Best Car Insurance for Chrysler 2022

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Car Insurance for Chrysler

On average, Chrysler drivers pay $1,681 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Town & Country costs $1,086 more more per year to insure than a Pacifica Touring.
Headquartered in Michigan, Chrysler is one of the “Big Three” automakers based in the United States (it’s one of the American arms of the auto-giant Steallanis). Chrysler has historically produced a range of vehicles, but there are just two Chrysler models still in production—its sedan and the company’s class-leading minivan. Chryslers are also available as used cars.
Regardless of whether you purchase your Chrysler new or used, you’ll need the right insurance to protect your investment.
Your insurance will be based on the model you choose, along with factors unique to you. If this seems overwhelming, the car insurance super app Jerry can help. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you get the coverage you need at the price you want.
Here are some real quotes from Jerry customers who saved money when insuring their Chrysler.
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
May 17, 2022Chrysler PacificaEnnis, TX75119Rebecca H.42Electric$155/mo.$88/mo.
April 29, 2022Chrysler 300Barstow, CA92311Edward N.27National General$130/mo.$98/mo.
April 26, 2022Chrysler 200 LXBirmingham, AL35215Lucile S.42National General$167/mo.$105/mo.
May 14, 2022Chrysler 300Bridgeport, CT06608Jared B.24Progressive$253/mo.$169/mo.
April 26, 2022Chrysler 200 SColumbia, SC29223Manuel M.49Progressive$286/mo.$216/mo.
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Insurance for Chrysler models

While they may all have the same make, your insurance costs for your Chrysler can vary substantially depending on the age of the car and model you buy.

Insurance for Chrysler based on the year of the car

Driving a brand new Chrysler off the lot could be quite exciting—but it also could cost you more in insurance premiums.
According to Edmunds, a new car loses 23.5% of its value in the first year of ownership, and its value continues to decrease by 60% in the first five years. It stands to reason that if you own an older car, it will cost less to fix or replace it—and you’ll pay lower insurance premiums as a result.
Additionally, it’s not uncommon for drivers of new cars to lease or finance their vehicles—which would require full-coverage insurance. Full coverage always costs more than the mandatory minimum insurance that is required by your state.
According to Jerry’s internal data, the cheapest years for Chrysler are 1993 and 1996.
The most expensive years for Chrysler are 2022 and 2019.
Average Cost
Annual Savings with Jerry
2022$3,360$318Compare Prices
2021$3,027$671Compare Prices
2020$2,858$698Compare Prices
2019$3,707$986Compare Prices
2018$3,380$1,095Compare Prices
2017$3,731$1,165Compare Prices
2016$3,150$985Compare Prices
2015$3,157$1,002Compare Prices
2014$3,005$965Compare Prices
2013$2,841$972Compare Prices
2012$2,839$1,030Compare Prices
2011$2,974$1,022Compare Prices
2010$2,382$754Compare Prices
2009$2,166$690Compare Prices
2008$2,207$745Compare Prices
2007$2,488$876Compare Prices
2006$2,372$870Compare Prices
2005$2,167$778Compare Prices
2004$2,321$828Compare Prices
2003$2,257$813Compare Prices
2002$2,069$723Compare Prices
2001$1,577$511Compare Prices
2000$2,504$1,302Compare Prices
1999$1,798$632Compare Prices
1998$1,541$410Compare Prices
1997$1,185$256Compare Prices
1996$1,216$325Compare Prices
1994$1,452$383Compare Prices
1993$1,020$255Compare Prices
1992$1,500$361Compare Prices
Key Takeaway Older Chryslers typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
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Insurance for different models of Chrysler

Chryslers are considered premium vehicles, and their higher price tags could come with more expensive insurance rates. However, your insurance rates will differ depending on which model of Chrysler you choose.
In general, sedans and compact SUVs are cheaper to insure than sporty coupes are large SUVs. However, Chrysler only produces two new models, so the rule of thumb doesn’t necessarily apply.
In fact, though it has a lower price tag, Chrysler’s large sedan—the Chrysler 300—is more expensive to insure than the Chrysler Pacifica, the company’s best-in-class minivan. This is in part because of Pacifica’s high safety ratings, quality safety features, and lower horsepower.
That said, if you opt for a used Chrysler, like the Daytona, your insurance premiums will be even lower.
Here’s more detail on insurance rates for popular Chrysler models for Jerry users.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Chrysler

