4.7/5 App Store Rating
12,000+ Reviews · Trusted by 3.5M+ Customers

Compare quotes for Chevrolet Colorado Z71 car insurance cost, 2023

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chevrolet Colorado Z71 owners is $3,053 a year. However, exact rates vary from model to model: for instance, the Blazer 3Lt costs $318 more per year to insure than the Corvette Z06

Chevrolet Colorado Z71 car insurance cost

One of the primary determining factors for your Chevrolet Colorado Z71 insurance rate is the age of your vehicle. Here's how much it costs to insure your Colorado Z71 by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chevrolet Colorado Z71 , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chevrolet Colorado Z71

If you drive a Chevrolet, you probably put a high value on the things Chevrolet does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chevrolet Colorado Z71 drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Bristol West$2,805$945
State Auto$1,520$157

Compare car insurance quotes for Chevrolet Colorado Z71

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chevrolet insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
September 14, 202223832VAChesterfieldAndre B.45National General$1,560$1,244
March 2, 202231312GAGuytonEric B.27Safeco$1,776$1,672
February 28, 202227330NCSanfordGabriel D.36National General$2,004$1,175
January 21, 202284770UTSaint GeorgeMitchell M.26Clearcover$1,200$860
November 24, 202132117FLDaytona BeachJohanna S.27Mercury$7,572$4,154

Best car insurance companies for Chevrolet Colorado Z71 drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,230$620
Failure to Obey Traffic Sign$6,646$1,837
Careless Driving$5,120$1,765
Speeding under 15$3,580$1,032
Speeding over 15$3,732$629

How much does Chevrolet Colorado Z71 insurance go up after a DUI?

If you get a DUI while driving your Colorado Z71, you can expect your premium to increase by an average of 20%.

How much does Chevrolet Colorado Z71 insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Colorado Z71, your insurance premium could increase by an average of 68%

Best Car Insurance for Chevrolet Colorado Z71 by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $11 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chevrolet Colorado Z71 by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chevrolet Colorado Z71 drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
January 21, 2022Chevrolet Colorado Z71$100/mo.$72/mo.84770UTMario L.26Clearcover
February 28, 2022Chevrolet Colorado Z71$167/mo.$98/mo.27330NCHarold C.36National General
September 14, 2022Chevrolet Colorado Z71$130/mo.$104/mo.23832VAAustin A.45National General
March 2, 2022Chevrolet Colorado Z71$148/mo.$139/mo.31312GARonnie R.27Safeco
November 24, 2021Chevrolet Colorado Z71$631/mo.$346/mo.32117FLRebecca L.27Mercury

Driving a Chevrolet Colorado Z71

The Z71 is the off-road-ready, third-level trim of the 2022 Chevrolet Colorado. It starts at $34,800 MSRP, but that’s before adding the highly recommended Trail Boss Package, which will tack on another $2,895.With tons of custom options out of the factory, the Chevrolet Colorado Z71 is geared for trail drivers. The Trailboss Package provides skid plates, a new appearance package, and a one-inch leveling kit. It’s available with either a 3.6-liter V6 engine for maximum power or a brilliantly capable turbodiesel I-4 engine that can provide far more torque and horsepower at low RPMs than its counterpart, all while consuming far less gas during city and highway driving.The Z71’s standard four-wheel drive is highly intuitive, managing to get impressive fuel efficiency with both drivetrains without compromising the driver’s direct control. Standard features like automatic locking rear differential and all-terrain tires define the Z71, but it also comes standard with plenty of wonderful interior tech.If you need to insure a 2022 Chevy Colorado, Jerry down to a science, and we can help you decide exactly what sort of coverage you may need.
If you own a Chevrolet Colorado Z71 , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chevrolet Colorado Z71 new, it’s worth considering new car replacement insurance to protect your investment.
We’re certain this power of choice will save you both time and money. After all, the average Jerry user saves over $800 a year on car insurance!
Key Takeaway: The more your Chevrolet Colorado Z71 is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chevrolet Colorado Z71?

The average annual cost to insure a model is $3,053. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free