Best Car Insurance for Dodge 2021

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  • Cost with Jerry
  • Best Insurance Companies
  • Insurance Cost
  • Cost by Car Model
  • Cost by Car Year
  • Cost by City
On average, Dodge drivers pay $2,012 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Dart SXT costs $1,986 more more per year to insure than a Challenger SXT.

Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Dodge.
Quote DateMake/modelCity, StateAgeCarrierCoverage Type
Before Jerry
After Jerry
June 15, 2021Dodge Charger R/TAubrey, TX28DairylandBasic$280/mo.$98/mo.
August 28, 2021Dodge Charger SXTGreensboro, NC50National GeneralCustom$194/mo.$135/mo.
August 30, 2021Dodge Grand Caravan SXTSan Antonio, TX30ProgressiveCustom$185/mo.$145/mo.
August 29, 2021Dodge Charger SXTBuford, GA26Assurance AmericaBasic$305/mo.$160/mo.
August 5, 2021Dodge Charger SXTPhoenix, AZ25AllstateCustom$299/mo.$239/mo.

Best insurance carriers for your Dodge

Pricing and Reviews

Insurance companies consider lots of factors when they set their premiums. Your demographics, driving history, location—those things all matter. But since each company has its own method of weighing the various factors, your rates could vary significantly between insurers for the same coverage.
The cheapest insurer for Dodge is Aspire Advantage, with an annual premium of $820.
Other popular carriers for Dodge include the following:
Nationwide
Nationwide is a good choice for tech-savvy drivers with a safe driving record. They offer an excellent online platform, mobile app, and website—all of which earns them a rating of 4.6/5 from Jerry.
Progressive
Progressive is one of the top insurance companies out there. With financial strength, a huge array of coverage options, and great discounts and features, it’s typically a good choice for tech-savvy or higher-risk drivers. Jerry gives Progressive a rating of 4.6/5.
Kemper
For high-risk drivers, Kemper is a solid option. It files SR22 forms for drivers who need to provide proof of coverage to the state and even insures vehicles with salvage titles that have been rebuilt after being totaled. Jerry rates Kemper a 4.3/5.
Safeco
Safeco is a safe choice for young drivers who seek affordability. It also has a claims-free cashback program, which gives you a small refund for every six months that you remain claims-free. Jerry rates Safeco 4.5/5.
Allstate
Travelers
Travelers boasts insurance add-ons including roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage for their policyholders. The provider also offers plenty of driver discounts to help lower premiums, including for safe drivers and good students. Jerry gives Travelers a 4.7/5 rating.
State Auto
State Auto is a good choice for safe, experienced drivers looking to get the most out of their insurance. The company has a wide variety of coverage options and offers online filing for claims. State Auto gets a 4.1/5 rating from Jerry.
National General
National General specializes in insurance for high-risk drivers. The company also has a claims satisfaction guarantee in most states and will waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
Dairyland
Dairyland is also a great option for higher-risk drivers. With flexible payment plans, plus 24/7 live claims support in almost 40 states, Jerry rates Dairyland 4.6/5.
Clearcover
Tech-savvy drivers will love Clearcover. It has an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. Jerry rates Clearcover a 4.1/5.

How to compare prices to find the most affordable coverage

Each insurer uses its own proprietary formula to determine premiums. This means that even if you compare the exact same coverage with multiple companies, you’ll end up with different quotes.
While saving money is great, remember that the cheapest insurance option isn’t always the best. You don’t want to sacrifice the coverage you need in order to save a bit each month, only to find out that you’re not fully covered if you get into an accident.
To find the best policy and premium, it’s a good idea to compare quotes from at least three different insurers.
Almost every insurance company offers online quotes, so you can head to their website, fill out a form, and get your rate. But if you’ve ever done this, you know that it can be pretty miserable.
To make sure you’re getting the right coverage for the best price, comparison- shop with Jerry.
Jerry will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. Basically, you get all of the savings and coverage, with none of the hassle.
Filters
RankCompany nameAvg. Annual Premium
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.

