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Compare quotes for Chevrolet Bolt Ev Lt car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chevrolet Bolt Ev Lt owners is $2,118 a year. However, exact rates vary from model to model: for instance, the Corvette Z06 2Lz costs $334 more per year to insure than the Gmt-400 C3500-Hd

Chevrolet Bolt Ev Lt car insurance cost

One of the primary determining factors for your Chevrolet Bolt Ev Lt insurance rate is the age of your vehicle. Here's how much it costs to insure your Bolt Ev Lt by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chevrolet Bolt Ev Lt , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chevrolet Bolt Ev Lt

If you drive a Chevrolet, you probably put a high value on the things Chevrolet does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chevrolet Bolt Ev Lt drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Plymouth Rock$2,400$764
Bristol West$1,800$32

Compare car insurance quotes for Chevrolet Bolt Ev Lt

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chevrolet insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
September 1, 202204106MESouth PortlandCory G.33Safeco$1,560$1,226
March 1, 202230127GAPowder SpringsEstelle M.29Mercury$2,160$1,986
January 17, 202285296AZGilbertMarc R.38Travelers$840$788
April 25, 202191911CAChula VistaEric A.32Progressive$1,800$1,298
December 13, 202085225AZChandlerCameron L.34Progressive$1,404$1,269

Best car insurance companies for Chevrolet Bolt Ev Lt drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,081$499
Failure to Obey Traffic Sign$3,600$1,774
Speeding under 15$1,320$336
Improper Passing$4,488$42

How much does Chevrolet Bolt Ev Lt insurance go up after a DUI?

If you get a DUI while driving your Bolt Ev Lt, you can expect your premium to increase by an average of 17%.

How much does Chevrolet Bolt Ev Lt insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Bolt Ev Lt, your insurance premium could increase by an average of 38%

Best Car Insurance for Chevrolet Bolt Ev Lt by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $2 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chevrolet Bolt Ev Lt by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chevrolet Bolt Ev Lt drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
January 31, 2023Toyota 4Runner SR5$100/mo.$93/mo.75603TXEvan B.33Progressive
January 25, 2023Honda Odyssey EXL$133/mo.$99/mo.03103NHLola C.55Progressive
January 18, 2023Nissan Altima 2.5$345/mo.$205/mo.08527NJMarvin W.32Progressive
January 18, 2023Nissan Altima 2.5$287/mo.$207/mo.68154NEAlejandro F.45Progressive
January 27, 2023Hyundai Santa FE Sport$288/mo.$260/mo.07108NJClara M.38Progressive

Driving a Chevrolet Bolt Ev Lt

If you’re in the market for an electric car, the Chevrolet Bolt EV LT offers pep, practicality, and an affordable MSRP of $32,495. With a solid Car and Driver rating of 8/10, the Bolt EV is an electric car for anyone and everyone.The Bolt EV LT is roomier than its size would indicate and offers snazzy styling inside and out. It comes with plenty of great standard features, and the two available trim levels mean that you can get all the bells and whistles your heart desires.The Chevy Bolt EV LT goes up to a respectable 259 miles on a single charge. Its 200-horsepower motor will get you from 0–60 in 6.5 seconds, and the battery issues that prompted a mass recall have been fixed for 2022. And with a new federal tax credit of up to $12,500 available, it’s practically a steal. Naturally, you’ll want to make sure you have car insurance that’s as well-charged as your new Bolt. widget8 What kind of insurance do you need for a Chevrolet Bolt EV LT?Basic liability insurance is legally required in almost every state—and strongly recommended even in the states where it’s not. But a liability-only policy just covers other drivers in the event of an accident where you are at fault—it doesn’t offer you or your car any protection. It’s a good idea to get more than basic liability coverage for your Bolt EV LT. Here are some factors to take into consideration and some policies that might be a wise choice. Cost and valueThe Chevrolet Bolt EV LT is on the more affordable side of the electric car spectrum, especially if you get a tax credit. But it’s still a new car and a significant investment, so it needs insurance coverage that reflects that. Getting a full-coverage insurance policy for your new Bolt is a smart idea. Here’s what full coverage typically includes: Collision coverage will pay for damages to your car from any kind of collison, no matter who is at fault. Comprehensive coverage covers losses or damage from things like theft, vandalism, severe weather, or other unexpected events. Uninsured/underinsured driver coverage is sometimes required with basic liability, depending on the state you live in. It offers protection in the event of an accident with a driver who has inadequate or no insurance and is a particularly good idea in states with a high number of uninsured drivers. MORE: Affordable electric cars that fit your budget Charge limitationsThe 259 miles you can get on a fully charged Chevy Bolt EV LT should be more than adequate for the everyday driver. But if you’re feeling anxious about running out of juice or being stuck somewhere with no charging capabilities, then roadside assistance might bring you some peace of mind. This add-on coverage will ensure that you can always get assistance when you need it, with benefits like towing, jumpstarts, lockout service, and more. MaterialsThe routine maintenance costs for a Chevy Bolt EV are fairly average, but replacing a battery on an electric car is a pricey endeavor. If you are on the meticulous side when it comes to repairs or just want to make sure you've got extra coverage in case of anything major, then you might want to consider an original equipment manufacturer policy. This policy makes sure that no aftermarket parts will be used in any repairs done on your vehicle and helps to cover the associated costs.> Key Takeaway Get a full-coverage policy for your new Bolt, and consider roadside assistance or OEM add-ons for extra layers of protection. How can I save money when insuring my Chevrolet Bolt EV LT?So that sweet tax credit has saved you money on the purchase price of your new Chevy Bolt—now it’s time to save money on car insurance! Comparison shopComparison shopping is the best way to get a killer deal on car insurance, and the best way to comparison shop is with Jerry! Super-app Jerry is the fastest and easiest way to get the coverage you need at a price that fits your budget. Download the top-rated app, enter a few quick personal details, and let Jerry do the work of comparing policies from over 50 top car insurance companies. Once you’ve made your selection, Jerry takes care of the legwork involved in switching your policy and can even help cancel your old one. Even better, Jerry keeps monitoring prices and will alert you if there’s a better deal to be had.> Key Takeaway Comparison shopping with Jerry is the fastest and easiest way to make sure you’re getting a cheap rate for the insurance coverage you need. Opt for a lower trim levelThe Chevy Bolt EV LT is available in an LT1 or an LT2 trim level. The LT2 will get you leather-trimmed seats, LED lights, and a premium sound system—but will likely mean that it’s a little more expensive to insure. If you don’t have to have the extras that come with an LT2, it will save you money on both the purchase price and the cost of insurance. MORE: 11 car insurance hacks to save you money Opt for extra safety and anti-theft featuresThe Chevy Bolt EV LT comes standard with Chevrolet’s Safety Assist Package, but there are additional safety upgrades available. Adding on features like adaptive cruise control, a driver attention camera, and super cruise might mean a reduction in your insurance premium. There is also a standard theft-deterrent system, but adding on an aftermarket alarm can get you a discount on your insurance costs too. Be a safe driverYour driving record is a key factor in determining how much you will pay for car insurance. Even a minor infraction can result in a rate hike, to say nothing of what something major like a DUI would do.Keep a clean record for the best car insurance rates. MORE: What is a clean driving record? DiscountsJust about every insurance company offers a number of different discounts, and getting more than one can add up to real savings. Make sure you ask your provider what discounts they offer, and take advantage of as many as you can.
If you own a Chevrolet Bolt Ev Lt , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chevrolet Bolt Ev Lt new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Chevrolet Bolt Ev Lt is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chevrolet Bolt Ev Lt?

The average annual cost to insure a model is $2,118. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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