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The average cost of car insurance for Bmw318 Ti owners is $2,650 a year. However, exact rates vary from model to model: for instance, the M850Xi costs $485 more per year to insure than the 325 Ic Automatic.
Bmw318 Ti car insurance cost
One of the primary determining factors for your Bmw318 Ti insurance rate is the age of your vehicle. Here's how much it costs to insure your 318 Ti by car year:
If you drive a Bmw318 Ti , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your Bmw318 Ti
If you drive a Bmw, you probably put a high value on the things Bmw does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Bmw318 Ti drivers.
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Bmw insurance in the app!
Best car insurance companies for Bmw318 Ti drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
How much does Bmw318 Ti insurance go up after a DUI?
If you get a DUI while driving your 318 Ti, you can expect your premium to increase by an average of 51%.
How much does Bmw318 Ti insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your 318 Ti, your insurance premium could increase by an average of 66%.
Best Car Insurance for Bmw318 Ti by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $0 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for Bmw318 Ti by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Bmw318 Ti drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
If you’re on the market for a cheap, used car that’s fun, efficient, and reliable, then keep an eye peeled for the BMW 318ti. This premium 3-door hatchback cost $19,900 back in the late 90s, but now you could reasonably expect a fair purchase price of $2,510.The 318ti provided a more affordable option for US consumers when it first came out in the BMW 3 Series. Today, these classics are easy to work on and just as fun to drive as when they came out in their heyday. Most buyers are likely to find the BMW 318ti E36 coupe from 1995 to 1998. However, you may be able to find a sedan or station wagon if you look out for the 318ti E46 from ‘99 to ‘05. If you’re looking for something really special, the ‘99 E36 sports coupe is the rarest 318ti, with less than 700 produced in the United States.So you’re thinking about fixing up a BMW 318ti? Fix up the best automobile package by using the Jerry needs.
If you own a Bmw318 Ti , here’s what you need to know about your vehicle:
The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
If you bought your Bmw318 Ti new, it’s worth considering new car replacement insurance to protect your investment.
No long forms. No calling around. No hard work. Just savings. The average Jerry user saves $887 a year on car insurance.
Key Takeaway: The more your Bmw318 Ti is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a Bmw318 Ti?
The average annual cost to insure a model is $2,650. But who says you have to be average? Here are a few hacks to help you save money on insurance.
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).