Best Car Insurance in Westminster 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Westminster California costs single-car drivers an average of $3,058.84 annually, or about $254.90 per month. Compared to the state annual average of $2,605.62, auto insurance in Westminster is $453.22 higher.
Here’s how much real Jerry customers pay for insurance in Westminster:

Real quotes for Jerry customers in Westminster, California

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 29, 2021Ford MustangCA37
ClearCover
Predicted$138/mo.$61/mo.
May 29, 2021Ford MustangCA37
ClearCover
Predicted$138/mo.$61/mo.
February 8, 2021Lexus ES 350CA52
Aspire Advantage
Basic$141/mo.$67/mo.
May 16, 2021BMW X4 Xdrive28ICA37ProgressiveCustom$166/mo.$86/mo.
December 18, 2020Toyota Tacoma Double CabCA25TravelersCustom$150/mo.$103/mo.
The best way to secure the right plan for lower premiums in Westminster is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inWestminster have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Westminster, California

Insurance Company
Before Jerry
After Jerry
Dairyland
$2,742$1,327
National General
$2,499$1,408
Kemper
$2,564$1,877
Allstate$2,916$1,933
Nationwide$3,071$1,935
Travelers$2,793$1,981
Safeco$3,572$2,817

Minimum coverage car insurance in Westminster

On average, the cost of minimum coverage car insurance in Westminster is $1,326 per year, or $110.50 per month.

The minimum level of car insurance required in Westminster is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Westminster:
Before Jerry
After Jerry
$960$864
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$960$864
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Full coverage car insurance in Westminster

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Westminster:
Before Jerry
After Jerry
$5,448$4,188
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Safeco$5,448$4,188
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How does your age affect your auto insurance cost in Westminster?

If you’re a driver under 25 in Westminster, you could be paying as much as $126.58 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Westminster saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,320$2,417
21-24$4,631$2,823
On the contrary, here’s how much drivers aged 25 and over in Westminster pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$4,036$2,211
35-44$2,298$1,431
45-54$2,136$1,384
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Cheapest car insurance for drivers in Westminster with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Westminster saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,326$834
Here’s how much drivers with a bad driving record in [Westminster saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$3,116$1,939
Allstate$3,758$2,346
Travelers$3,060$2,412
Safeco$5,448$4,188
National General
$4,560$4,548

Cheapest car insurance for young drivers in Westminster with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Here’s how much young drivers with a bad driving record in [Westminster saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$4,400$2,720
Allstate$4,740$2,926
Travelers$4,320$3,588
National General
$4,560$4,548
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How can you save money on car insurance in Westminster

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Westminster you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
September 10, 2020Lexus ES 350CA22
Infinity
Custom$327/mo.$108/mo.
February 8, 2021Lexus ES 350CA52
Aspire Advantage
Basic$141/mo.$56/mo.
May 16, 2021BMW X4 Xdrive28ICA37ProgressiveCustom$166/mo.$86/mo.
May 29, 2021Ford MustangCA37
ClearCover
Predicted$138/mo.$61/mo.
May 29, 2021Ford MustangCA37
ClearCover
Predicted$138/mo.$61/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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