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Infiniti drivers spend an average of $2,119 per year on car insurance. However, each insurance provider calculates rates differently—so your exact monthly cost will depend on a variety of factors like your age, driving record, location, and the make and model year of Infiniti you drive.
Car insurance is never a one size fits all kind of deal. You and your next-door neighbor can purchase the same Infiniti model with identical year numbers, but one of you could end up paying a whole lot more than the other in insurance costs. With variations like these, finding cheap car insurance that doesn’t skimp out on coverage can feel like finding a needle in a haystack—how the heck are you supposed to do it?
Not on your own, that’s how! Jerry is a licensed insurance broker and the first ever super app for car owners on a mission to find you a great policy at an even greater price. We’ll walk you through the ins and outs of Infiniti car insurance by giving you an overview of how rates are calculated and sharing our insider tips on scoring the best deal.
How much does Infiniti car insurance cost?
The average annual cost to insure an Infiniti vehicle is $2,119 per year. Your exact insurance premium depends on multiple factors like your Infiniti model, driving history, location, and more.
Broadly speaking, Infiniti insurance is slightly pricier than your average car. That’s largely because Infiniti is considered a luxury division of Japanese automaker Nissan—and added luxury comes at an added price. To many insurance providers, “luxury” is code for “more expensive repairs,” which they calculate into the cost of insuring your car.
Here’s how Infiniti insurance stacks up against other makes.
Sure, it may cost a little more to insure your Infiniti than it would to insure another kind of car, but don’t let that discourage you from trying to save some money on your premium. In our experience, there’s no better way to avoid overspending on insurance than by comparing quotes from different insurance providers. And Jerry can compare them for you in as little as 45 seconds. Instead of hunting for hours and hours online and calling around for what feels like ages, the Jerry app can pull quotes from across 55 premium providers that are tailor-made for your vehicle and coverage needs.
Want to see what kinds of quotes you could get your Infiniti? Check out the table below to see how much you can save—and hear from real Jerry customers!
Technically speaking, you can just drive with the bare legal minimum—but that may not include all the coverage you need. If you drive an old beat-up Q45 or inherited an I30 from your grandmother, you’ll probably get along just fine with the legal minimum. But, if you’ve just shelled out a lot of money for a shiny new QX50, you may want to consider adding collision and comprehensive coverage to get what’s called “full-coverage” insurance.
Collision and comprehensive coverage help protect your Infiniti from a range of unpredictable disasters like vandalism, theft, severe weather, and a whole host of other threats. While many insurance agents suggest these coverages as add-ons, if you’ve financed your Infiniti, having a full coverage insurance policy may actually be one of your lender’s requirements. Your lender may also require gap insurance, which covers the difference between your car’s current value and the amount remaining on your loan.
Curious about how these different coverage levels affect your wallet? The table below lays out the average full coverage versus minimum Infiniti insurance costs.
Infiniti car insurance rates by model
Infiniti insurance rates change drastically based on the model and model year. Generally speaking, larger vehicles are more expensive to insure while smaller or more compact vehicles are less, but it’s not always so straightforward. Let’s take a deeper dive into the insurance costs for five of Infiniti’s most popular models and see how what you drive can affect your insurance rates.
How much does Infiniti Q50 insurance cost?
Although it’s for some top-notch safety ratings, they don’t do much to lower the cost of insuring it. This sports sedan is all about luxury, and it has a higher insurance premium to account for added repair costs. Plus, it comes in three different trim levels. The Luxe trim is the cheapest to insure, while the Red Sport 400 takes the crown for most expensive.
The table below details how your average annual premium changes based on model year and coverage options.
Drivers love this sports coupe for its high-end interior that is both comfortable and thoughtfully designed to maximize cargo space.
It may be tempting to really put the pedal to the metal in this sporty ride, but racking up speeding tickets and other driving violations can increase your premium. Here’s a quick rundown of just how much.
As a compact luxury SUV, the Infiniti QX50 offers the best of all worlds: a powerful V6 engine, excellent handling, and a low base price. Its roomy interior and Jetsons-worthy tech specs like a built-in Wi-Fi hotspot and dual touch screen interface make this not only one of Infiniti’s top-selling models but one of the top-selling luxury crossover SUVs on the market.
If you want to see how model year affects the premium for this model, check out the table below:
The QX60 is perfect for drivers with a lot—and we really mean a lot—of things to tote around and a lot of miles to drive regularly. It’s three rows of seating and excellent fuel economy make this the perfect choice for those parents who want the practicality of a minivan without becoming minivan parents (not that there’s anything wrong with driving a minivan!).
But, you may end up paying less based on the model year you’ve got in your garage.
We’ll go ahead and say it: the Infiniti QX80 might just be the ideal road trip vehicle. With enough seating for seven passengers, the interior of the QX80 is all about supreme style and comfort. Its well-insulated cabin eliminates road noise, and its stellar suspension system ensures you won’t feel every dip and nick in the road ahead.
If you plan on making this your new go-to adventure car, you’ll pay an average of $2,119 to insure your QX80. However, keep in mind that other factors also affect the rate.
Nowadays, you can do almost anything from your smartphone: order your favorite takeout, teach yourself the latest and greatest TikTok dance trend, and even shop for car insurance. Yep, that’s right: with Jerry, you can not only compare dozens of rates from premium insurance providers but do the whole thing on your phone!
Here’s how it works: you download the app for free from the app store, take 45 seconds to answer some questions, and sit back as Jerry finds you a great deal across 55 top-tier insurance providers that saves you money without sacrificing your coverage needs. Once you find a policy you like, Jerry can even pitch in and help you cancel your old policy.
And, just because you’re doing it on your phone doesn’t mean you’re going at it alone. If you ever have questions about your policy, Jerry’s team of friendly insurance agents is always just a text message away to answer your questions.
Best car insurance companies for Infiniti
While there’s no one go-to insurance provider for Infiniti drivers, drivers tend to gravitate towards GEICO, Progressive, and Allstate for their stellar rates. We know we said it earlier, but it bears repeating now: no two insurance providers are alike when it comes to calculating your premium.
Some providers may really consider your vehicle’s safety features when crunching the numbers, while others may weigh your age more heavily. The more surefire way to not just guess but know you’re getting a great deal is to comparison shop. And thankfully, Jerry makes comparing rates from 55 premium insurance providers easier than solving your daily Wordle puzzle.
Take a look at how much real Jerry customers saved on their Infiniti insurance policies when they shopped with the app!
Drivers with clean driving records pay less for their insurance policies than those with spottier driving histories. Just one infraction could send your rates soaring, so it really pays to be extra cautious! For example, a speeding ticket could increase your annual premium by $2,119.
Infiniti car insurance cost by location
Lastly, location also plays a major role in your insurance costs. Even if they’ve got the same make and model, Infiniti drivers in North Dakota will have different insurance rates than those in Hawaii.
The table below chats different Infiniti premiums based on state.