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Compare quotes for Hyundai Ioniq Limited car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Hyundai Ioniq Limited owners is $2,402 a year. However, exact rates vary from model to model: for instance, the Santa Cruz Night costs $201 more per year to insure than the Santa Cruz Sel Premium

Hyundai Ioniq Limited car insurance cost

One of the primary determining factors for your Hyundai Ioniq Limited insurance rate is the age of your vehicle. Here's how much it costs to insure your Ioniq Limited by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Hyundai Ioniq Limited , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Hyundai Ioniq Limited

If you drive a Hyundai, you probably put a high value on the things Hyundai does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Hyundai Ioniq Limited drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Aspire Advantage$2,220$802
Bristol West$3,264$468
National General$1,980$448
Plymouth Rock$4,232$259

Compare car insurance quotes for Hyundai Ioniq Limited

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Hyundai insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
July 4, 202245238OHCincinnatiMitchell L.43Electric$1,840$1,064
February 8, 202290066CALos AngelesLily W.30Clearcover$1,980$742
February 4, 202292688CARancho Santa MargaritaVictor R.54Clearcover$1,560$1,438
December 1, 202192231CACalexicoJared M.23Aspire Advantage$2,220$1,418
July 23, 202092104CASan DiegoPhillip W.55Clearcover$1,980$1,162

Best car insurance companies for Hyundai Ioniq Limited drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,395$531

How much does Hyundai Ioniq Limited insurance go up after a DUI?

If you get a DUI while driving your Ioniq Limited, you can expect your premium to increase by an average of 12%.

How much does Hyundai Ioniq Limited insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Ioniq Limited, your insurance premium could increase by an average of 26%

Best Car Insurance for Hyundai Ioniq Limited by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $1 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Hyundai Ioniq Limited by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Hyundai Ioniq Limited drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
February 8, 2022Hyundai Ioniq Limited$165/mo.$62/mo.90066CAMaude B.30Clearcover
July 4, 2022Hyundai Ioniq Limited$153/mo.$89/mo.45238OHPhilip P.43Electric
July 23, 2020Hyundai Ioniq Limited$165/mo.$97/mo.92104CAHerbert C.55Clearcover
December 1, 2021Hyundai Ioniq Limited$185/mo.$118/mo.92231CATravis M.23Aspire Advantage
February 4, 2022Hyundai Ioniq Limited$130/mo.$120/mo.92688CAChris U.54Clearcover

Driving a Hyundai Ioniq Limited

The Hyundai Ioniq Limited was a trendsetter, making waves and earning accolades in the hybrid world. Although 2022 will be its last year in production, it can still be yours starting at $32,695The Hyundai Ioniq was truly iconic, bringing to life the energy of its portmanteau name . Beginning North American distribution in 2016 and ending just this year, the Ioniq only lasted one generation. Hyundai phased it out to focus exclusively on electric vehicles, some bearing the Ioniq name, recalling its groundbreaking ancestor. While the Ioniq may not be the sexiest or smoothest ride, it's gorgeously understated with a stylish and sustainable interior, top-of-the-line features, and it feels pretty darn good knowing you’re producing a smaller carbon footprint than you would in most vehicles.Now with limited Limiteds on the road, protecting your ride with the right car insurance is more important than ever. And with the help of the 1-rated car insurance app, Jerry, it’s easier than ever before, too. To get you started, Jerry has created this guide to finding the best deal on the perfect policy for your Ioniq.
If you own a Hyundai Ioniq Limited , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Hyundai Ioniq Limited new, it’s worth considering new car replacement insurance to protect your investment.
Just make your selection and our team of experts will take it from there. Drivers who switch with Jerry don’t just save a bunch of time and stress, but they also save upwards of $800 each year!
Key Takeaway: The more your Hyundai Ioniq Limited is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Hyundai Ioniq Limited?

The average annual cost to insure a model is $2,402. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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