Cost of insuring a Dodge

Cost of insuring with minimum coverage and full coverage

The average annual insurance premium for a Dodge is $1,749 per year for minimum car insurance and $2,572 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your insurance costs for your Dodge will depend on what kind of insurance you choose. Remember that each state has its own minimum insurance requirements that you must adhere to.
Here are the basic types of insurance that your state may require:
Coverage typeProtection offered
Bodily injury liability (per person and per accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)Pays for your own medical expenses after a car accident
If you can afford to, it’s always best to purchase additional coverage beyond the minimum requirements. Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault but don’t have enough coverage, you will be held liable for paying the costs out-of-pocket.
If you’re leasing or financing a Dodge, you may be required to purchase full-coverage insurance. It’s also a good idea to opt for full coverage if you can’t afford to replace your car in the event that it’s totaled.
Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.
Coverage typeProtection offered
CollisionApplies if you get into a collision with someone else’s vehicle or an object
ComprehensiveApplies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism
Here’s what it costs to insure a Dodge with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Dodge$2,761$1,835$2,332$1,360$2,894$2,154

Cost of insuring based on age and driving record

Insurance companies look at your driving record and age to help them determine your level of experience and risk. Younger drivers typically get into more accidents, so they usually pay more. Older drivers with more experience tend to have lower insurance rates.
Insurance companies also consider traffic violations when setting premiums. A minor speeding ticket or failure to stop on your record might lead to a small increase in your insurance rate. Serious offenses, like driving under the influence (DUI) and careless driving, have a far more significant impact on your premiums and will remain on your record for many years.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Dodges by age group:
Key Takeaway Insurance costs for your Dodge will vary depending on factors like your driving record, age, and insurance coverage needs.
Different Dodge models have different repair and replacement costscolts, which means the model you buy will affect your insurance rate. In general, more expensive cars require bigger payouts from insurers—which translates to bigger insurance premiums for you.
But no matter which model you choose, Jerry can help you find big savings on your insurance coverage.
Jerry is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up and you’ll be presented with competitive rates from up to 45 top providers. Don’t lose coverage—, find savings with Jerry.
The average Jerry user saves $879 a year on their car insurance!
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below.
Read more about your model {carMake}
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.

Cost of insuring your Dodge by year

Most and least expensive years of car

A brand new Dodge is definitely appealing, but that new car will come with a bigger insurance price tag. Thanks to depreciation, older cars tend to have lower insurance premiums.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace it if you need to make a claim. For you, this means insurance savings.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Dodges are 1990 and 1994.
The most expensive years for Dodges are 2020 and 1996.
Year
Before Jerry
After Jerry
2021$2,673$1,611
2020$3,083$1,697
2019$3,060$1,708
2018$2,932$1,634
2017$3,109$1,697
2016$2,806$1,570
2015$2,949$1,627
2014$2,605$1,505
2013$2,763$1,565
2012$2,874$1,548
2011$2,429$1,298
2010$2,297$1,336
2009$2,243$1,229
2008$2,291$1,228
2007$2,038$1,113
2006$2,301$1,330
2005$2,707$1,533
2004$2,072$1,123
2003$1,783$1,063
2002$2,005$1,204
2001$1,907$1,077
2000$1,757$858
1999$1,634$944
1998$2,041$1,173
1997$1,762$1,192
1996$1,626$842
1995$1,598$768
1994$1,726$1,137
1993$708$471
1992$1,800$1,350
Key Takeaway Since older Dodge vehicles typically cost less to repair or replace than newer ones and may not be leased or financed, they tend to have cheaper insurance rates

Cost of insuring a Dodge in your city

Insurance premiums change depending on your location since different areas have different rates of accidents, crime, and severe weather events. This means that insurance rates can vary dramatically within the same state.
It’s all about the risk your insurance company has to bear to insure your vehicle. If your city has lots of car thefts, collisions, or severe weather events, you can expect to pay more for your coverage.
According to our data, there is a high percentage of Dodge drivers in cities including Houston (TX), Atlanta (GA), San Antonio (TX), Phoenix (AZ) and Pompano Beach (FL).
The cheapest car insurance for Dodge for Jerry users is in Saluda (SC) and Fort Bragg (NC).
The most expensive car insurance for Dodge for Jerry users is in Amityville (NY) and Springfield Gardens (NY).
City
Before Jerry
After Jerry
Atlanta$3,811$2,510
Houston$3,251$2,258
Phoenix$3,152$2,026
Pompano Beach
$3,288$2,848
San Antonio$2,546$1,779
Portland$3,095$2,445
Decatur$3,431$2,673
Louisville$4,566$3,257
Jacksonville$4,952$3,635
Glendale$3,207$1,798
Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.
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