In most states, you must carry minimum liability insurance before hitting the road. Liability coverage accounts for the costs for other drivers if you are at fault in an accident. Minimum coverages typically include:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
A handful of states mandate uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—particularly if you are in a no-fault state.
Keep in mind, those are just the minimums—it’s always a good idea to carry more than your state’s minimum coverage if you can afford it. Full coverage insurance policies will make sure you are covered in case of exorbitant medical costs or major vehicle damage. Full coverage insurance typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism.
The average annual insurance premium for a Chrysler is $1,559 per year for minimum car insurance and $2,390 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,626 per year for minimum car insurance and $2,298 for full-coverage insurance.
Here’s what it costs to insure a Chrysler with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Chryslers are quality cars, but they aren’t cheap. The price you pay for the premium vehicle is proportionate to Chrysler’s higher-than-average insurance rates. However, insurance rates for Chrysler are comparable to similar makes—like Acura and Infiniti.
Here’s a side-by-side comparison of rates for Jerry Chrysler drivers versus owners of similar makes:
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What impacts your insurance costs for Chrysler

Your car’s model, age, and type of insurance will affect your initial insurance costs, but providers also will look at your demographics and other variables when setting your rates.

The model of Chrysler you drive

The specific car you drive can make a difference in your car insurance premiums. Not only will the model you choose impact your rates, the trim level—a different version of the same model—will have an effect as well. Higher trims are often more expensive, and they will generally cost more to insure.
For example, here’s what insurance you might want to consider for a Pacifica.
TrimFeaturesRecommended coverageReason for coverage
Pacifica TouringThe Pacifica Touring is the base model for the 2022 Pacifica line. With a 9-Speed automatic transmission, the Pacifica Touring is no slouch—but it will cost you extra for all-wheel-drive.Towing and Labor coverageWhile the Pacifica is a hefty car, it could be cumbersome to navigate through the snow. Towing and labor coverage will help you if you get stuck.
[Pacifica Limited( higher trim has the same powertrain as the lower models, but it includes premium features, including an updated infotainment system and driver controls.[Sound system coverage] ( the higher-end sound system, you’ll want special coverage to protect you if your updated audio equipment gets stolen.

Your insurance company

There are a wide variety of insurance carriers out there—almost too many to choose from. It may seem like sticking with your current company is the easiest and best option, but that’s not always the case.
Providers set insurance rates using their own calculations, so you can see drastically different rates even for the same car. Your best bet to find the right insurance company for a Chrysler is to shop around for quotes. However, comparing rates is tedious—especially if you’re doing all of the research for insuring your Chrysler yourself. That’s when it’s time to use Jerry.
It takes less than a minute to get competitive quotes from the top auto insurance providers in the country. Once you decide on the right coverage for your Chrysler, Jerry handles the rest—and Jerry takes care of all the annoying paperwork!
Since Jerry reviews your policy every 6 months, you can be sure that you’re always getting the coverage you need at the best price.
Here’s what Chrysler drivers paid for car insurance before and after switching with Jerry:
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Your age

Your age is one of the main aspects insurers consider when setting your insurance premiums.
On the whole, young drivers pay higher premiums for insurance than older drivers. Because insurance providers often consider drivers under 25 with less driving experience to be high-risk drivers, they’ll raise rates based on the chances younger drivers will need to make a claim.

Your driving record

Your driving record will also impact your insurance rates as drivers with less-than-stellar driving histories will pay more for coverage.
If you’ve had a record of infractions, carriers will think of you as a high-risk driver. More than one small offense, like multiple speeding tickets, or one major offense, like a DUI, can cause providers to hike up your premiums.
Fortunately, taking action to improve your driving—like enrolling in a defensive driving course—could end up saving you money on your car insurance for your Chrysler.
Here are some common insurance premiums for Chrysler drivers with bad driving records:
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Where you live

Your location is another main factor providers will consider when setting your car insurance premiums for a Chrysler. Even if you’ve had your trusty vehicle for years, you may see a rate increase if you move from a small town to a big city.
Insurers consider factors like a city’s accident rates, traffic fatalities, and property crime rates when determining their risk of making a payment. For example, if you live in a big city with long average commutes, there’s a greater likelihood you’ll be on the road longer—which increases the likelihood you’ll be in a crash. This will cause providers to increase their rates.
Additionally, the propensity for natural disasters also can affect insurance rates for your Chrysler. If you live in an area that sees frequent hail storms, blizzards, or hurricanes, your provider will raise rates in case they have to make multiple payouts at once. It will cost more to insure your Chrysler accordingly. According to our data, there is a high percentage of Chrysler drivers in cities including Houston (TX), Atlanta (GA), Phoenix (AZ), Philadelphia (PA) and Columbus (OH). The cheapest car insurance for Chrysler for Jerry users is in Troy (IL) and Trinity (AL). The most expensive car insurance for Chrysler for Jerry users is in Danbury (CT) and North-Smithfield (RI).
Regardless of your location, your profile, or the model of Chrysler you drive, you can find the best rates on car insurance by shopping with Jerry.
Sign-up in seconds and Jerry can send quotes from over 50 providers straight to your phone. Once you choose the policy that works for you, Jerry will help you take care of the rest—including filling out all paperwork and helping to cancel your old policy. Average Jerry users save $879 per year on car insurance!

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