Best Car Insurance for Buick Enclave 2022

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Best insurance for Buick Enclave

One of the biggest factors determining your auto insurance rates is the model of car you drive. When setting your insurance premiums, providers consider how much it will cost them to replace or repair your vehicle.
Within each make, insurance premiums will vary as well because each model will have a different price, safety rating, and reliability standard—all of which impact your car insurance premiums.
Jerry is the insurance broker app that helps people save money on their car insurance quickly and easily.
Drivers save as much as 34% per year insuring their Buick Enclave when they switch insurance providers with Jerry.
Want more proof? Here are some real quotes for Buick Enclave drivers after switching with Jerry.
Quote DateZip CodeStateCityAgeInsurance Company
Before Jerry
After Jerry
2021-08-1821226MDChestnut Hill Cove41Progressive$3,504$1,980
2021-06-2940229KYLouisville44Nationwide$3,480$1,896
2021-05-2633983FLPunta Gorda50Mercury$6,144$3,216
2021-05-1508638NJTrenton37Plymouth Rock$1,452$1,176
2021-06-1930120GACartersville40Progressive$1,560$1,176
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

How much does it cost to insure a Buick Enclave

The average annual cost to insure a Buick Enclave is $3,394, which is $494 higher than the average annual cost to insure Buicks. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.
The price of your premiums also is impacted by what coverage you choose.
No-fault states require you to carry personal injury protection, as well. This coverage kicks in to pay for your party’s medical bills and lost income no matter who caused the accident.
Other states may mandate uninsured motorist coverage which will cover your costs if you are in an accident with an uninsured or underinsured driver.
Most states also require varying amounts of liability insurance, which covers damage to other drivers (bodily injury liability) and their cars (property damage liability) if you are at fault in an accident.

Insurance coverage to consider for a Buick Enclave

While the mandatory liability coverage will be the cheapest option to insure your Enclave, it’s a good idea to carry more than the minimum insurance.
Most drivers will opt for full-coverage insurance, which will further protect you and your car if you’re in an accident or your car is damaged by another event.
Full-coverage insurance includes: Collision coverage, which pays for damage to your vehicle that happens as a result of an accident with another vehicle or stationary object Comprehensive coverage, which pays for damages not due to a collision, such as vandalism or severe weather

What determines your car insurance cost for a Buick Enclave

In addition to the car you drive and the policy you choose, other factors will have a major impact on your monthly premiums. Providers will consider your demographics, as well as features specific to your vehicle when determining your rates.
Here are some factors that may impact your auto insurance premiums.

Your age

The cost of insurance for a Buick Enclave will vary depending on your age. In general, drivers will have higher auto insurance premiums than older drivers because of their lack of driving experience and the higher accident rate for drivers under 25. That said, teenage drivers will see higher insurance rates for a Buick Enclave than 20-year-old drivers as costs will continue to decrease as drivers gain experience. Here are average costs of insurance for Jerry customers who drive a Buick Enclave:
Age Groups
Average Cost
Annual Savings with Jerry
21-24$1,980$1,096
25-34$3,008$1,008
35-44$2,487$812
45-54$5,336$1,889
55-64$3,743$1,621
65+$1,584$798

The year of your car

Not only does your age impact the rate you pay for your car insurance premiums, but your car’s age also is a factor. Because cars depreciate over time—generally losing 60% of their value in the first five years—the cost of car insurance premiums for a Buick Enclave will be lower for an older car. These are real quotes Jerry has found for drivers of a Buick Enclave based on model year:
Model year
Average Cost
Annual Savings with Jerry
2017$2,883$1,000
2016$2,414$467
2015$3,095$1,123
2014$3,533$1,353
2013$3,206$1,086
2012$3,590$1,199

