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Compare quotes for Bmw I8 car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Bmw I8 owners is $6,714 a year. However, exact rates vary from model to model: for instance, the M850Xi costs $482 more per year to insure than the 735 I Automatic

Bmw I8 car insurance cost

One of the primary determining factors for your Bmw I8 insurance rate is the age of your vehicle. Here's how much it costs to insure your I8 by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Bmw I8 , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Bmw I8

If you drive a Bmw, you probably put a high value on the things Bmw does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Bmw I8 drivers.
Insurance company
Average Cost
Annual Savings with Jerry
National General$6,000$1,026

Compare car insurance quotes for Bmw I8

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Bmw insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
August 15, 202211720NYSouth SetauketFranklin W.35Safeco$4,524$3,117
December 4, 202178732TXAustinAlma F.25Progressive$6,000$4,524
January 22, 202195012CA
Isaac K.32Nationwide$7,440$6,476

Best car insurance companies for Bmw I8 drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$6,000$1,251
Speeding over 15$4,524$1,407
Failure to Obey Traffic Sign$7,440$680
Speeding under 15$7,440$680

How much does Bmw I8 insurance go up after a DUI?

If you get a DUI while driving your I8, you can expect your premium to increase by an average of 47%.

How much does Bmw I8 insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your I8, your insurance premium could increase by an average of 17%

Best Car Insurance for Bmw I8 by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $0 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Bmw I8 by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Bmw I8 drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
November 13, 2022Chevrolet Malibu LT$175/mo.$93/mo.43613OHNathaniel L.37Commonwealth Insurance
November 9, 2022Kia Optima LX$150/mo.$135/mo.40229KYLulu C.38Progressive
November 7, 2022Kia Optima SX$206/mo.$140/mo.89406NVLola S.28Safeco
November 4, 2022Dodge Grand Caravan SE$200/mo.$152/mo.33635FLIrene D.61Progressive
November 15, 2022Dodge Challenger R/T Scat Pack$345/mo.$186/mo.32832FLHerman S.34Progressive

Driving a Bmw I8

If you’re looking for a fuel-efficient, hybrid sports car, check out BMW’s i8. Car & Driver rates it a solid 7/10, but you should only consider this roadster if you’ve got plenty of cash to burn—its starting retail price was a gobsmacking $148,495, but since the i8 last rolled off the line in 2020, you can get a used one for around $139,000.For a two-seater exotic, the i8 is surprisingly comfortable—you’ll find leather upholstery, heated front seats, a nifty head-up display, Apple CarPlay integration, and a Harman Kardon audio system. Unfortunately, Android Auto is not compatible with the i8. Perhaps not as surprisingly, the i8 isn’t exactly a practical daily ride—its long, shallow trunk might be amenable to light grocery runs, but you won’t be hauling any new furniture home from the store in this hybrid.In terms of performance, the i8 sure looks like a speed demon, even if it isn’t quite that. The i8 has a light and quick feel to it, but offers less feedback than you’d expect from a top-line sports car. It’s powered by a 1.5L 3-cylinder gas engine along with an 11.6 kWh battery and two electric motors. You’ll get 369 horsepower out of all three combined power sources, but the i8 doesn’t quite match the 2019 i8’s 0 to 60 time of 4.1 seconds.For a car this futuristic, you’ll want to protect it with a great and affordable car insurance policy.
If you own a Bmw I8 , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Bmw I8 new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Bmw I8 is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Bmw I8?

The average annual cost to insure a model is $6,714. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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