Compare quotes for Geo car insurance cost, 2022

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The average cost of Geo car insurance is $1,057 per year. But the exact cost of Geo car insurance can vary based on your vehicle’s model, your driving record, where you live—and what insurance company you choose. 
Launched in 1989 under the wing of Chevrolet, Geo was a subdivision of General Motors specializing in compact cars and SUVs. Within a decade, Geo had merged with Chevy, with the final Geo model discontinued in 2016. 
Despite Geo’s short-lived presence on the market, many can be found on the highways and by-ways of the present, proving Geo’s dependability outlives the longevity of its sub-brand. 
If you’re a Geo driver, you can attest to that fact—and you may also be wondering where to find the best Geo car insurance. What you pay to insure your Geo will depend on a number of factors, including your driving history, your location, and even the model of your car.
With so many variables to contend with, finding the best car insurance for your Geomay feel like a challenge. But Jerry, the top-rated insurance app, can help. A licensed broker, Jerry does the hard work of shopping for insurance quotes for you—so you can know your options and make the best choices. 
In this article, we’ll be covering all the bases of Geo car insurance, from the cost of full vs. minimum coverage to which providers may offer you the lowest rates.

How much does Geo car insurance cost? 

The average annual cost of Geo car insurance coverage is $1,057. But insurance premiums for Geo drivers vary across models alongside a host of other factors like your driving record, coverage limits, and location. 
On the whole, you may find pricier premiums when insuring vehicles from defunct brands (like Geo). That’s because it’s more difficult to source parts for discontinued vehicles when things break down, and those parts may also come at a higher price—which means there’s a larger risk for insurance agencies covering bygone models. To compensate, providers raise your rates. 
When you own a discontinued vehicle, it’s important to have the right coverage to keep it safe. Shopping around for insurance rates from different companies is the best way to ensure you’re getting the right deal on the insurance you need—but between filling out forms and waiting on hold with busy companies, it can quickly become time-consuming. 
Not with Jerry. In less than a minute, Jerry can compare rates from top name-brand insurance providers across the country to find you quotes that fit your driving profile (and your budget). 

How much insurance do you need for a Geo? 

How much insurance you need for your Geo can depend on a lot of factors, including the age of your vehicle and what state it’s registered in.
At the least, you’ll need to purchase your state’s minimum required car insurance, which is the lowest amount of coverage you need to legally drive your car on the road. Most state minimums include liability coverage for both bodily injury and personal property to protect drivers from paying out-of-pocket expenses in the case of an at-fault accident.
In some states, you’ll also be required to purchase additional forms of coverage, such as: 
  • Uninsured/underinsured motorist coverage: Protects you if you’re in an accident with a driver who doesn’t carry sufficient liability insurance to cover your damages
  • Personal injury protection (PIP): Covers medical expenses for both you and any of your passengers (including rehabilitation and funeral costs). Required in no-fault states
  • Medical payments (Medpay) coverage: Covers a portion of medical expenses for you and your passengers
Purchasing your state’s minimum insurance requirements is all you need to legally take to the roads—but in the case of defunct vehicles like Geos, it’s also a good idea to add collision coverage and comprehensive coverage for what’s called a “full coverage car insurance policy.” 
A “full coverage” policy will keep your car protected from damages including accidents, vandalism, severe weather, vehicle theft, and more. That’s why most insurance companies actually recommend you max out your coverage—and for financed cars, loan lenders may even require full coverage for your loan
Want to know what kind of quotes you could find with Jerry? Check out the table below and listen to what our customers have to say!
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
September 17, 2021Geo Prizm BaseLa Pine, OR97739Evelyn C.36Kemper$113/mo.$64/mo.
August 4, 2021Geo Prizm BasePottstown, PA19465Edwin H.47Clearcover$450/mo.$71/mo.
April 27, 2020Geo Prizm BaseBridgeport, CT06606Willie S.27State Auto$175/mo.$104/mo.
April 30, 2020Geo Prizm BaseSeaside, OR97138Flora R.28Bristol West$190/mo.$149/mo.
October 17, 2021Geo Prizm LsiGreenville, SC29615Charles D.23National General$200/mo.$169/mo.

