Best Car Insurance for Ford Explorer XLT

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Insurance for Ford Explorer XLT

Drivers save as much as 36% per year insuring their Ford Explorer XLT when they switch insurance providers with Jerry.

Here’s how much real Jerry customers have saved when they insured their Ford Explorer XLT:
Quote DateMake / modelStateCityAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
2021-05-30Ford Explorer XLTPAPhiladelphia21-24SafecoCustom$5,040$2,388
2020-10-08Ford Explorer XLTMDParkville25-34State AutoCurrent$2,232$1,680
2020-11-29Ford Explorer XLTCALos Angeles35-44InfinityBasic$1,056$756
2021-05-20Ford Explorer XLTTXFort Worth45-54MercuryCustom$1,968$1,728
2021-08-24Ford Explorer XLTTXSan Antonio25-34ElectricStandard$2,280$1,524
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How much does it cost to insure a Ford Explorer XLT?

The average annual cost to insure a Ford Explorer XLT is $2,773, which is $87 higher than the average annual cost to insure Fords.

Are you looking for a new Ford Explorer XLT? Here’s how much you can expect to pay for car insurance with Jerry:
Age Groups
Before Jerry
After Jerry
18-20$3,410$2,509
21-24$3,046$2,004
25-34$2,920$1,949
35-44$2,823$1,670
45-54$2,710$1,742
55-64$1,682$1,353
65+$2,400$1,500

Best carriers for insuring your Explorer XLT

After crunching the data, we found that Infinity offers the cheapest car insurance for Ford Explorer XLT, at an average annual rate of $998.

Although averages can be a good way to get a general idea of how much it will cost to insure your Ford Explorer XLT, car insurance policies are highly individualized, so it’s always important to shop around for the best prices, discounts, and coverage options available to you. Luckily, Jerry does all the shopping (and switching) for you!
Here are the best car insurance companies that drivers have found to insure their Ford Explorer XLT by using Jerry:
Insurance company
Before Jerry
After Jerry
Infinity$1,718$998
Nationwide$2,844$1,547
Gainsco$1,991$1,549
Allstate$2,848$1,641
National General$2,595$1,684
Travelers$2,567$1,689
ClearCover$2,554$1,717
Progressive$2,620$1,750
Mercury$2,892$1,754
State Auto$2,232$1,782
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Cost of insuring your year Ford Explorer XLT

As your Ford Explorer XLT ages, it becomes cheaper to insure. In fact, premiums drop by around $85 with each passing model year.
Here are the savings Jerry users found based on their Ford Explorer XLT’s year:
Model year
Before Jerry
After Jerry
2021$2,463$1,521
2020$3,318$1,949
2019$2,482$1,620
2018$2,072$1,536
2017$3,114$1,850
2016$3,589$2,623
2015$2,976$1,876
2014$2,576$1,659
2013$3,377$1,983
2012$2,711$2,284

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