Best Car Insurance for Chrysler 2021

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On average, Chrysler drivers pay $1,742 each year for car insurance. But depending on the model you have, your insurance rates could vary. A 300 Touring costs $1,855 more more per year to insure than a 200 Limited.

Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Chrysler.
Quote DateMake/modelCity, StateAgeCarrierCoverage Type
Before Jerry
After Jerry
August 14, 2021Chrysler Town & Country TouringPhiladelphia, PA42ClearCoverCurrent$192/mo.$112/mo.
June 1, 2021Chrysler 300Greensboro, NC26NationwideCustom$310/mo.$124/mo.
May 29, 2021Chrysler VoyagerColumbia, SC35State AutoCustom$194/mo.$130/mo.
May 24, 2021Chrysler Sebring LimitedDallas, TX22KemperBasic$280/mo.$154/mo.
June 11, 2021Chrysler 300 SHouston, TX41Bristol WestStandard$250/mo.$212/mo.

Best insurance carriers for your Chrysler

Pricing and Reviews

When determining premiums, insurance providers look at factors such as your demographics, driving history, and location. But each provider gives different weight to each factor, which means rates vary significantly across companies.
The cheapest insurer for Chrysler is Metlife, with an annual premium of $916.
Other popular carriers for Chrysler include the following:
Nationwide
Tech-savvy drivers with a good safety record will enjoy reliable coverage from Nationwide. With a robust online platform, great mobile app, and intuitive website, Nationwide gets a rating of 4.6/5 from Jerry.
Progressive
One of the biggest insurers in the country, Progressive is a good option for tech-savvy and higher-risk drivers. The company boasts a huge array of coverages, great financial stability, and plenty of discounts and features. Jerry rates it a 4.6/5.
Kemper
Kemper specializes in serving high-risk drivers. It files SR22 forms for drivers who require proof of coverage and even provides insurance for rebuilt salvage vehicles. Jerry rates Kemper a 4.3/5.
Safeco
Young drivers might have luck finding affordable coverage with Safeco. Their cashback program also offers a small refund for every six months that you remain claims-free. Jerry rates Safeco a 4.5/5.
Allstate
Insurance giant Allstate has a vast network of agents and repair shops across the country. They offer lots of helpful digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting, all of which earn them a rating of 4.5/5 from Jerry.
Travelers
If you’re looking for insurance add-ons, Travelers is a great pick. Options include roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. There are also various discounts to help lower premiums, such as for good students or safe drivers. Jerry gives Travelers a 4.7/5 rating.
State Auto
State Auto offers good value for safe and experienced drivers. With a wide range of coverage options and the ability to file claims online, Safe Auto earns a rating of 4.1/5 from Jerry.
National General
National General caters to high-risk drivers and offers a satisfaction guarantee in most states. If you’re unhappy with your claims experience, they’ll waive your deductible up to $250. Jerry rates National General a 4.1/5.
Dairyland
Dairyland is another great option for high-risk drivers. They offer flexible payment plans and 24/7 live claims support in almost 40 states. Jerry rates Dairyland a 4.6/5.
Clearcover
Clearcover is excellent for tech-savvy drivers. With their award-winning app, you can file a claim, pay your premium, and access proof of insurance quickly and easily. Clearcover gets a rating of 4.1/5 from Jerry.

How to compare prices to find the most affordable coverage

While super-cheap rates might look good, they’re usually not the best choice if you’re looking for reliable car insurance. Sacrificing the coverage you need to save some money is a risky choice that could leave you in a tough financial spot if you get into an accident.
But that doesn’t mean you have to settle for high monthly payments. Comparing rates from three to five different insurers will help you find the right coverage at the best price. And sure, you can do that by visiting their websites and completing their ‘get a quote’ forms.
Or you can just get Jerry. Jerry collects quotes from up to 45 insurance companies in seconds. Once you pick the plan that works for you, Jerry takes care of the switchover and cancels your old policy—and it’s completely free to use!
Here’s how much drivers paid with various insurance carriers before and after switching with Jerry.
Filters
RankCompany nameAvg. Annual Premium
1CLEARCOVER$1,554.63
2Kemper$2,048.16
3Progressive$2,060.26
4Travelers$2,190.57
5National General$2,233.13
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.

