Compare quotes for Ram Ram 1500 Sport car insurance cost, 2022

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Find insurance savings (100% Free)
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
On average, Ram Ram 1500 Sport owners can expect to pay $2,546 a year in car insurance expenses. However, your exact rate will vary based on the specific model you drive: for instance, the D-Series D150 costs $571 more per year to insure than the Caravan C/V

Jump to:

Ram Ram 1500 Sport car insurance cost

Your car insurance expenses will vary based on several factors. One of the most influential factors in determining your rate is the age of your Ram Ram 1500 Sport. You can expect rates to differ by -- per year. This is because newer cars hold more value, so they’re more expensive to replace whenever insurance companies have to settle a claim. Here’s how much your Ram 1500 Sport costs to insure by car year (and how much Jerry can save you in the process):
Model year
Average Cost
Annual Savings with Jerry
2012$2,545$981
There are several other factors that affect how much car insurance costs for your Ram Ram 1500 Sport. Rates will change based on trim levels and upgrades to the specific model, as well as the amount and types of coverage you carry. Here are the average rates compared to similar vehicles:

Best car insurance companies for your Ram Ram 1500 Sport

A lot of time and effort goes into making sure we have a reliable car at a good price point. Your insurance coverage shouldn’t be any different, and you deserve a company that looks out for your best interests while offering you a fair rate. But shopping for car insurance isn’t nearly as fun as shopping for a new ride. That’s why Jerry is here to help.
With Jerry, getting quotes has never been easier. Gone are the days of filling out endless forms on several different car insurance websites and making endless phone calls to get quotes. In less than a minute, Jerry will automate the process and deliver you custom quotes from top-rates insurance providers. You can customize your coverage details and review prices to make sure you’re getting the best deal possible. 
And even after you’ve settled on an insurance company, Jerry will review all of your possible options every six months to ensure you’re still getting the best deal available. Here are a few insurance company options and their expected rate for Ram Ram 1500 Sport drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Mercury$2,856$1,521
Bristol West$3,151$1,099
National General$2,400$1,042
Safeco$2,352$1,026
Progressive$2,162$906
Allstate$2,100$72

Compare car insurance quotes for Ram Ram 1500 Sport

We understand that all of the insurance companies and coverage options can be overwhelming, especially if you want to find the right carrier for you. That’s why Jerry is committed to get you the best insurance possible. Jerry is a licensed insurance broker that’s partnered with over 55 companies, so it’s no problem for us to search for quality insurance from a variety of carriers—and we do it all in 45 seconds or less. 
We even have a team of insurance experts ready to help switch your car insurance policy over—and you never have to worry about unwanted phone calls, spam, or unnecessary paperwork. The numbers don’t like: here’s what real Jerry customers saved on their car insurance through the Jerry app.
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
March 14, 202248601MISaginawJoel C.26Progressive$2,364$1,128
December 7, 202111542NYGlen CoveClayton B.44Safeco$2,760$1,559
March 25, 202265559MOSaint JamesZachary W.38Safeco$1,896$1,201
July 25, 202277488TXWhartonAndrew O.26Progressive$2,172$1,836
September 9, 202132738FLDeltonaMarian G.22Allstate$2,100$2,028
20 people from Jerry switched with Jerry to Safeco in the past 7 days.
Last updated 2 hours ago
Inez from Kaplan switched with Jerry to Encompass and saved $1477
2 hours ago
Marie from Fort Polk switched with Jerry to Mapfre and saved $743
2 hours ago

Best car insurance companies for Ram Ram 1500 Sport drivers with bad driving records

We get it—just because you have a less-than-perfect driving record doesn’t mean you’re a bad driver. Our research shows that almost half of all U.S. drivers rate themselves “great,” and over half are confident they’re the best in their immediate family.
But mistakes happen. Whether you got a speeding ticket because you really needed to go to the bathroom or you got a DUI from your foolish college years, you’re not necessarily a bad driver. Unfortunately, insurance companies don’t see it that way, and they might even label you a “high-risk driver.”
But just because you’re considered a high-risk driver doesn’t mean you deserve an unfair insurance premium. It’s true that you can expect higher rates than people with clean records, but some insurance companies are more considerate to high-risk drivers than others. Jerry finds insurance companies that work with your needs, including drivers with high-risk profiles. Check out the table below to see how much Jerry customers saved on their car insurance rates, even with previous infractions on their record.
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,200$893
Speeding under 15$3,363$1,188
Driving on Sus. License$3,696$1,172
Other$2,364$1,236

Ram Ram 1500 Sport driving record FAQs

How much does Ram Ram 1500 Sport insurance go up after a DUI?

