Best Car Insurance for Buick 2022

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Car Insurance for Buick

On average, Buick drivers pay ${annual premium} each year for car insurance. But depending on the model you have, your insurance rates could vary. A Lesabre Custom costs $1,432 more more per year to insure than a Regal.
GM’s Buick line is known for upscale sedans and SUVs. Buick has implemented large redesign campaigns in the late 2010s and early 2020s to catch the attention of a broader consumer base, especially younger buyers.
Especially popular models include the Enclave and Lacrosse, signaling consumers’ loyalty to Buick SUVs.
If you think a Buick is the car for you, make sure to keep it protected with a robust car insurance policy.
Your insurance will be based on the model you choose, along with factors unique to you.
If you’re not sure where to start, just use Jerry! Jerry is your ultra-talented car insurance broker for life and gathers quotes from over 50 top insurers to make sure you have access to the best deals.
Here are some real quotes from Jerry customers who saved money when insuring their Buick.
Quote DateCarCity, StateZip CodeAgeCarrier
Before Jerry
After Jerry
August 13, 2021Buick Encore PreferredWillis, TX7737832Infinity$132/mo.$73/mo.
October 13, 2021Buick Encore PreferredKingston, PA1870426ClearCover$150/mo.$97/mo.
September 17, 2021Buick Enclave CXLNorfolk, VA2350330Electric$236/mo.$112/mo.
February 7, 2021Buick Lacrosse CXConway, SC2952747State Auto$193/mo.$128/mo.
August 21, 2021Buick Lesabre CustomSumter, SC2915023Progressive$300/mo.$225/mo.
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Insurance for Buick models

While they may all have the same make, insurance premiums for Buicks can vary substantially based on the car’s age and model.

Insurance for Buick based on the year of the car

The newer your Buick, the better features it may have—but it will cost you more to insure than an older model.
Edmunds states that a new car loses 23.5% of its value in just one year and 60% of its value after five years. So as cars age, their repair and replacement costs decrease, making them less expensive to insure.
Additionally, drivers with newer cars commonly lease or finance their vehicles, which requires them to buy full-coverage insurance. Full coverage is much more expensive than what you are legally required to purchase by your state.
According to Jerry’s internal data, the cheapest years for Buicks are 1984 and 1992.
The most expensive years for Buicks are 2003 and 2020.
Year
Average Cost
Annual Savings with Jerry
2021$2,837$901Compare Prices
2020$3,757$1,179Compare Prices
2019$2,386$510Compare Prices
2018$2,921$922Compare Prices
2017$3,547$1,237Compare Prices
2016$2,615$623Compare Prices
2015$3,287$1,001Compare Prices
2014$3,194$1,051Compare Prices
2013$4,189$1,992Compare Prices
2012$3,215$1,083Compare Prices
2011$3,240$1,234Compare Prices
2010$3,018$844Compare Prices
2009$3,157$1,098Compare Prices
2008$2,478$798Compare Prices
2007$2,334$558Compare Prices
2006$2,400$497Compare Prices
2005$2,831$1,189Compare Prices
2004$3,292$1,144Compare Prices
2003$4,594$1,702Compare Prices
2002$2,549$906Compare Prices
2001$1,999$469Compare Prices
2000$2,849$1,302Compare Prices
1999$1,929$533Compare Prices
1998$1,506$433Compare Prices
1997$1,446$309Compare Prices
1996$1,256$317Compare Prices
1995$2,464$1,044Compare Prices
1994$2,760$1,070Compare Prices
1993$1,568$477Compare Prices
1992$1,464$684Compare Prices
Key Takeaway Older Buicks typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
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Insurance for different models of Buick

As a premium—but not quite luxury—line, Buick will net you relatively competitive insurance rates. But even more important than the brand or age alone is the car’s model.
For example, as a safe compact SUV, the Lacrosse costs about the Buick average to insure.
On the other hand, the Verano sedan is much more expensive to insure than the Buick average.
Models that come with lower purchase prices, higher safety ratings, and lower repair and replacement costs will be less expensive to insure than higher-priced, more complicated models.
If you want to learn more about car insurance costs for some of the most popular Buick models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Buick

