Best Car Insurance for Hyundai 2021

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On average, Hyundai drivers pay $1,860 each year for car insurance. But the model is a big factor in determining your premium. A Elantra SEL costs $2,484 less more per year to insure than a Elantra SE.

Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Hyundai.
Quote DateMake/modelCity, StateAgeCarrierCoverage Type
Before Jerry
After Jerry
September 20, 2021Hyundai Sonata SEPittsburgh, PA30Plymouth RockPredicted$149/mo.$67/mo.
October 15, 2021Hyundai Sonata GLSWestminster, CO40KemperBasic$157/mo.$123/mo.
October 15, 2021Hyundai Elantra SEDallas, TX31MercuryCustom$200/mo.$135/mo.
October 8, 2021Hyundai Tucson LimitedLos Angeles, CA28MapfrePredicted$225/mo.$184/mo.
October 15, 2021Hyundai Elantra SEMarietta, GA23ProgressivePredicted$328/mo.$277/mo.

Best insurance carriers for your Hyundai

Pricing and Reviews

Your personal profile, driving history, and location are all key factors for insurance companies to consider. But since each carrier weighs them a little differently, you’ll end up with different premiums depending on the company you choose.
The cheapest insurer for Hyundai vehicles is Aspire Advantage, with an annual premium of $1,271.
Other popular carriers for Hyundai vehicles include the following:
Nationwide
Nationwide is a good choice for safe drivers who are good with technology. They offer a robust online platform, mobile app, and website, earning them 4.6/5 from Jerry.
Progressive
Progressive is known for its financial strength, wide range of coverage options, and great discounts and features. Progressive is a solid choice if you’re tech savvy or a higher-risk driver. Jerry gives it a rating of 4.6/5.
Kemper
If you’re a high-risk driver and having trouble finding insurance with other carriers, Kemper might be a good choice. It files SR22 forms for drivers who need to provide proof of coverage to the state, and even insures vehicles with salvage titles that have been rebuilt after being totaled. Jerry rates Kemper a 4.3/5.
Safeco
Safeco is an affordable choice for younger drivers. Their claims-free cashback program offers a small refund for every six months that you remain claims-free. Thanks to these perks, Jerry rates Safeco 4.5/5.
Allstate
As a big player in the industry, Allstate has a large network of agents and repair shops. It offers a range of great digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting. Allstate gets 4.5/5 from Jerry.
Travelers
Travelers offers valuable add-ons for drivers, such as roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. It also has numerous discounts, including being a safe driver and a good student. Jerry gives Travelers a 4.7/5 rating.
State Auto
State Auto is a good choice for safe and experienced drivers looking for the most out of their money. It offers a huge range of coverage options and maximizes convenience by allowing drivers to file claims online. State Auto gets a 4.1/5 rating from Jerry.
National General
National General is a good choice for high-risk drivers. In many of the states where it does business, National General has a claims satisfaction guarantee whereby they’ll waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
Dairyland
Dairyland specializes in high-risk drivers and offers flexible payment plans, plus 24/7 live claims support in almost 40 states. For these reasons, Dairyland gets a rating of 4.6/5 from Jerry.
Clearcover
Clearcover is the insurance company for tech-savvy drivers. With its award-winning app, you can easily (and instantly!) file a claim, pay your bill, and access proof of insurance—all while keeping communication online. Jerry rates Clearcover a 4.1/5.

How to compare prices to find the most affordable coverage

Since insurers each have their own formula for determining premiums, the same driver and coverage can result in vastly different rates across companies. If you want the best policy and premium, you’ll need to compare quotes from multiple companies.
Remember that best and cheapest aren’t always the same thing. While finding affordable insurance is important, the cheapest policy won’t be of any help in the event of an incident if it doesn’t offer the coverage you really need.
Almost every insurance company offers online quotes, so you can head to their website, fill out a form, and get your rate. But if you’ve ever done this, you know how monotonous and time-consuming it can be.
To make sure you’re getting the right coverage for the best price, use a comparison shopping app like Jerry.
Jerry will generate competitive quotes from top providers in less than a minute. And it gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. Basically, you get all of the savings and coverage, with none of the hassle.
And since Jerry reviews your policy every 6 months, you can be sure that you’re always getting excellent coverage at an even better price.
Filters
RankCompany nameAvg. Annual Premium
1CLEARCOVER$1,584.09
2Kemper$2,167.74
3Travelers$2,185.95
4Progressive$2,200.68
5National General$2,453.28
Key Takeaway Using an insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.

