Best Car Insurance in Hampton 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Hampton Georgia costs single-car drivers an average of $3,342.31 annually, or about $278.53 per month. Compared to the state annual average of $3,208.03, auto insurance in Hampton is $134.28 higher.
Here’s how much real Jerry customers pay for insurance in Hampton:

Real quotes for Jerry customers in Hampton, Georgia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
April 22, 2021Hyundai Sonata GLSGA52ProgressivePredicted$267/mo.$79/mo.
February 20, 2021Kia Optima SXGA29
Gainsco
Basic$155/mo.$120/mo.
June 2, 2021GMC Envoy SLEGA25
ClearCover
Current$180/mo.$139/mo.
July 22, 2021Nissan Rogue SGA42AllstateStandard$295/mo.$140/mo.
April 13, 2021Mercury Sable LS PremiumGA25
Mercury
Basic$318/mo.$169/mo.
The best way to secure the right plan for lower premiums in Hampton is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inHampton have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Hampton, Georgia

Insurance Company
Before Jerry
After Jerry
National General
$3,740$1,643
State Auto
$4,908$1,875
Allstate$3,206$2,056
Nationwide$3,149$2,166
Dairyland
$4,127$2,316
Kemper
$3,215$2,414
Safeco$3,956$2,639
Travelers$3,706$2,805

Minimum coverage car insurance in Hampton

On average, the cost of minimum coverage car insurance in Hampton is $3,152.12 per year, or $262.68 per month.

The minimum level of car insurance required in Hampton is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Hampton:
Before Jerry
After Jerry
$2,382$1,300
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$1,990$1,529
Progressive$3,966$1,767
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Full coverage car insurance in Hampton

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Hampton:
Before Jerry
After Jerry
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Travelers$5,625$4,130
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How does your age affect your auto insurance cost in Hampton?

If you’re a driver under 25 in Hampton, you could be paying as much as $244.43 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Hampton saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
21-24$6,276$3,875
On the contrary, here’s how much drivers aged 25 and over in Hampton pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,733$2,615
35-44$2,730$1,703
45-54$2,429$1,281
55-64$1,680$1,388
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Cheapest car insurance for drivers in Hampton with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Hampton saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$4,945$2,113
Failure to Obey Traffic Sign$3,208$2,291
Speeding under 15$6,414$2,636
Careless Driving$2,970$2,746
Other$3,840$3,569
Here’s how much drivers with a bad driving record in [Hampton saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,403$1,670
Nationwide$3,000$2,244
Progressive$3,748$2,335
Travelers$5,191$3,991

Cheapest car insurance for young drivers in Hampton with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$6,720$2,528
Careless Driving$1,956$1,786
Speeding under 15$8,040$4,156
Here’s how much young drivers with a bad driving record in [Hampton saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$1,956$1,786
Progressive$5,190$3,361
Travelers$5,460$3,857
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How can you save money on car insurance in Hampton

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Hampton you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
April 22, 2021Hyundai Sonata GLSGA52ProgressivePredicted$267/mo.$79/mo.
July 22, 2021Nissan Rogue SGA42AllstateStandard$295/mo.$140/mo.
April 13, 2021Mercury Sable LS PremiumGA25
Mercury
Basic$318/mo.$169/mo.
May 25, 2021Buick Regal PremiumGA26
Electric
Custom$249/mo.$172/mo.
May 25, 2021Buick Regal PremiumGA26
Electric
Custom$249/mo.$172/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

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