Geo car insurance rates by model

One of the biggest variables in determining the cost of your Geo car insurance is which model you drive
In general, smaller and less expensive models will be cheaper to insure than larger, pricier models. But it’s a lot more complicated than that—especially when it comes to discontinued car brands like Geo. 
Let’s take a closer look at the average annual premiums across five Geo models to see how the car you drive can affect your insurance rates. 

How much does Geo Tracker insurance cost?

As Geo’s longest-running model, the Geo Tracker remains a solid SUV with extraordinary dependability rain or shine, despite its many years off the market.
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For more information, check out our in-depth guide to Geo Tracker car insurance costs!

How much does Geo Metro insurance cost? 

The Geo Metro saw three distinct redesigns throughout its 11-year run on the market, all of which were applauded for their low price and excellent fuel economy.
For a more in-depth breakdown, check out our guide to Geo Metro car insurance costs

How much does Geo Prizm insurance cost? 

The Geo Prizm is a sporty sedan produced by the Geo marque from 1989 to 2002. You may face higher rates if you drive a Prizm with an upgraded trim level, such as the XFi or LSi.
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geoFor more information, check out our guide to Geo Prizm car insurance costs.

How much does Geo Spectrum insurance cost?

The Geo Spectrum gets its roots from early Chevrolet models—but today, it’s remembered as a subcompact sedan with great mileage and a hardy exterior that can withstand the test of time. 
If you’re looking for more information, check out this guide to Geo Spectrum car insurance costs.

How much does Geo Storm insurance cost? 

Discontinued in 1993, the Geo Storm was the marque’s performance-oriented sports car that gained widespread popularity during its time on the market. 
Renowned for its handling and fuel efficiency, its discontinuation was less a fault on the vehicle’s part than it was the product of co-manufacturer Isuzu halting production on their car lines. 
Looking for more? Check out our in-depth guide to Geo Storm car insurance costs.

Compare Geo car insurance quotes 

The only way to be sure you’re getting the best deal on your Geo car insurance is by taking the time to shop around. Or you could download Jerry, the top-rated insurance comparison app helping drivers find customized rates. 
A licensed broker, Jerry can find you real-time quotes from the best insurance companies for Geo drivers—and with over 55 name-brand providers on the platform, you can trust you’re always getting the best rates. 

Best car insurance companies for your Geo 

Geo owners can find some of the best insurance rates with companies like Progressive, Dairyland, and AAA—but there’s no single company out there with the cheapest rates for Geo drivers. 
That’s because different insurance agencies use different algorithms to determine their insurance rates. For example, one company may give greater weight to built-in vehicle safety features, while another company is more concerned with your driving history and accident record
That’s why shopping around for insurance rates can make all the difference in what you end up paying for coverage. Thankfully, you don’t have to do the hard work alone—Jerry can deliver you customized quotes tailored to your driving needs, right on your phone. 
The table below shows what different providers quote for Geo vehicles and how much you could save with Jerry!
Insurance Company
Average Cost
Annual Savings with Jerry
Clearcover$3,804$2,995Compare Prices
National General$2,635$936Compare Prices
Progressive$2,069$905Compare Prices
State Auto$2,100$857Compare Prices
Kemper$1,356$563Compare Prices
Safeco$1,723$472Compare Prices
Dairyland$1,268$402Compare Prices
Nationwide$1,440$331Compare Prices

Geo car insurance cost by driving record

The model you drive isn’t the only thing impacting your insurance rates. Your driving record is another important variable that insurance agencies consider when determining your rate. 
A driver with a history of accidents, speeding infractions, DUIs, or other traffic violations will pay considerably more to have their car insured than someone with a clean record.
Geo drivers with a DUI conviction can expect to pay $1,511 more per year for car insurance. Even a speeding ticket could add an average of over $1,057 to your annual premium!
Use the table below to estimate how much you could save on Geo insurance by cleaning up your driving record.

Geo car insurance cost by location

Location, location, location! Where you live will also play a role in the rate you pay. That’s because insurance rates vary state to state, regardless of the vehicle you drive
Different states may require you to purchase more or less coverage under their minimum requirement laws—and some states are just more expensive than others. Whatever the case, you can be sure that Geo drivers in California are paying a different rate than Geo drivers in New York
Interested to see how your rates stack up against your state’s average? Check out the table below:

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