4.7/5 App Store Rating
12,000+ Reviews · Trusted by 3.5M+ Customers

Compare quotes for Chrysler Sebring Lxi car insurance cost, 2023

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chrysler Sebring Lxi owners is $1,884 a year. However, exact rates vary from model to model: for instance, the Pacifica Ehybrid Platinum costs $223 more per year to insure than the Sebring Jx

Chrysler Sebring Lxi car insurance cost

One of the primary determining factors for your Chrysler Sebring Lxi insurance rate is the age of your vehicle. Here's how much it costs to insure your Sebring Lxi by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chrysler Sebring Lxi , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chrysler Sebring Lxi

If you drive a Chrysler, you probably put a high value on the things Chrysler does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chrysler Sebring Lxi drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Bristol West$1,740$449
The General
Plymouth Rock$1,488$322
National General$1,474$218

Compare car insurance quotes for Chrysler Sebring Lxi

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chrysler insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
November 4, 202245204OHCincinnatiDale H.35Progressive$960$744
January 16, 202213088NYLiverpoolCharlotte H.57Progressive$1,488$986
October 18, 202130041GACummingPeter B.42Mercury$1,224$910
May 22, 202130757GAWildwoodEllen B.52Progressive$1,920$726
July 25, 202040601KYFrankfortBarbara B.25Bristol West$1,740$1,291

Best car insurance companies for Chrysler Sebring Lxi drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$1,565$355
Failure to Obey Traffic Sign$3,000$691
Driving on Sus. License$2,406$602
Speeding under 15$1,904$439

How much does Chrysler Sebring Lxi insurance go up after a DUI?

If you get a DUI while driving your Sebring Lxi, you can expect your premium to increase by an average of 48%.

How much does Chrysler Sebring Lxi insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Sebring Lxi, your insurance premium could increase by an average of 21%

Best Car Insurance for Chrysler Sebring Lxi by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $3 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chrysler Sebring Lxi by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chrysler Sebring Lxi drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
May 22, 2021Chrysler Sebring Lxi$160/mo.$61/mo.30757GABarbara B.52Progressive
November 4, 2022Chrysler Sebring Lxi$80/mo.$62/mo.45204OHDennis R.35Progressive
October 18, 2021Chrysler Sebring Lxi$102/mo.$76/mo.30041GADerrick P.42Mercury
January 16, 2022Chrysler Sebring Lxi$124/mo.$82/mo.13088NYAddie B.57Progressive
July 25, 2020Chrysler Sebring Lxi$145/mo.$108/mo.40601KYJeanette A.25Bristol West

Driving a Chrysler Sebring Lxi

The Chrysler Sebring LXi is a two-door mid-size coupe produced from 1995 to 2000 as part of the brand’s luxury car lineup. It was on the larger end of the spectrum for coupes at the time, offering lots of cargo space and comfortable seating for up to five.The Sebring LXi was the first of the brand to use Chrysler’s wings logo, and it offered fair but not exceptional performance for a luxury passenger car that wasn’t exactly sport-tuned. However, its 2.5-liter V6 and its soft suspension gave it a smooth ride that helped the model generate a devoted fan base of many drivers who remain loyal to their car, even after more than two decades of ownership.If you’re looking at a used Chrysler Sebring LXi to buy, you’ll also need to find the right car insurance can help. Check out this guide to everything about insuring the Chrysler Sebring LXi.
If you own a Chrysler Sebring Lxi , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chrysler Sebring Lxi new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Chrysler Sebring Lxi is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chrysler Sebring Lxi?

The average annual cost to insure a model is $1,884. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free