Cost of insuring a Chrysler

Cost of insuring with minimum coverage and full coverage

The average annual insurance premium for a Chrysler is $1,605 per year for minimum car insurance and $2,478 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your premium may vary depending on the coverage you choose. Remember though, you’ll need to ensure that you meet (or exceed) your state’s minimum insurance requirements.
Here are the basic types of insurance that your state may require:
Coverage typeProtection offered
Bodily injury liability (per person and per accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)Pays for your own medical expenses after a car accident
It’s usually a good idea to buy more than the mandatory minimum insurance required by your state. Damages add up quickly, and even a relatively minor accident can result in thousands of dollars in costs. If you don’t have the right insurance coverage, you’ll be responsible for paying them out of pocket.
If you’re leasing or financing a Chrysler, your lender or dealer will likely require you to purchase full-coverage insurance. You should also purchase full coverage if you can’t afford to replace your car in the event that it’s totaled.
Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.
Coverage typeProtection offered
CollisionApplies if you get into a collision with someone else’s vehicle or an object
ComprehensiveApplies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism
Here’s what it costs to insure a Chrysler with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Chrysler$2,272$1,552$2,199$1,511$2,475$1,882

Cost of insuring based on age and driving record

Since insurance companies don’t know you personally, they rely on things like your age and driving record to understand your experience and risk level.
Younger drivers are several times more likely than experienced drivers to get into a fatal accident, which accounts for their higher premiums.
Traffic violations also matter. If you have minor violations (like speeding tickets) on your record, you might see a slight increase in your rates. Serious infractions, like DUI or reckless driving convictions, will affect your premium much more—and for longer, too.
But it’s not all bad! Improving your driving habits and keeping a clean record moving forward will help you attain lower premiums over time.
Here’s how accidents and violations can affect car insurance costs for Chryslers by age group:
Key Takeaway Insurance costs for your Chrysler will vary depending on factors like your driving record, age, and insurance coverage needs.
The Chrysler model you choose will impact your insurance rate. More expensive cars tend to cost more to repair or replace, which means higher insurance payouts—and higher premiums.
But whether you’re driving a 300 or a Pacifica hybrid, Jerry can help you find affordable insurance coverage fast.
Jerry is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up and you’ll be presented with competitive rates from up to 45 top providers. Don’t lose coverage, find savings with Jerry.
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below.
Read more about your model {carMake}
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.

Cost of insuring your Chrysler by year

Most and least expensive years of car

While a new car is appealing (and you get that new car smell!), opting for a used Chrysler will help you get the best insurance rates.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace it if you need to make a claim. That means lower premiums for you.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Chryslers are 1999 and 1997.
The most expensive years for Chryslers are 2019 and 2020.
Year
Before Jerry
After Jerry
2020$3,837$2,128
2019$2,556$1,368
2018$2,871$1,553
2017$2,712$1,318
2016$2,800$1,553
2015$2,667$1,533
2014$2,743$1,452
2013$2,745$1,517
2012$2,453$1,400
2011$2,575$1,442
2010$2,554$1,420
2009$1,929$1,207
2008$1,774$1,059
2007$2,230$1,198
2006$2,018$1,188
2005$1,834$1,042
2004$2,012$1,148
2003$2,025$946
2002$1,421$825
2001$1,889$935
2000$1,072$770
1999$1,535$731
1998$1,395$654
1997$1,551$724
1996$6,000$1,645
1995$2,880$1,838
1991$1,839$1,007
Key Takeaway Older Chryslers typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.

Cost of insuring a Chrysler in your city

Differences in accident, crime, and natural disaster rates mean that insurance premiums vary significantly depending on your location. Even within the same county or state, you’ll find different prices for the same coverage.
It’s all about risk. If your city has lots of collisions, car thefts, or severe weather events, you’re more likely to make a claim and will pay more for your coverage.
According to our data, there is a high percentage of Chrysler drivers in cities including Charlotte (NC), Phoenix (AZ), Virginia Beach (VA), Kissimmee (FL) and Jacksonville (FL).
The cheapest car insurance for Chrysler for Jerry users is in Albertville (AL) and Port Charlotte (FL).
The most expensive car insurance for Chrysler for Jerry users is in Milwaukee (WI) and North Smithfield (RI).
City
Before Jerry
After Jerry
Charlotte$2,476$1,851
Kissimmee$1,602$1,048
Phoenix$2,338$1,308
Jacksonville$2,359$1,741
Douglasville
$2,866$1,795
El Paso$2,754$2,122
Clearwater
$4,897$4,391
Atlanta$3,394$2,205
Silver Springs
$1,308$1,201
Philadelphia$3,812$2,171
Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.
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