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Compare quotes for Chevrolet Cruze Lt car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chevrolet Cruze Lt owners is $2,887 a year. However, exact rates vary from model to model: for instance, the Blazer 3Lt costs $318 more per year to insure than the Corvette Z06

Chevrolet Cruze Lt car insurance cost

One of the primary determining factors for your Chevrolet Cruze Lt insurance rate is the age of your vehicle. Here's how much it costs to insure your Cruze Lt by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chevrolet Cruze Lt , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chevrolet Cruze Lt

If you drive a Chevrolet, you probably put a high value on the things Chevrolet does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chevrolet Cruze Lt drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Commonwealth Insurance$2,517$784
Anchor General
State Auto$2,511$709

Compare car insurance quotes for Chevrolet Cruze Lt

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chevrolet insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
May 1, 202372006ARAugustaTyler H.23Progressive$2,400$2,044
December 12, 202220707MDLaurelGlenn B.27Electric$3,800$2,608
September 23, 202243211OHColumbusBenjamin H.37Commonwealth Insurance$1,644$1,141
March 11, 202231313GAFort StewartEddie W.22Bristol West$3,738$3,078
January 20, 202221093MDLutherville TimoniumMary G.28Electric$2,676$2,656

Best car insurance companies for Chevrolet Cruze Lt drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,866$857
Leaving scene of an Accident/Hit and Run$4,196$2,570
Open Container$6,876$2,422
Driving on Sus. License$3,652$1,508
Illegal Turn$3,930$1,298
Speeding over 15$3,503$1,183
Speeding under 15$3,518$1,137
Improper Passing$3,550$1,066
Seat Belt$2,556$967

How much does Chevrolet Cruze Lt insurance go up after a DUI?

If you get a DUI while driving your Cruze Lt, you can expect your premium to increase by an average of 1%.

How much does Chevrolet Cruze Lt insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Cruze Lt, your insurance premium could increase by an average of 18%

Best Car Insurance for Chevrolet Cruze Lt by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $10 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chevrolet Cruze Lt by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chevrolet Cruze Lt drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
September 23, 2022Chevrolet Cruze LT$137/mo.$95/mo.43211OHRicardo J.37Commonwealth Insurance
May 1, 2023Chevrolet Cruze LT$200/mo.$170/mo.72006ARVincent B.23Progressive
December 12, 2022Chevrolet Cruze LT$317/mo.$217/mo.20707MDAndrew S.27Electric
January 20, 2022Chevrolet Cruze LT$223/mo.$221/mo.21093MDFlorence S.28Electric
March 11, 2022Chevrolet Cruze LT$312/mo.$257/mo.31313GAMicheal L.22Bristol West

Driving a Chevrolet Cruze Lt

The Chevrolet Cruze LT is a discontinued compact car that was available as a sedan or a hatchback up until 2019. Nowadays, the average used 2019 model sells for around $21,000.The Chevrolet Cruze LT runs on a turbocharged four-cylinder engine, using a six-speed transmission. In terms of amenities, it features a six-speaker audio system, satellite radio, Apple CarPlay, and Android Auto. It also includes OnStar and a rearview backup camera for enhanced driver safety. On new models back in 2019, drivers had their pick of a couple of different safety and appearance packages, as well. With so many customization options, the Chevy Cruze LT could be modified to fit any driver’s taste.Make sure you have the right car insurance to keep your Chevy Cruze protected.
If you own a Chevrolet Cruze Lt , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chevrolet Cruze Lt new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Chevrolet Cruze Lt is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chevrolet Cruze Lt?

The average annual cost to insure a model is $2,887. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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