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Compare quotes for Buick Lucerne Cx car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Buick Lucerne Cx owners is $2,612 a year. However, exact rates vary from model to model: for instance, the Lacrosse Essence costs $200 more per year to insure than the Regal T-Type

Buick Lucerne Cx car insurance cost

One of the primary determining factors for your Buick Lucerne Cx insurance rate is the age of your vehicle. Here's how much it costs to insure your Lucerne Cx by car year:
Model year
Average Cost
Annual Savings with Jerry
2009$2,302$726
2008$2,051$416
2007$3,282$1,284
2006$2,643$1,130
If you drive a Buick Lucerne Cx , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Buick Lucerne Cx

If you drive a Buick, you probably put a high value on the things Buick does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Buick Lucerne Cx drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Mercury$5,262$3,637
Plymouth Rock$4,044$2,604
Safeco$2,085$876
State Auto$2,460$793
Dairyland$2,352$637
AAA$2,220$541
National General$2,057$499
Assurance America$2,040$343
Electric$1,118$262
Nationwide$1,248$190

Compare car insurance quotes for Buick Lucerne Cx

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Buick insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
September 15, 202223223VARichmondAmy C.47Gainsco$2,040$1,186
August 8, 202263954MONeelyvilleBlanche R.47Gainsco$1,044$732
April 10, 202270520LACarencroKatie M.29National General$2,508$1,704
February 1, 202232808FLOrlandoJonathan C.45Mercury$3,756$1,274
August 23, 202164050MOIndependenceEmma G.73Progressive$1,920$944

Best car insurance companies for Buick Lucerne Cx drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,618$1,027
Failure to Obey Traffic Sign$2,508$618
Speeding under 15$2,861$602
DUI$2,198$221

How much does Buick Lucerne Cx insurance go up after a DUI?

If you get a DUI while driving your Lucerne Cx, you can expect your premium to increase by an average of 24%.

How much does Buick Lucerne Cx insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Lucerne Cx, your insurance premium could increase by an average of 43%

Best Car Insurance for Buick Lucerne Cx by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $1 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Buick Lucerne Cx by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Buick Lucerne Cx drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
November 25, 2022Dodge Charger R/T$472/mo.$85/mo.74631OKJonathan B.28Progressive
December 3, 2022Buick Encore Essence$166/mo.$146/mo.46953INKathryn G.23Progressive
November 29, 2022Subaru Impreza$239/mo.$161/mo.63052MOLois B.27Progressive
November 15, 2022Dodge Challenger R/T Scat Pack$345/mo.$186/mo.32832FLRonald O.34Progressive
November 22, 2022Acura TL$280/mo.$231/mo.19135PATom R.27AAA

Driving a Buick Lucerne Cx

Sold from 2005 through 2011, the Buick Lucerne CX is a full-size luxury sedan that was panned by critics but grew a small but loyal following regardless. Today, a used 2011 Buick Lucerne CX in good condition and with reasonable mileage will typically sell for around $7,500.Let’s go over car insurance for your Buick Lucerne CX. We’ll explain the types of insurance available, the factors that affect the cost of that insurance, and how you can save as much money as possible while shopping for it.
If you own a Buick Lucerne Cx , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Buick Lucerne Cx new, it’s worth considering new car replacement insurance to protect your investment.
Simply download the Jerry app, sign-up , and Jerry will gather more than 50 quotes for you automatically, all from the insurance industry’s most trusted companies. In just a few minutes, you’ll see why Jerry users save an average of $879 per year on car insurance!
Key Takeaway: The more your Buick Lucerne Cx is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Buick Lucerne Cx?

The average annual cost to insure a model is $2,612. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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