In Nebraska, you'll need an SR-22 form in addition to regular non-owner auto insurance after a license suspension or major traffic violation.
Non-owner car insurance
is the perfect solution for any driver who doesn’t own a vehicle. This insurance allows you to maintain protection and show financial responsibility while running errands or doing odd jobs around town. A major traffic violation conviction, however, comes with an additional requirement: asking your insurance company to file an SR-22 form.If you need non-owner SR-22 insurance in Nebraska, our guide can help. We'll discuss how much car insurance
you need and which forms you'll need to complete to get back on the road ASAP. What is SR-22 insurance?
An SR-22
isn’t insurance at all, but a form or certificate that declares a driver is carrying the legal minimum amount of car insurance. It must be filed by the driver’s insurance company directly with the Nebraska Department of Motor Vehicles (NDMV)
to prevent fraud or tampering. Usually, SR-22 requirements apply to high-risk drivers or those who’ve driven without insurance in the past. Who needs an SR-22 in Nebraska?
You’ll be required to get an SR-22 in Nebraska if your driver’s license is suspended or revoked. Usually, this follows the conviction of a major traffic offense such as:
You could also be stuck with an SR-22 requirement if you accumulate too many demerit points
, fail to pay child support, or fail to report a car accident. RECOMMENDEDNo spam or unwanted phone calls · No long forms
How much does an SR-22 cost?
The filing fee for an SR-22 certificate usually ranges from $15 to $25. Your insurance provider might charge a single or annual fee during the filing requirement period. Watch out that you don’t let your coverage lapse while you have an SR-22 requirement—there’s a fee for that, too.
How long does an SR-22 requirement last in Nebraska?
After your conviction, you'll need to keep an SR-22 on file with the NDMV for three years. You’ll also have to maintain the minimum amount of car insurance required by law during that time. If you keep a clean driving record
throughout the filing requirement period, the requirement will be lifted, and you can ask your insurance provider to remove the SR-22. How to get non-owner SR-22 insurance in Nebraska
If you want non-owner car insurance and an SR-22 form in Nebraska, you have to contact your insurance company, buy minimum coverage, and get your license reinstated.
How do I get an SR-22 in Nebraska?
If your license has been suspended or revoked, notify your insurance company immediately. They'll guide you through the process of obtaining an SR-22, which usually involves buying the minimum coverage and reinstating your license. If you’re asked to bring the completed form to an NDMV location
yourself, make sure to bring the original; faxes and photocopies aren’t accepted. Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds
Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds
4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars4.7/5 app rating | Trusted by 5M+ drivers How much car insurance do I need in Nebraska?
If you have an SR-22 filing requirement in Nebraska, you’re also required to buy the minimum car insurance required by law. The same guidelines apply to regular and non-owner car insurance. Your policy must include both liability coverage
and uninsured motorist (UM) coverage
, with limits that follow the 25/50/25 and 25/50 rule, respectively. In other words, you’ll need:
$50,000 of bodily injury liability per accident
$25,000 of UM bodily injury coverage per person
$50,000 of UM bodily injury coverage per accident
How do I get my license reinstated?
You can’t get back on the road without a valid driver's license. What you need to do to get one depends on the reason your license was suspended or revoked. You might have to pay court fines, child support, and fees, or apply for a new license.
Contact the NDMV
for specific instructions.How do I find an insurance provider?
An SR-22 filing requirement can drastically increase your premiums. Worse, not every insurance company will insure a high-risk driver
or file an SR-22 certificate on their behalf. Be upfront about your needs and your driving history while you’re shopping. Here are three ways to get the coverage you need at an affordable price:
Compare quotes to get the best deal. Rates vary from provider to provider, so make sure to compare car insurance rates
to find the right one for you.
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