coverage. It’s smart to compare policies from multiple providers before purchasing insurance so you know you’re always getting the best price for the coverage you need. Here are quotes for Jerry users who drive a Jeep Compass Latitude with different carriers:
Insurance company
Average Cost
Annual Savings with Jerry
Commonwealth Insurance$2,777$1,237
National General$2,904$945
State Auto$2,774$896
Dairyland$2,773$820
Nationwide$2,664$810
Progressive$2,745$808
Clearcover$2,495$771
Kemper$2,123$766
Gainsco$2,632$713
Travelers$2,430$651

Trim levels and vehicle materials

The Jeep Compass Latitude comes in several trim levels—versions of the same car with different features—and opting for a higher trim could mean you’re getting a car with more premium features.
However, those upgrades will come at an extra cost. Not only will the cost of your vehicle be higher, but premium qualities—like a flashy infotainment system, higher horsepower engine, or luxury finishings—will raise your insurance costs, as well. Furthermore, some features—like an upgraded sound system—will require their own insurance policy in case of damage, theft, or vandalism.
If you’re looking to save money on car insurance, it may be a good idea to stick to the base trim for a Jeep Compass Latitude.

How can I save money when insuring my Jeep Compass Latitude

You want to look after your car, but you don’t want to pay too much—that makes sense. Here are some tips on how to cut costs (but not coverage!) when insuring your Compass Latitude.

Comparison shop

Comparison shopping is the best way to save money on car insurance. Usually, that would mean filling out a ton of forms, making copious phone calls, and spending hours talking to agents.
But with Jerry, it doesn’t have to be that complicated. Jerry is the easiest and most effective way to find a car insurance policy that is customized for you.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy! So why do all that extra work when Jerry can do it better?
Key Takeaway Comparison shopping with Jerry is the easiest way to ensure you’re getting the best rate for the insurance coverage you want.

Opt for a lower trim level

The Compass Latitude is a reasonably priced option in an extensive line of compact SUVs. But if you’re looking to save a little, you can always drop down to the base model.
It serves as a viable alternative, coming in at $1,500 less. While it misses out on some features—including satellite radio, chunky wheels, and advanced brake assist—it still provides excellent performance and space.
It’s true that higher trim levels look nice and feel special, but they can be an incentive for insurance companies to make your costs rise. And with the Compass line, you’re really not sacrificing much in the way of trim, anyway.

Skip the extra features

The Compass Latitude boasts a pretty expansive spec. With solid power, top handling, and class-leading fuel efficiency, it’s a pleasant and relatively cheap drive. Add that to a comfortable interior, and you have an ideal everyday SUV.
But there are always extras that can be thrown in for a little more money. Custom paint jobs, colorful door handles, revamped interior trim, an advanced speaker system, and sunroof are all available.
But adding these extra features could make your insurance prices rise. Some sound systems even require their own coverage! You can cut costs on insurance by saying no to these extras.

Invest in anti-theft and safety features

Better safety features tend to minimize the likelihood of a collision. And insurers might be inclined to give you a discount if your car is equipped with features to help you avoid a major accident.
The Jeep Compass Latitude comes with a solid safety package as part of the base model. Some of the basics include:
  • Automated emergency braking
  • Adaptive cruise control
  • Lane-keeping assist
Add that to a backup camera, solid airbag count, and automatic headlight system and you have a car ideally set up for the day-to-day risks of getting behind the wheel.
The Compass Latitude also comes with an anti-theft system, with an ignition disable device if the incorrect key is used to start the car. Unless you lose your keys, your car isn’t going anywhere.

Keep a clean record

This is perhaps the easiest way of keeping your insurance costs down—all you have to do is prove that you’re a safe driver! This means as few tickets and violations as possible.
The more reliable you are, the lower your premiums will be. Keep your record clean and your rates could shrink significantly.

Look for discounts

Insurance companies offer tons of discounts these days. Some of the most common discounts include bundling policies or multiple vehicles, not making any claims, paying your premium upfront, and switching to paperless billing.
Remember, not all insurance companies advertise every discount—so it never hurts to ask.

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