Best Car Insurance in Union City 2021

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  • Best Carriers
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  • Full Coverage
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  • Bad Driving Record
  • Young Drivers Bad Driving Record
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  • Methodology
Car insurance in Union City Georgia costs single-car drivers an average of $3,422.77 annually, or about $285.23 per month. Compared to the state annual average of $3,208.03, auto insurance in Union City is $214.74 higher.
Here’s how much real Jerry customers pay for insurance in Union City:

Real quotes for Jerry customers in Union City, Georgia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 4, 2021Honda Cr-V EXGA43AllstateCurrent$153/mo.$91/mo.
June 4, 2021Honda Cr-V EXGA43
Mercury
Current$153/mo.$96/mo.
July 16, 2021Chevrolet CavalierGA28
Assurance America
Basic$161/mo.$99/mo.
June 1, 2021Volkswagen Jetta SGA25
ClearCover
Basic$200/mo.$130/mo.
June 1, 2021Volkswagen Jetta SGA25
ClearCover
Basic$200/mo.$130/mo.
The best way to secure the right plan for lower premiums in Union City is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inUnion City have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Union City, Georgia

Insurance Company
Before Jerry
After Jerry
National General
$3,740$1,643
State Auto
$4,908$1,875
Allstate$3,206$2,056
Nationwide$3,149$2,166
Dairyland
$4,127$2,316
Kemper
$3,215$2,414
Safeco$3,956$2,639
Travelers$3,706$2,805

Minimum coverage car insurance in Union City

On average, the cost of minimum coverage car insurance in Union City is $2,715.83 per year, or $226.32 per month.

The minimum level of car insurance required in Union City is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Union City:
Before Jerry
After Jerry
$3,074$1,646
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$3,103$2,204
Allstate$3,060$2,361
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Full coverage car insurance in Union City

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Union City:
Before Jerry
After Jerry
$3,620$2,524
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$3,696$2,154
Kemper
$3,468$3,264
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How does your age affect your auto insurance cost in Union City?

If you’re a driver under 25 in Union City, you could be paying as much as $53.41 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Union City saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
21-24$4,064$3,039
On the contrary, here’s how much drivers aged 25 and over in Union City pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,945$2,676
35-44$3,162$2,197
45-54$2,247$1,412
55-64$2,328$2,112
65+$2,256$2,124
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Cheapest car insurance for drivers in Union City with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Union City saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$3,341$1,886
Other$2,400$1,590
Failure to Obey Traffic Sign$2,797$2,244
Speeding under 15$3,060$2,548
Wrong Way/Wrong Lane$3,600$2,964
Here’s how much drivers with a bad driving record in [Union City saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,698$1,873
Progressive$3,349$2,548
Travelers$3,452$2,737
Nationwide$4,272$2,772
Kemper
$3,468$3,264

Cheapest car insurance for young drivers in Union City with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$5,382$2,937
Failure to Obey Traffic Sign$3,060$2,548
Speeding under 15$3,060$2,548
Here’s how much young drivers with a bad driving record in [Union City saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$3,060$2,361
Progressive$3,646$2,706
Travelers$3,756$3,354
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How can you save money on car insurance in Union City

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Union City you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 1, 2021Volkswagen Jetta SGA25
ClearCover
Basic$200/mo.$130/mo.
June 1, 2021Volkswagen Jetta SGA25
ClearCover
Basic$200/mo.$130/mo.
March 23, 2021Chevrolet Impala LTGA36
Infinity
Basic$300/mo.$237/mo.
July 4, 2021Honda Cr-V EXGA43AllstateCurrent$153/mo.$91/mo.
July 16, 2021Chevrolet CavalierGA28
Assurance America
Basic$161/mo.$99/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

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