Best cheap car insurance quotes in Redding
To legally hit the road in Redding, Connecticut, drivers are required to carry set amounts of
liability insurance and
uninsured/underinsured motorist insurance.
But minimum coverage may not offer enough financial coverage in the event of an accident—so drivers in Redding should consider purchasing full coverage for the best protection.
Cheap minimum liability insurance quotes in Redding
The state minimum for liability coverage in Connecticut follows a 25/50/25 pattern—that means you need at least $25,000 per person and $50,000 per accident in
bodily injury liability coverage, as well as $25,000 for
property damage liability coverage per accident.
For uninsured motorist coverage, your policy should meet the same limits.
With this basic coverage, you’ll be protected up to your policy’s limits if you are responsible for injuries or property damage while driving.
Here are some examples of Redding car owners that Jerry has assisted in obtaining minimum liability coverage.
Do you need more than minimum coverage in Redding?
Connecticut has fairly average liability insurance coverage requirements. But most drivers need more than the 25/50/25 state minimum.
In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over the state’s 25/50/25 limit—especially if you cause serious injuries to another person. A totaled vehicle could cost well above $25,000, while medical bills can quickly exceed $50,000.
Connecticut car accident laws set the statute of limitations for personal injury lawsuits to three years after a crash–so your liability will extend long after the actual incident passes.
The bottom line: For better financial protection, consider upgrading your liability coverage limits to 50/100/50 or even 100/300/100 liability coverage. Better yet, invest in a full-coverage policy.
Cheap full coverage car insurance quotes in Redding
Full coverage car insurance is the only way to protect yourself from costs associated with repairing or replacing your own vehicle.
Full coverage policies include
collision coverage, in addition to your liability coverage.
Collision coverage helps cover the costs of repairs if your vehicle is damaged in an accident with another vehicle or stationary object (such as a tree or road sign).
Comprehensive coverage helps cover costs associated with non-collision incidents, such as theft, vandalism, falling objects, or hail.
Take a look at what real Jerry drivers paid for various levels of coverage below.
Last Updated Sep 26, 2023
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance quotes online.
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