Best cheap car insurance quotes in Osgood
Drivers in Indiana are legally required to carry minimum liability insurance to ensure financial responsibility while behind the wheel. It is the minimal amount of car insurance you need to have in Osgood and gives you the cheapest rate.
According to the Indiana Bureau of Motor Vehicles (BMV), you’ll need to provide proof of this insurance to avoid penalties—but opting for
full-coverage insurance offers a broader range of protections.
Cheap minimum liability insurance quotes in Osgood
To hit the road legally, Osgood drivers need to meet Indiana minimum coverage limits for
bodily injury liability and
property damage liability.
Indiana minimum liability coverage includes $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property.
These coverages are commonly referred to as 25/50/25 coverage. With this basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving.
Here are some examples of Osgood car owners that Jerry recently helped obtain minimum liability coverage.
Osgood, IN (Zip Code: 47037)
Do you need more than minimum coverage in Osgood?
Most drivers in Osgood would do well to consider purchasing higher liability coverage than the state minimum of 25/50/25.
If you’re in an at-fault accident, these minimums may not be enough to cover vehicle repairs and medical bills—and this is particularly true if the accident results in severe injuries to another person or if the car is totaled.
And keep in mind:
Indiana's car accident laws allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the initial accident!
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Osgood
If you want to safeguard your finances from steep accident expenses, you want
full-coverage car insurance. Repairing or replacing your vehicle can cost thousands of dollars, but it doesn’t have to come out of your wallet if you have adequate coverage.
Full coverage includes comprehensive and collision coverage.
Comprehensive coverage pays for damages to your car caused by perils other than collision or upset—including losses such as theft, fire, windstorm, or glass breakage
Drivers can choose to enhance their insurance protection by purchasing additional coverages for an extra premium. Popular insurance add-ons in Montana include:
The table below shows some recent examples of cheapest Osgood full coverage quotes that Jerry’s agents helped our customers obtain.
|Insurance Coverage||Insurance Company||Premium (monthly)||Customer||Car|
• 100,000/300,000 Liability
• Comp / Collision
|Jeep Patriot Sport|
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.