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Compare quotes for Chevrolet Cobalt Sport car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chevrolet Cobalt Sport owners is $3,408 a year. However, exact rates vary from model to model: for instance, the Blazer 3Lt costs $318 more per year to insure than the Corvette Z06

Chevrolet Cobalt Sport car insurance cost

One of the primary determining factors for your Chevrolet Cobalt Sport insurance rate is the age of your vehicle. Here's how much it costs to insure your Cobalt Sport by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chevrolet Cobalt Sport , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chevrolet Cobalt Sport

If you drive a Chevrolet, you probably put a high value on the things Chevrolet does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chevrolet Cobalt Sport drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Assurance America$1,752$489

Compare car insurance quotes for Chevrolet Cobalt Sport

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chevrolet insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
October 12, 202284043UTLehiAustin D.37Dairyland$1,572$1,548
August 28, 202273118OKOklahoma CityTillie D.26Progressive$2,004$1,536
April 30, 202273120OKOklahoma CityJeanette E.38Progressive$1,224$1,200
March 5, 202230213GAFairburnSteve H.35Clearcover$1,752$743
August 3, 202087031NMLos LunasAbbie F.30Bristol West$1,320$884

Best car insurance companies for Chevrolet Cobalt Sport drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$3,344$1,976

How much does Chevrolet Cobalt Sport insurance go up after a DUI?

If you get a DUI while driving your Cobalt Sport, you can expect your premium to increase by an average of 13%.

How much does Chevrolet Cobalt Sport insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Cobalt Sport, your insurance premium could increase by an average of 62%

Best Car Insurance for Chevrolet Cobalt Sport by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $8 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chevrolet Cobalt Sport by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chevrolet Cobalt Sport drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
March 5, 2022Chevrolet Cobalt Sport$146/mo.$62/mo.30213GABrent S.35Clearcover
August 3, 2020Chevrolet Cobalt Sport$110/mo.$74/mo.87031NMBernice M.30Bristol West
April 30, 2022Chevrolet Cobalt Sport$102/mo.$100/mo.73120OKJosie M.38Progressive
August 28, 2022Chevrolet Cobalt Sport$167/mo.$128/mo.73118OKDaisy K.26Progressive
October 12, 2022Chevrolet Cobalt Sport$131/mo.$129/mo.84043UTFrancis H.37Dairyland

Driving a Chevrolet Cobalt Sport

If you’re in the market for an affordable used Chevy that stands the test of time, look no further than the Chevrolet Cobalt Sport. Manufactured from 2005 to 2010, the Cobalt Sport replaced the Chevy Cavalier and was later replaced on the General Motors line-up by the Chevy Cruze. Even when purchased new, the Cobalt Sport boasted an approachable MSRP, starting at $14,190.The Cobalt Sport offers the best of Chevy’s world-class performance, but really wows in terms of its practicality. With 14 cubic feet of trunk cargo capacity and a highway fuel economy of 32 miles per gallon, this compact sedan is a daily commuter’s dream. But because even the most recent Cobalt Sport model is more than a decade old, it won’t come with some of the cutting edge features of a new car, like an infotainment system or driver assist tech.The Cobalt Sport, despite its age, keeps up with the best of them with its 2.4-liter 4-cylinder engine pumping out 171 horsepower at 5800 rpm. Similarly, you’ll have the option to upgrade the model’s 5-speed manual transmission to a more sophisticated automatic transmission for an extra fee. You’ll want to be sure, however, that you’re protecting your Cobalt Sport, with the best car insurance coverage.
If you own a Chevrolet Cobalt Sport , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chevrolet Cobalt Sport new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Chevrolet Cobalt Sport is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chevrolet Cobalt Sport?

The average annual cost to insure a model is $3,408. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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