Best Car Insurance for Chevrolet Silverado K2500 Heavy Duty 2022

Find out if you're getting ripped off on your car insurance in less than two minutes.
Find insurance savings (100% Free)
No long forms · No spam · No fees
App rating
Insurance Quotes
Happy users
Savings found every month

Best insurance for Chevrolet Silverado K2500 Heavy Duty

One of the biggest factors determining your auto insurance rates is the model of car you drive. When setting your insurance premiums, providers consider how much it will cost them to replace or repair your vehicle.
Within each make, insurance premiums will vary as well because each model will have a different price, safety rating, and reliability standard—all of which impact your car insurance premiums.
Jerry is the insurance broker app that helps people save money on their car insurance quickly and easily.
Drivers save as much as 36% per year insuring their Chevrolet Silverado K2500 Heavy Duty when they switch insurance providers with Jerry.
Want more proof? Here are some real quotes for Chevrolet Silverado K2500 Heavy Duty drivers after switching with Jerry.
Quote DateZip CodeStateCityAgeInsurance Company
Before Jerry
After Jerry
2021-10-0192595CAWildomar21National General$3,756$2,628
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

How much does it cost to insure a Chevrolet Silverado K2500 Heavy Duty

The average annual cost to insure a Chevrolet Silverado K2500 Heavy Duty is $2,123, which is $839 lower than the average annual cost to insure Chevrolets. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.
The price of your premiums also is impacted by what coverage you choose.
No-fault states require you to carry personal injury protection, as well. This coverage kicks in to pay for your party’s medical bills and lost income no matter who caused the accident.
Other states may mandate uninsured motorist coverage which will cover your costs if you are in an accident with an uninsured or underinsured driver.
Most states also require varying amounts of liability insurance, which covers damage to other drivers (bodily injury liability) and their cars (property damage liability) if you are at fault in an accident.

Insurance coverage to consider for a Chevrolet Silverado K2500 Heavy Duty

While the mandatory liability coverage will be the cheapest option to insure your Silverado K2500 Heavy Duty, it’s a good idea to carry more than the minimum insurance.
Most drivers will opt for full-coverage insurance, which will further protect you and your car if you’re in an accident or your car is damaged by another event.
Full-coverage insurance includes: Collision coverage, which pays for damage to your vehicle that happens as a result of an accident with another vehicle or stationary object Comprehensive coverage, which pays for damages not due to a collision, such as vandalism or severe weather

What determines your car insurance cost for a Chevrolet Silverado K2500 Heavy Duty

In addition to the car you drive and the policy you choose, other factors will have a major impact on your monthly premiums. Providers will consider your demographics, as well as features specific to your vehicle when determining your rates.
Here are some factors that may impact your auto insurance premiums.

Your age

The cost of insurance for a Chevrolet Silverado K2500 Heavy Duty will vary depending on your age. In general, drivers will have higher auto insurance premiums than older drivers because of their lack of driving experience and the higher accident rate for drivers under 25. That said, teenage drivers will see higher insurance rates for a Chevrolet Silverado K2500 Heavy Duty than 20-year-old drivers as costs will continue to decrease as drivers gain experience. Here are average costs of insurance for Jerry customers who drive a Chevrolet Silverado K2500 Heavy Duty:
Age Groups
Average Cost
Annual Savings with Jerry

The year of your car

Not only does your age impact the rate you pay for your car insurance premiums, but your car’s age also is a factor. Because cars depreciate over time—generally losing 60% of their value in the first five years—the cost of car insurance premiums for a Chevrolet Silverado K2500 Heavy Duty will be lower for an older car. These are real quotes Jerry has found for drivers of a Chevrolet Silverado K2500 Heavy Duty based on model year:
Model year
Average Cost
Annual Savings with Jerry

Your carrier

While all insurance companies will consider similar factors when setting your car insurance premiums, each provider uses its own formula to set your rates. Therefore, you can find drastically different premiums depending on the provider—even for the exact same coverage. It’s smart to compare policies from multiple providers before purchasing insurance so you know you’re always getting the best price for the coverage you need. Here are quotes for Jerry users who drive a Chevrolet Silverado K2500 Heavy Duty with different carriers:
Insurance company
Average Cost
Annual Savings with Jerry
Bristol West$2,872$847
National General$1,827$514

Trim levels and vehicle materials

The Chevrolet Silverado K2500 Heavy Duty comes in several trim levels—versions of the same car with different features—and opting for a higher trim could mean you’re getting a car with more premium features.
However, those upgrades will come at an extra cost. Not only will the cost of your vehicle be higher, but premium qualities—like a flashy infotainment system, higher horsepower engine, or luxury finishings—will raise your insurance costs, as well. Furthermore, some features—like an upgraded sound system—will require their own insurance policy in case of damage, theft, or vandalism.
If you’re looking to save money on car insurance, it may be a good idea to stick to the base trim for a Chevrolet Silverado K2500 Heavy Duty.

How can I save money when insuring my Chevrolet Silverado K2500 Heavy Duty

Once you’ve figured out what coverages you want, you’ll need to figure out where to buy them—and that comes down to finding the best deal on your car insurance.

Comparison shop

Comparison shopping is sort of what it sounds like—assembling all your options and comparing them to see which is best.
Jerry streamlines comparison shopping for car insurance by generating quotes for you—for free. You won’t have to find them yourself, and they’ll be specific to your coverage needs.
If you decide to make a policy switch, Jerry can help you cancel your old policy—and will take over all the calls, paperwork, and renewals for your new policy.
And when it comes to saving money, the odds are in your favor—the average Jerry user saves 879 a year on car insurance.

Maintain a clean driving record

When you have a clean driving record, you also avoid the higher insurance rates for drivers with bad records. A clean driving record will keep your insurance premiums consistently low.

Stick to a lower-trim model

The Chevy Silverado 2500HD comes in 5 trim levels: Work Truck ($37,995 MSRP), LT ($42,195 MSRP), Custom ($42,195 MSRP), LTZ ($52,120 MSRP), and the High Country ($65,595 MSRP).
While the lower trim levels don’t offer as many luxury-like features (such as leather heated driver and passenger seats or a Bose sound system), they’ll save you money both on the car itself and on your monthly insurance payments.

Take advantage of discounts

Discounts can save you a good deal of money on your car insurance payments. Here are some popular discounts that you can find with many major car insurance providers:
  • Good student
  • Homeowner
  • New car
  • Good driving
  • Telematics/usage-based
  • Student away at school
  • Low mileage
  • Defensive driving
  • Electric/hybrid vehicle
  • Early sign-up
  • Multi-vehicle
  • Pay in full
Check with your provider to see what discounts you can utilize to lower your insurance premium.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free