If you get a DUI while driving your Ram 1500 Sport, you can expect your premium to increase by an average of 65%.
How much does Ram Ram 1500 Sport insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Ram 1500 Sport, your insurance premium could increase by an average of 67%

Best Car Insurance for Ram Ram 1500 Sport by Age

No matter how good at driving you are, insurance companies will give young drivers a tough wrap—even going so far as to label drivers 25 and under “high-risk drivers” regardless of their actual driving history.
Unfortunately, the stats don’t like—young drivers are far more likely to be involved in an accident than older, experienced drivers, and that costs more for car insurance companies. In turn, companies will raise rates for young drivers to offset the losses they endure from insuring a riskier driver—even if their record is absolutely clean.
But just because you’re a younger driver doesn’t mean you’re helpless. You can still get a good deal on your car insurance, and there are several things you can do right now to lower your rates:
  • Students can get student discounts for proving they have a B average or higher on their GPA.
  • Join a family plan. Being on a policy with an older driver can optimize your rate.
  • Take a driver safety or defensive driving course. Most companies will reward drivers who take safety courses with a discount, since they’re less likely to be in an accident.
  • Stick with the company you’re insured with (as long as they’re still offering you a fair rate!). Some companies will give you a discount for good driving and loyalty.
  • Get an insurer that offers a telematics discount. Telematics devices will track your driving, so you can earn a cheaper premium based on your stellar driving skills.
If you’re under 25, you might be paying around $0 more per month for your insurance. Here’s what Jerry customers paid by age.

Best Car Insurance for Ram Ram 1500 Sport by Location

Driving record, age, and your specific vehicle aren’t the only factors that affect your premium. If you’re still confused about the rates you’re getting, there’s another big factor to take into account: your zip code.
Insurance rates vary by zip code because of the potential risk to your vehicle. Higher local crime rates mean higher risk for your vehicle to be stolen or vandalized—which means higher premiums. The same is true for areas with high accident rates or natural disaster records. Your rate will be different based on your state, city, and even your city block.
If you’re wondering where Ram Ram 1500 Sport drivers can find the lowest rates (and where the higher average premiums are at), check out Jerry’s breakdown below.
Quote DateZip codeCarStateNameAgeInsurance Company
Before Jerry
After Jerry
September 26, 202289503Honda Cr-V LXNVBeatrice H.25Progressive$130/mo.$60/mo.
September 14, 202230350Hyundai Elantra SELGAWillie S.36Progressive$83/mo.$71/mo.
September 9, 202228088Ford Fusion SENCCarlos J.20National General$272/mo.$77/mo.
September 23, 202248067Buick Enclave CXLMIAugusta S.46Progressive$125/mo.$80/mo.
September 23, 202280123Honda Accord EXLCOLeonard M.27Progressive$110/mo.$99/mo.

Driving a Ram Ram 1500 Sport

As a Ram Ram 1500 Sport owner, here’s what you should know about your vehicle:
  • The specific trim level of your vehicle will affect your insurance rate. Having a more expensive trim is going to cost you more at the dealership, and it means your vehicle will be more expensive to replace—leading to higher rates.
  • Regular maintenance will reduce the risk of accident to your vehicle, which will in turn lower the chance of an inflated premium. Make sure to get regular car maintenance as described in your owner’s manual.
  • If you got a Ram Ram 1500 Sport new, new car replacement insurance might be worth it to protect your car.
Key Takeaway: The more your Ram Ram 1500 Sport is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Ram Ram 1500 Sport?

The average annual cost to insure a model is $2,546. But we know you’re far better than average. Here are a few easy ways to save money on car insurance.

Compare rates

If you’ve spent any time researching how to get the best rate, you know that comparing car insurance companies is the tried and true best method for insurance shopping.
Comparing rates works because every insurance company uses a different algorithm to determine your premium. One company may offer better rates to young drivers than another, while some companies may be more forgiving of high-risk driver profiles. There’s no way to automatically tell which company is going to offer you the optimal rate based on your driver profile, so you have to compare rates to find the best company.
Okay, maybe we’re not telling you the whole truth. It turns out, there is a way to automatically find the optimal rate for your car insurance—the Jerry app. After you answer a few simple questions, Jerry checks a pool of over 55 top insurance companies so you can compare rates in as few as 45 seconds.

Invest in safety

Insurance companies will usually offer discounts based on the anti-theft technology and safety technology in your vehicle. With less risk of theft or collision, carriers can rest easy knowing you’re less likely to file a claim—and you both get to share in the savings. A GPS tracker or a collision avoidance system are great ways to improve safety and net a cheaper insurance rate.

Keep customization simple

Any upgrade you get for your vehicle is sure to increase your premium. A car with a custom sound system, heated seats, and a sunroof is going to be more expensive to repair and replace than a vehicle without all the fancy upgrades. By investing in a vehicle without all the unnecessary add-ons, you can enjoy a cheaper rate.

Drive well to save

Safe drivers already get lower insurance rates for their squeaky-clean records. Avoiding tickets and other infractions means you are less of a risk to carriers, and that’s just the start of it.
Telematics programs like Jerry’s Drive Well, Earn Perks feature will track your driving habits and earn you easy savings for your great driving skills. If your driving history isn’t great or you’re not the best driver (hey—no judgment!), Jerry can still find you fair rates.

Go discount-hunting

Car insurance companies offer a wide variety of discounts. From good student discounts to military discounts, insurers have discounts for nearly everybody—you just have to know where to look. 
If you’re having trouble finding a discount, don’t despair. Here are a few common discounts that are often readily available:
  • Profession-based: e.g. military families, teachers, and healthcare workers
  • Payment-based: e.g. paperless billing, continuous payments, upfront payments
  • Driving-based: e.g. clean record, zero claims history, telematics
  • Policy-based: e.g. bundling car and home insurance, multi-car policies
Jerry can even help you find the best discounts for your profile. Just ask about discounts when you’re comparing insurance carriers through the Jerry app.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free