Best Car Insurance in Lithonia 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Lithonia Georgia costs single-car drivers an average of $3,835 annually, or about $320 per month. Compared to the state annual average of $3,201, auto insurance in Lithonia is $634 higher.
Here’s how much real Jerry customers pay for insurance in Lithonia:

Real quotes for Jerry customers in Lithonia, Georgia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 18, 2021Mercedes-Benz C 300 4MaticGA48ElectricBasic$233/mo.$122/mo.
May 19, 2021Jeep Cherokee LatitudeGA34TravelersPredicted$270/mo.$132/mo.
June 27, 2021Hyundai Venue SEGA27AllstateStandard$205/mo.$164/mo.
January 21, 2021Saab 9-5 2.3TGA23Bristol WestBasic$260/mo.$198/mo.
June 4, 2021Jeep Liberty LimitedGA29ClearCoverCurrent$270/mo.$202/mo.
The best way to secure the right plan for lower premiums in Lithonia is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inLithonia have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Lithonia, Georgia

Insurance Company
Before Jerry
After Jerry
State Auto$4,908$1,875
National General$3,483$2,030
Allstate$3,226$2,062
Nationwide$3,133$2,150
Kemper$3,287$2,430
Safeco$3,933$2,626
Travelers$3,763$2,836

Minimum coverage car insurance in Lithonia

On average, the cost of minimum coverage car insurance in Lithonia is $3,701 per year, or $308 per month.

The minimum level of car insurance required in Lithonia is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Lithonia:
Before Jerry
After Jerry
$3,312$2,126
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$3,609$2,155
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Full coverage car insurance in Lithonia

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Lithonia:
Before Jerry
After Jerry
$2,736$2,712
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,560$1,356
Travelers$2,736$2,712
Allstate$3,684$3,324
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How does your age affect your auto insurance cost in Lithonia?

If you’re a driver under 25 in Lithonia, you could be paying as much as $142 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Lithonia saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$6,804$3,124
21-24$5,498$3,901
On the contrary, here’s how much drivers aged 25 and over in Lithonia pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,614$2,486
35-44$4,877$3,557
45-54$2,687$2,090
55-64$2,012$1,876
65+$1,884$1,044

Cheapest car insurance for drivers in Lithonia with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Lithonia saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$3,845$2,462
Other$3,846$2,314
Speeding under 15$2,700$2,320
Failure to Obey Traffic Sign$6,374$4,274
Illegal Turn$7,008$6,297
Here’s how much drivers with a bad driving record in [Lithonia saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Nationwide$4,584$2,100
Allstate$3,319$2,309
Travelers$4,043$2,492
Progressive$4,433$2,921
Safeco$4,443$3,240

Cheapest car insurance for young drivers in Lithonia with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$4,104$2,861
Other$5,208$2,952
Failure to Obey Traffic Sign$6,237$4,863
Illegal Turn$7,008$6,297
Here’s how much young drivers with a bad driving record in [Lithonia saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,400$1,839
Progressive$6,400$3,827
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How can you save money on car insurance in Lithonia

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Lithonia you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 19, 2021Jeep Cherokee LatitudeGA34TravelersPredicted$270/mo.$132/mo.
May 18, 2021Mercedes-Benz C 300 4MaticGA48ElectricBasic$233/mo.$122/mo.
April 27, 2021Nissan Sentra SGA31Assurance AmericaPredicted$293/mo.$191/mo.
July 3, 2021Honda Civic LXGA67ProgressiveBasic$157/mo.$81/mo.
June 4, 2021Jeep Liberty LimitedGA29ClearCoverCurrent$270/mo.$202/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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