Best Car Insurance in Lancaster 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Lancaster California costs single-car drivers an average of $2,458 annually, or about $205 per month. Compared to the state annual average of $2,601, auto insurance in Lancaster is $143 lower.
Here’s how much real Jerry customers pay for insurance in Lancaster:

Real quotes for Jerry customers in Lancaster, California

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
April 10, 2021Subaru Brz 2.0 LimitedCA25ProgressiveCustom$157/mo.$63/mo.
May 9, 2021Honda Accord LXCA20AllstateBasic$270/mo.$107/mo.
March 8, 2021Dodge Grand Caravan GTCA71Bristol WestPredicted$250/mo.$123/mo.
May 31, 2021Subaru WRXCA30TravelersPredicted$264/mo.$159/mo.
September 8, 2020Dodge Challenger R/T Scat PackCA31SafecoCurrent$247/mo.$190/mo.
The best way to secure the right plan for lower premiums in Lancaster is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inLancaster have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Lancaster, California

Insurance Company
Before Jerry
After Jerry
Dairyland$2,790$1,310
National General$2,486$1,406
Kemper$2,512$1,849
Nationwide$3,019$1,900
Allstate$2,924$1,940
Travelers$2,791$1,984
Safeco$3,703$2,976

Minimum coverage car insurance in Lancaster

On average, the cost of minimum coverage car insurance in Lancaster is $3,407 per year, or $284 per month.

The minimum level of car insurance required in Lancaster is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Lancaster:
Before Jerry
After Jerry
$1,457$813
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
National General$2,918$744
Allstate$3,240$1,372
Progressive$3,924$1,490
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Full coverage car insurance in Lancaster

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Lancaster:
Before Jerry
After Jerry
$2,064$1,632
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,639$1,399
Allstate$2,562$1,860
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How does your age affect your auto insurance cost in Lancaster?

If you’re a driver under 25 in Lancaster, you could be paying as much as $125 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Lancaster saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,333$2,572
21-24$3,614$2,050
On the contrary, here’s how much drivers aged 25 and over in Lancaster pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,677$1,488
35-44$2,072$1,261
45-54$2,064$1,632
65+$3,000$1,524

Cheapest car insurance for drivers in Lancaster with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Lancaster saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,028$902
Suspension$5,700$1,790
Speeding under 15$5,280$1,958
Here’s how much drivers with a bad driving record in [Lancaster saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$2,459$1,399
Travelers$2,964$1,572
Progressive$3,209$1,702
Allstate$3,478$2,110
Safeco$2,964$2,280

Cheapest car insurance for young drivers in Lancaster with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,646$1,218
Suspension$5,400$1,136
Here’s how much young drivers with a bad driving record in [Lancaster saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$3,664$2,170
Progressive$4,552$2,285
National General$4,560$2,937
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How can you save money on car insurance in Lancaster

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Lancaster you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 9, 2021Honda Accord LXCA20AllstateBasic$270/mo.$107/mo.
March 8, 2021Dodge Grand Caravan GTCA71Bristol WestPredicted$250/mo.$123/mo.
May 31, 2021Subaru WRXCA30TravelersPredicted$264/mo.$159/mo.
November 18, 2020Honda Civic LXCA23MapfreCurrent$140/mo.$38/mo.
April 10, 2021Subaru Brz 2.0 LimitedCA25ProgressiveCustom$157/mo.$56/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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