On average, Chrysler drivers pay $1,742 each year for car insurance. But depending on the model you have, your insurance rates could vary. A 300 Touring costs $1,855 more more per year to insure than a 200 Limited.
Here’s what drivers pay when they switch with Jerry
Here are some real quotes from Jerry customers who saved money when insuring their Chrysler.
When determining premiums, insurance providers look at factors such as your demographics, driving history, and location. But each provider gives different weight to each factor, which means rates vary significantly across companies.
The cheapest insurer for Chrysler is Metlife, with an annual premium of $916.
Other popular carriers for Chrysler include the following:
Tech-savvy drivers with a good safety record will enjoy reliable coverage from Nationwide. With a robust online platform, great mobile app, and intuitive website, Nationwide gets a rating of 4.6/5 from Jerry.
One of the biggest insurers in the country, Progressive is a good option for tech-savvy and higher-risk drivers. The company boasts a huge array of coverages, great financial stability, and plenty of discounts and features. Jerry rates it a 4.6/5.
Kemper specializes in serving high-risk drivers. It files SR22 forms for drivers who require proof of coverage and even provides insurance for rebuilt salvage vehicles. Jerry rates Kemper a 4.3/5.
Young drivers might have luck finding affordable coverage with Safeco. Their cashback program also offers a small refund for every six months that you remain claims-free. Jerry rates Safeco a 4.5/5.
Insurance giant Allstate has a vast network of agents and repair shops across the country. They offer lots of helpful digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting, all of which earn them a rating of 4.5/5 from Jerry.
If you’re looking for insurance add-ons, Travelers is a great pick. Options include roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. There are also various discounts to help lower premiums, such as for good students or safe drivers. Jerry gives Travelers a 4.7/5 rating.
State Auto offers good value for safe and experienced drivers. With a wide range of coverage options and the ability to file claims online, Safe Auto earns a rating of 4.1/5 from Jerry.
National General caters to high-risk drivers and offers a satisfaction guarantee in most states. If you’re unhappy with your claims experience, they’ll waive your deductible up to $250. Jerry rates National General a 4.1/5.
Dairyland is another great option for high-risk drivers. They offer flexible payment plans and 24/7 live claims support in almost 40 states. Jerry rates Dairyland a 4.6/5.
Clearcover is excellent for tech-savvy drivers. With their award-winning app, you can file a claim, pay your premium, and access proof of insurance quickly and easily. Clearcover gets a rating of 4.1/5 from Jerry.
How to compare prices to find the most affordable coverage
While super-cheap rates might look good, they’re usually not the best choice if you’re looking for reliable car insurance. Sacrificing the coverage you need to save some money is a risky choice that could leave you in a tough financial spot if you get into an accident.
But that doesn’t mean you have to settle for high monthly payments. Comparing rates from three to five different insurers will help you find the right coverage at the best price. And sure, you can do that by visiting their websites and completing their ‘get a quote’ forms.
Or you can just get Jerry. Jerry collects quotes from up to 45 insurance companies in seconds. Once you pick the plan that works for you, Jerry takes care of the switchover and cancels your old policy—and it’s completely free to use!
Here’s how much drivers paid with various insurance carriers before and after switching with Jerry.
Avg. Annual Premium
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.
Cost of insuring a Chrysler
Cost of insuring with minimum coverage and full coverage
The average annual insurance premium for a Chrysler is $1,605 per year for minimum car insurance and $2,478 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your premium may vary depending on the coverage you choose. Remember though, you’ll need to ensure that you meet (or exceed) your state’s minimum insurance requirements.
Here are the basic types of insurance that your state may require:
Pays for your own medical expenses after a car accident
It’s usually a good idea to buy more than the mandatory minimum insurance required by your state. Damages add up quickly, and even a relatively minor accident can result in thousands of dollars in costs. If you don’t have the right insurance coverage, you’ll be responsible for paying them out of pocket.
If you’re leasing or financing a Chrysler, your lender or dealer will likely require you to purchase full-coverage insurance. You should also purchase full coverage if you can’t afford to replace your car in the event that it’s totaled.
Since insurance companies don’t know you personally, they rely on things like your age and driving record to understand your experience and risk level.
Younger drivers are several times more likely than experienced drivers to get into a fatal accident, which accounts for their higher premiums.
Traffic violations also matter. If you have minor violations (like speeding tickets) on your record, you might see a slight increase in your rates. Serious infractions, like DUI or reckless driving convictions, will affect your premium much more—and for longer, too.
But it’s not all bad! Improving your driving habits and keeping a clean record moving forward will help you attain lower premiums over time.
Here’s how accidents and violations can affect car insurance costs for Chryslers by age group:
Key Takeaway Insurance costs for your Chrysler will vary depending on factors like your driving record, age, and insurance coverage needs.
Cost of insuring popular models
The Chrysler model you choose will impact your insurance rate. More expensive cars tend to cost more to repair or replace, which means higher insurance payouts—and higher premiums.
But whether you’re driving a 300 or a Pacifica hybrid, Jerry can help you find affordable insurance coverage fast.
Jerry is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up and you’ll be presented with competitive rates from up to 45 top providers. Don’t lose coverage, find savings with Jerry.
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Cost of insuring your Chrysler by year
Most and least expensive years of car
While a new car is appealing (and you get that new car smell!), opting for a used Chrysler will help you get the best insurance rates.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace it if you need to make a claim. That means lower premiums for you.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Chryslers are 1999 and 1997.
The most expensive years for Chryslers are 2019 and 2020.
Key Takeaway Older Chryslers typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
Cost of insuring a Chrysler in your city
Differences in accident, crime, and natural disaster rates mean that insurance premiums vary significantly depending on your location. Even within the same county or state, you’ll find different prices for the same coverage.
It’s all about risk. If your city has lots of collisions, car thefts, or severe weather events, you’re more likely to make a claim and will pay more for your coverage.
According to our data, there is a high percentage of Chrysler drivers in cities including Charlotte (NC), Phoenix (AZ), Virginia Beach (VA), Kissimmee (FL) and Jacksonville (FL).
The cheapest car insurance for Chrysler for Jerry users is in Albertville (AL) and Port Charlotte (FL).
The most expensive car insurance for Chrysler for Jerry users is in Milwaukee (WI) and North Smithfield (RI).