Best Car Insurance for Isuzu 2022

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Car Insurance for Isuzu

On average, Isuzu drivers pay $1,338 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Conventional Short Bed costs $1,326 less more per year to insure than a Rodeo Sport.
Isuzu stopped making new passenger models in the United States in 2009, but the company has been a leader in low-cab commercial trucks since the mid-1980s. Even though you can’t find a new passenger model, you can still find used models on the market—often for a great price.
If you do find a good deal on a used Isuzu, you’ll need to find the right car insurance for your vehicle. Insurance rates for used vehicles tend to be lower than new models, but it’s still a good idea to compare rates so you know you’re getting the best price.
Fortunately, the car insurance super app Jerry can help you find the best prices for the coverage you need. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Isuzu.
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
November 17, 2021Isuzu Trooper SGreeley, CO80631Walter G.29Kemper$96/mo.$70/mo.
March 25, 2022Isuzu Rodeo SHerrin, IL62948Rosetta L.22National General$139/mo.$90/mo.
February 21, 2022Isuzu Conventional Short BedNew-Port-Richey, FL34653Jared S.36Assurance America$182/mo.$114/mo.
February 24, 2021Isuzu Rodeo SElizabeth, NJ07201Leon H.50Mercury$325/mo.$202/mo.
March 9, 2022Isuzu Ascender SOcala, FL34470Alice H.46Progressive$280/mo.$203/mo.
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Insurance for Isuzu models

While they may all have the same make, insurance premiums for Isuzus depend on the model and age of the car.

Insurance for Isuzus based on the year of the car

If you’re buying an Isuzu, you’re not buying a new car. This can be a great thing for your wallet as used cars are less expensive to purchase outright—a car’s value depreciates 60% in its first five years. Since your Isuzu will be older than that, you’re likely to get a great deal on the price of the car and your insurance premiums.
Moreover, you may be able to pay for the car in cash, which means you wouldn’t be required to secure full-coverage insurance as you would if you took out a loan.
According to Jerry’s internal data, the cheapest years for Isuzus are 1997 and 2004.
The most expensive years for Isuzus are 1993 and 2007.
Year
Average Cost
Annual Savings with Jerry
2008$3,000$1,214Compare Prices
2007$3,360$920Compare Prices
2006$1,194$235Compare Prices
2005$3,992$2,320Compare Prices
2004$1,325$368Compare Prices
2003$1,816$622Compare Prices
2002$2,019$579Compare Prices
2001$1,620$575Compare Prices
2000$1,466$233Compare Prices
1999$2,003$610Compare Prices
1998$1,717$706Compare Prices
1997$1,164$396Compare Prices
1996$1,632$415Compare Prices
1995$1,927$664Compare Prices
1993$3,780$1,241Compare Prices
Key Takeaway Any Isuzu bought today will be a used car and will be less expensive to insure than other makes. Even still, the price of insurance can vary depending on the model.
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Insurance for different models of Isuzu

While age plays a part in setting insurance premiums, the car’s model is another important factor. In general, you’ll find better insurance rates for sedans and compact SUVs than you would for coupes or large SUVs because of the lower prices, higher safety ratings, and lower repair costs.
Any Isuzu you purchase will be a used car, so you’re going to find better rates than you would for a newer make in similar styles. That said, even within Isuzu, your rates will vary.
For example, an Isuzu Rodeo is likely to be less expensive to insure than an Ascender because the Rodeo is a smaller SUV.
If you want to learn more about car insurance costs for some of the most popular Isuzu models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Isuzu

Most states require drivers to carry minimum liability insurance before driving. Liability insurance covers the expenses for other drivers if you cause an accident. These coverages typically include:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
For most cars, it makes sense to carry more than the baseline liability insurance. The state mandates are just the minimum, and they may not cover all of the damages if you cause a crash. Additionally, liability insurance only kicks in to cover damage to another vehicle, but it won’t cover you or your car.
Because of that, it may be a good idea to consider full-coverage car insurance.
Full coverage insurance typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism.
However, because Isuzus are used vehicles, it may not make economic sense to carry a full-coverage policy. Instead, you might opt to purchase liability insurance and MedPay coverage—which will cover medical costs for you and your passengers—for your Isuzu.
The average annual insurance premium for an Isuzu is $1,779 per year for minimum car insurance and -- for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,627 per year for minimum car insurance and $2,297 for full-coverage insurance.
Here’s what it costs to insure an Isuzu with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Isuzu$1,811$1,315$3,032$1,994--
Isuzu
All Coverage Before Jerry
$1,811
All Coverage After Jerry
$1,315
Minimum Coverage Before Jerry
$3,032
Minimum Coverage After Jerry
$1,994
Full Coverage Before Jerry
-
Full Coverage After Jerry
-
Because Isuzus are only sold in the United States as used cars, their insurance prices will be much lower than new models of comparable brands—like Mitsubishi or Nissan. That said, their used versions will likely garner similar coverage rates. If you’re comparing the prices of insurance for cars like Isuzus, here are the insurance costs for other brands:
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What impacts your insurance costs for Isuzu

Your car’s specs are just one aspect that will determine the insurance rates for your Isuzu. Providers will also consider your demographics when setting your auto insurance premiums.