In most states, you are required to have minimum liability coverage before hitting the road. Liability insurance covers the costs for other drivers if you are at fault in an accident. Minimum coverages typically include:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a **no-fault state.
This minimum coverage is a good start, but most drivers should purchase additional coverage if they can afford it. If you’re in a major accident with high repair costs and high medical bills, you won’t want to be stuck paying out of pocket.
Full-coverage insurance will usually cover your bases. Full coverage typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for a Buick is $1,775 per year for minimum car insurance and $2,279 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,764 per year for minimum car insurance and $2,486 for full-coverage insurance.
Here’s what it costs to insure a Buick with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Buick$2,389$1,612$2,042$1,170$2,143$1,657
Buick
All Coverage Before Jerry
$2,389
All Coverage After Jerry
$1,612
Minimum Coverage Before Jerry
$2,042
Minimum Coverage After Jerry
$1,170
Full Coverage Before Jerry
$2,143
Full Coverage After Jerry
$1,657
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Insurance for Buicks compared to other makes

With most makes, a more expensive car will be more expensive to insure. So, you can reasonably expect a Honda to cost less to insure than a Jaguar. When comparing Buick as a whole to other brands, insurance costs are about middle-of-the-road—higher than for Chryslers but lower than for Cadillacs, for example. If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Buick

Your car’s make, model, and age can help you get a basic idea of how much your insurance will cost. From there, your exact rates will be determined by personal factors including your age, driving history, and location.

Your Buick trim

Whether you choose a sedan or SUV, your car likely comes in multiple trim levels, which are versions of the same model that come with different performance and aesthetic features.
If you choose a higher-level trim, your insurance rates will typically go up. (However, this may not be the case if the higher-level trim gives you access to important safety features that don’t come with the baseline version.)
For example, within the Regal, your insurance prices vary between the Preferred and Essence trims.

Your insurance company

With countless carriers out there, you may find that sticking with the insurance company you’ve always been with may be the best way to insure your Buick—but that isn’t always true. Even with the same car and driving record, you’ll find that different carriers may charge you quite different rates, meaning that your best bet is to shop around for quotes from multiple carriers if you don’t want to overpay for your insurance. Gone are the days of having to call each provider individually (not to mention having to fill out lots of long forms). Jerry makes finding affordable coverage easy as can be. Just choose the policy you like best from dozens of competitive quotes and Jerry will do all the heavy lifting for you—including helping cancel your existing policy. To make sure you’re not missing out on the best savings, Jerry will send you new quotes before each policy renewal. Here’s what Buick drivers paid for car insurance before and after switching with Jerry:
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Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
On the whole, young drivers pay much more for insurance than older drivers. Insurance providers often consider younger drivers with less driving experience to be high-risk drivers, and they’ll raise premiums based on the likelihood younger drivers will need to make a claim.

Your driving record

One of the biggest drivers of high insurance rates is your driving record, which is something completely under your control.
If you have a history of traffic violations, at-fault accidents, or (especially) major offenses like DUIs, expect to pay higher insurance rates than the average person.
If you want to try to save money down the line, consider taking a defensive driving course to make yourself eligible for discounts and prove you’re willing to improve your driving behavior.
Here are some common insurance premiums for Buick drivers with previous infractions:
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Where you live

Finally, your location plays an important role in determining your insurance premiums.
Insurers consider things like a city’s accident rates and property crime rates when assessing their risk of making a payment.
For example, if your city has high rates of auto theft or experiences yearly hurricanes, insurers will anticipate receiving massive numbers of claims and having to pay out millions of dollars in damages.
To mitigate their financial losses, they’ll charge everyone in the area higher premiums upfront. According to our data, there is a high percentage of Buick drivers in cities including Phoenix (AZ), Dalton (GA), Chicago (IL), Atlanta (GA) and Mcdonough (GA). The cheapest car insurance for Buick for Jerry users is in Easton (PA) and Oklahoma City (OK). The most expensive car insurance for Buick for Jerry users is in Frostproof (FL) and Crosby (TX).
City
Average Cost
Annual Savings with Jerry
Athens$8,784$6,213Compare Prices
Atlanta$4,798$1,205Compare Prices
Chicago$2,152$883Compare Prices
Dalton$2,748$1,305Compare Prices
Houston$2,573$697Compare Prices
Llano
$3,460$1,113Compare Prices
Louisville$3,600$1,752Compare Prices
Phoenix$2,369$254Compare Prices
Punta Gorda$6,144$2,229Compare Prices
Richmond$2,076$308Compare Prices
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Regardless of where you live, your demographics, or the model of Buick you drive, you can find the best rates on car insurance by shopping with Jerry.
Jerry is powered by amazing technology and awesome people. If you’d like advice or help during your insurance shopping process, our knowledgeable agents are only a phone call away!

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