Your carrier

While all insurance companies will consider similar factors when setting your car insurance premiums, each provider uses its own formula to set your rates. Therefore, you can find drastically different premiums depending on the provider—even for the exact same coverage. It’s smart to compare policies from multiple providers before purchasing insurance so you know you’re always getting the best price for the coverage you need. Here are quotes for Jerry users who drive a Buick Enclave with different carriers:
Insurance company
Average Cost
Annual Savings with Jerry
Dairyland$3,695$1,423
Kemper$2,400$1,302
Progressive$3,124$1,216
Infinity$2,554$1,084
Nationwide$2,808$1,074
Electric$1,908$826
ClearCover$2,204$825
Allstate$2,711$791
Travelers$2,262$638
Plymouth Rock$1,677$272

Trim levels and vehicle materials

The Buick Enclave comes in several trim levels—versions of the same car with different features—and opting for a higher trim could mean you’re getting a car with more premium features.
However, those upgrades will come at an extra cost. Not only will the cost of your vehicle be higher, but premium qualities—like a flashy infotainment system, higher horsepower engine, or luxury finishings—will raise your insurance costs, as well. Furthermore, some features—like an upgraded sound system—will require their own insurance policy in case of damage, theft, or vandalism.
If you’re looking to save money on car insurance, it may be a good idea to stick to the base trim for a Buick Enclave.

How can I save money when insuring my Buick Enclave

No one wants to pay an arm and a leg for car insurance, and we get it that you don’t want to overpay to insure your new Enclave. Here are some ways to help you lower your premium without compromising your insurance protection.

Comparison shop

Comparison shopping is the number one way to save money on your car insurance. Of course, this usually means filling out an endless stream of online forms, fielding irritating sales calls, and trying to compare different policies.
Using Jerry is the quickest, simplest way to compare quotes from various carriers. Sign-up takes just 45 seconds and Jerry gathers your information from your past insurer, so you don’t have to deal with any long forms or phone calls.
You’ll get access to competitive quotes from up to 50 providers and once you make your selection, Jerry takes care of everything—the app will finalize your new policy, cancel your old one, and hunt for new rates each time your policy is up for renewal.
With Jerry, you’ll enjoy all the savings without any of the usual hassles that come with comparison shopping.
Key Takeaway Comparison shopping with Jerry is the best way to get a great insurance policy at an affordable price.

Opt for a lower trim level

Adaptive cruise control and a built-in navigation system are nice to have, but do you really need them—especially when wireless Apple CarPlay and Android Auto come standard with the Enclave?
Higher trim levels usually mean fancier features, but with those come higher costs and more expensive insurance premiums. If you can live without the pricey bells and whistles, opting for a lower trim can help you find savings when it’s time to insure your new car.

Skip the extra features

Adaptive cruise control is the Enclave’s most alluring extra feature, but if you can live without it, your insurance premiums will drop.
For the most part, adding extra features, such as adaptive cruise control, adaptive suspension, or a throbbing sound system, will increase your insurance rate—especially if you need added coverage to protect those new features.

Invest in anti-theft and safety features

As a luxury SUV, it’s a good idea to add additional anti-theft features to your Buick Enclave, such as an alarm system, to lower the chance it is stolen and to help reduce your insurance premium as well.
Likewise, having better safety features in the vehicle minimizes your risk of collision and tends to help you secure lower rates. For 2022, Buick has made its Driver Confidence Plus Package standard on all trim levels. This includes features such as lane keep assist, forward collision alert with auto emergency braking, blind-spot warnings, and automatic high beams, amongst other features.

Keep a clean record

When your insurer is calculating your premium, they take a close look at your driving record. A minor speeding ticket might seem like nothing, but repeated minor infractions—not to mention just one major violation (think DUI or reckless driving)—can cause your insurance rate to spike significantly.
Keep your record clean to enjoy the best rates.

Look for discounts

Always be on the lookout for insurance discounts, as most carriers offer a slew of them. Ask about discounts based on the driver, vehicle, and policy. Some other commonly available discounts include bundling policies or multiple vehicles, not making any claims, paying your premium upfront, and switching to paperless billing.
Not all insurers advertise their discounts, so be sure to ask which ones you qualify for.

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