Cost of insuring a Hyundai

Cost of insuring with minimum coverage and full coverage

The average annual insurance premium for a Hyundai is $1,726 per year for minimum car insurance and $2,567 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,782 per year for minimum car insurance and $2,483 for full-coverage insurance.
Of course, your insurance cost for your Hyundai will depend on what kind of coverage you select. Every state has minimum coverage requirements that you must adhere to.
Here are the basic types of insurance that your state may require:
Coverage typeProtection offered
Bodily injury liability (per person and per accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)Pays for your own medical expenses after a car accident
Remember that these are mandatory minimum requirements, not recommendations. It’s almost always a good idea to purchase additional insurance for your Hyundai if you can afford to do so.
Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault but don’t have enough coverage, you will be responsible for the costs out of pocket.
If you’re leasing or financing your Hyundai, your lease or finance company may require you to purchase full-coverage insurance. You should also consider full-coverage insurance if you can’t afford to replace your car in the event of a total loss.
Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.
Coverage typeProtection offered
CollisionApplies if you get into a collision with someone else’s vehicle or an object
ComprehensiveApplies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism
Here’s what it costs to insure a Hyundai with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Hyundai$2,469$1,689$2,457$1,396$2,531$1,877

Cost of insuring based on age and driving record

Insurance costs vary depending on many factors, but age and driving record are two important ones. They tell the insurance company a lot about your driving experience and risk of getting into an accident. Older drivers who have a lot of experience typically pay less for insurance.
Traffic violations may also significantly impact your insurance rates. Minor speeding tickets typically won’t affect your rates too much, but offenses like driving under the influence (DUI) and careless driving are serious and can have a huge impact on your premium—sometimes for up to a decade or more.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Hyundais by age group
Key Takeaway Insurance costs for your Hyundai will vary depending on factors like your driving record, age, and insurance coverage needs.
Hyundai’s vehicle lineup is pretty extensive, and your insurance costs will vary depending on which model you have. This is because repair and replacement costs differ between models.
In general, more expensive cars require bigger payouts from insurers—which means bigger insurance premiums for you.
No matter what model you drive, Jerry can find you big savings for the same coverage that you already have.
Once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $879 a year. Oh, and we should mention—Jerry is free.
If you want to learn more about car insurance costs for various popular makes, check out the links below.
Read more about your model {carMake}
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.

Cost of insuring your Hyundai by year

Most and least expensive years of car

Year
Before Jerry
After Jerry
2021$2,820$1,562
2020$2,520$1,482
2019$2,571$1,436
2018$2,367$1,374
2017$2,448$1,375
2016$2,559$1,465
2015$2,266$1,336
2014$2,469$1,382
2013$2,347$1,352
2012$2,475$1,424
2011$2,338$1,284
2010$2,342$1,354
2009$2,095$1,266
2008$1,825$1,100
2007$1,932$1,081
2006$2,185$1,225
2005$2,002$1,210
2004$1,995$1,187
2003$2,626$1,414
2002$2,089$1,378
2001$1,552$900
2000$2,095$1,219
1999$2,076$1,704
1996$816$548
Key Takeaway Since older Hyundais typically cost less to repair or replace than newer ones and may not be leased or financed, they tend to have cheaper insurance rates.

Cost of insuring a Hyundai in your city

Your location plays more of a role in your insurance rate than you may realize. Different areas have different accident rates, crime rates, and incidences of natural disasters. This means that insurance premiums for Hyundais can vary significantly from city to city—even within the same state.
It all comes down to the amount of risk your insurance company has to take on. If your city has lots of car thefts, collisions, or severe weather events, you can expect to pay more for your coverage.
According to our data, there is a high percentage of Hyundai drivers in cities including Holiday (FL), Atlanta (GA), Jacksonville (FL), Smithfield (VA) and San Antonio (TX).
The cheapest car insurance for Hyundais for Jerry users is in Sahuarita (AZ) and Elkin (NC).
The most expensive car insurance for Hyundais for Jerry users is in Vernon (CT) and Windber (PA).
City
Before Jerry
After Jerry
Holiday
$3,891$3,126
Atlanta$4,192$3,132
Smithfield
$5,400$1,641
Houston$2,869$1,921
San Antonio$2,955$2,000
Charlotte$2,894$1,562
Phoenix$2,479$1,718
Dallas$3,039$1,910
Richmond$2,491$1,563
Jacksonville
$2,710$2,163
Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.
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