The model of Isuzu you drive

As mentioned above, the model of Isuzu you drive will make a difference in your insurance rates. But you may find varying premiums even for the same model.
Because Isuzus are used, the mileage on the vehicle, the age of the car, and the aftermarket features will all impact your coverage.
Most models are offered with different trim levels—versions of the same model that includes different features—and a higher trim can come with pricier insurance premiums.
For example, if you drive an Isuzu Trooper S with more premium features, you’ll see higher rates than someone who drives a base model Isuzu Trooper.
Furthermore, if you’ve added an aftermarket [sound system] to your Isuzu Trooper S, you may want to consider [sound system coverage] (https://getjerry.com/car-insurance/sound-system-insurance). This coverage will protect any aftermarket audio add-ons in the event of damage, theft, or vandalism.

Your insurance company

With a wide variety of carriers from which to choose, it seems logical that sticking with your current carrier to insure your Isuzu is the easiest option—but that isn’t always the case.
Providers develop their own formulas for setting car insurance premiums, so you may find that you get different quotes from each provider—even for the exact same coverage. Because of that, the best way to ensure you’re getting the best deals on car insurance is to shop around for quotes.
However, comparison shopping can be tedious—especially if you’re doing all of the legwork for insuring your Isuzu yourself. That’s where Jerry comes in handy.
It takes less than a minute to get competitive quotes from the top auto insurance providers in the country. Once you decide on the right coverage for your Infiniti, Jerry handles the rest—you won’t have to lift a finger to finalize your new plan or cancel your old one!
Since Jerry reviews your policy every 6 months, you can be sure that you’re always getting the coverage you need at the best price.
Here’s what Isuzu drivers paid for car insurance before and after switching with Jerry:
Insurance Company
Average Cost
Annual Savings with Jerry
State Auto$2,181$1,297Compare Prices
Travelers$3,072$1,078Compare Prices
Progressive$2,442$999Compare Prices
Safeco$1,829$638Compare Prices
National General$1,942$563Compare Prices
Kemper$1,433$509Compare Prices
Dairyland$2,116$142Compare Prices
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Your age

One of the biggest factors providers consider when setting your insurance rates is your age.
In general, drivers under 25 pay much higher premiums than older drivers. Insurance carriers often think of younger drivers with less driving experience to be high-risk drivers, and there is a higher likelihood they’ll need to file a claim. As such, providers will charge higher premiums to account for the risk.

Your driving record

Your driving record also makes a big impact on your car insurance rates.
Drivers who have a history of past infractions will often pay much higher premiums than those who have clean records. If you’ve had one small offense, like a speeding ticket, you may not see your rates climb too high, but multiple infractions or one large infraction like a DUI can cause your premiums to be sky-high.
There are ways to lower rates for drivers with poor records, however. Taking a defensive driving course could save you money on insurance for your Isuzu—even if your current driving record is less-than-perfect.
Here are some common insurance premiums for Isuzu drivers with previous infractions:
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Where you live

Insurance providers also will use your zip code to determine rates for your Isuzu’s insurance policy. Even if you’re still driving your trusty Isuzu, moving to a new zip code can drastically impact your monthly payment.
Providers take into account things like a city’s accident rates and property crime rates when determining their risk of making a payment. For example, if you live in a larger city with congested roadways, there’s a greater chance you’ll be in a collision—which will mean higher insurance rates for your Isuzu.
Additionally, extreme weather also can factor into providers’ car insurance calculations for your Isuzu. Drivers who live in areas prone to hail, tornadoes, hurricanes, or other natural disasters are more likely to pay higher premiums because carriers assume they’ll have to make multiple payouts at once.
According to our data, there is a high percentage of Isuzu drivers in cities including Valdosta (GA), Greeley (CO), Mount-Vernon (GA), Interlachen (FL) and Marietta (GA).
The cheapest car insurance for Isuzu for Jerry users is in Catonsville (MD) and Billings (MT).
The most expensive car insurance for Isuzu for Jerry users is in Queens (NY) and Van-Nuys (CA).
Regardless of where you live, your demographics, or the model of Isuzu you drive, you can find the best rates on car insurance by shopping with Jerry.
After a quick signup, Jerry can provide you quotes from over 50 providers. Once you choose the policy that works for you, Jerry will help you take care of the rest—including filling out all paperwork and helping to cancel your old policy.

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