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Compare quotes for Chrysler 200 Lx car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chrysler 200 Lx owners is $2,666 a year. However, exact rates vary from model to model: for instance, the 300C Luxury costs $181 more per year to insure than the Lebaron Base

Chrysler 200 Lx car insurance cost

One of the primary determining factors for your Chrysler 200 Lx insurance rate is the age of your vehicle. Here's how much it costs to insure your 200 Lx by car year:
Model year
Average Cost
Annual Savings with Jerry
2017$2,868$804
2016$3,158$921
2015$2,707$841
2014$2,642$893
2013$2,238$652
2012$3,414$1,356
2011$2,909$903
If you drive a Chrysler 200 Lx , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chrysler 200 Lx

If you drive a Chrysler, you probably put a high value on the things Chrysler does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chrysler 200 Lx drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Mercury$2,953$1,191
Clearcover$2,808$1,135
Progressive$2,736$885
Nationwide$2,645$879
Gainsco$2,351$824
The General
$2,040$716
Allstate$2,586$699
Kemper$2,598$671
Commonwealth Insurance$2,022$657
State Auto$2,196$303

Compare car insurance quotes for Chrysler 200 Lx

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chrysler insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
March 15, 202307734NJKeansburgHilda L.22Progressive$4,536$3,616
March 6, 202329609SCGreenvillePhillip W.24Progressive$2,400$2,322
February 28, 202364055MOIndependenceGertrude W.23Dairyland$4,140$2,974
February 27, 202308330NJMays LandingLucy R.52Progressive$2,244$1,956
February 27, 202385054AZPhoenixHarriet F.27Progressive$5,484$3,997

Best car insurance companies for Chrysler 200 Lx drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,835$938
Illegal Turn$4,740$1,916
Driving on Sus. License$3,683$1,646
Careless Driving$4,380$1,488
Failure to Obey Traffic Sign$3,253$1,131
Suspension$2,280$946
Speeding under 15$2,780$936
Defective Equipment$3,312$886
Speeding over 15$1,908$594
DUI$2,220$403

How much does Chrysler 200 Lx insurance go up after a DUI?

If you get a DUI while driving your 200 Lx, you can expect your premium to increase by an average of 4%.

How much does Chrysler 200 Lx insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your 200 Lx, your insurance premium could increase by an average of 6%

Best Car Insurance for Chrysler 200 Lx by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $15 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chrysler 200 Lx by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chrysler 200 Lx drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
March 8, 2023Nissan Rogue Select S$100/mo.$96/mo.63130MOLeona W.27Progressive
March 22, 2023Ford Fusion SE$175/mo.$106/mo.70119LAWalter B.31Progressive
March 5, 2023Ford Focus SE$360/mo.$127/mo.41004KYCameron P.43Progressive
March 5, 2023Honda Accord LX$420/mo.$133/mo.95928CARena M.60Aspire Advantage
March 21, 2023Nissan Versa SV$300/mo.$193/mo.30340GALloyd P.48Progressive

Driving a Chrysler 200 Lx

The Chrysler 200 LX is a reliable vehicle with a stylish exterior. You can find this five-seater, midsize sedan on the used car market from $12,000 to $15,000.The LX trim was available for the entirety of the Chrysler 200’s lifetime, with models made from 2011 to 2017. The LX is the base trim, although it still provides plenty of features and a great driving experience. The 2.4-liter four-cylinder engine gets 184 horsepower and 173 lb-foot of torque. If you’re ready to buy a used Chrysler 200 LX, make sure you know what type of car insurance coverage you’ll want on your ride.
If you own a Chrysler 200 Lx , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chrysler 200 Lx new, it’s worth considering new car replacement insurance to protect your investment.
Join Jerry and see why the average user saves almost $900 a year!
Key Takeaway: The more your Chrysler 200 Lx is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chrysler 200 Lx?

The average annual cost to insure a model is $2,666. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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