Best Car Insurance in 2021
- Best minimum car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
- Best carriers for minimum liability car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
- Best full-coverage car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
- Best carriers for full-coverage car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
- How does your age affect your auto insurance cost in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661?
- Cheapest car insurance for drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
- Best auto insurance carriers for drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
- Cheapest car insurance for young drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
- Best auto insurance carriers for young drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
- How can you save money on car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661?
- Does your rate depend on what part of 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 you live in?
Here’s how much real Jerry customers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 saved on their car insurance when they switched.
The best way to secure the right plan for lower premiums in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 have saved money by comparing prices and switching plans through Jerry.
Best minimum car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
The minimum level of car insurance required in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
In 5a67c0f9-05ab-45a0-8e91-60a93e6ba661, people are required to abide by the following minimum coverage requirements to drive legally:
- bodily injury liability per person
- bodily injury liability per accident
- property damage liability per accident
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy. Here’s how much Jerry users pay for minimum liability car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661:
Best carriers for minimum liability car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
Here’s how much Jerry customers pay for minimum liability coverage with various carriers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661:
Best full-coverage car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661:
Best carriers for full-coverage car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661
Here’s how much Jerry customers pay for full-coverage auto insurance with various carriers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661:
How does your age affect your auto insurance cost in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661?
The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums. Here’s how much drivers under 25 in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 saved by switching car insurance through Jerry:
Generally speaking, carriers offer better car insurance rates once drivers turn 25. By this time, they have an established driving history and (hopefully) more mature driving habits. Here’s how much drivers aged 25 and over in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 pay for car insurance:
Cheapest car insurance for drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident. If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 saved on car insurance despite having prior incidents on their record:
Best auto insurance carriers for drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
Cheapest car insurance for young drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Best auto insurance carriers for young drivers in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 with prior incidents
How can you save money on car insurance in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661?
Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
- Customer loyalty (e.g. bundling, early renewal)
- Demographic (e.g. good student, senior)
- Driver affiliations (e.g. military, affinity)
- Driving history (e.g. accident-free, safe driver)
- Driver training (e.g. defensive driver course)
- Equipment-related (e.g. anti-theft, new car)
- Payment (e.g. auto-pay, paperless)
There are several discounts that may be available to you as a driver in 5a67c0f9-05ab-45a0-8e91-60a93e6ba661, including:
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you.
Does your rate depend on what part of 5a67c0f9-05ab-45a0-8e91-60a93e6ba661 you live in?
Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
The easiest way to quickly save money on car insurance is to shop around. The more insurance companies you check for a quote, the more options you give yourself. And while many car insurance policies have similar coverage, there are often key differences you should be aware of.
When comparing car insurance quotes online, it’s important to get a quote from at least three different companies. Jerry.ai allows you to easily compare cheap car insurance plans and what they offer, then make the best choice for your insurance needs. Whether you only want liability insurance or require comprehensive and collision coverage, an insurance broker like Jerry can make the search way easier by showing you all the options and premiums side by side.
Older cars typically require less insurance because of their depreciated value. As a result, many older vehicles have liability insurance-only policies. It may not make sense to buy collision or comprehensive coverage if your car is older, especially if your car’s market value is below or close to your deductible. If you’re not including full coverage in your policy, your car insurance premium will be lower. The best way to keep costs down is to compare rates across different insurance companies.
Whether you own or lease your car doesn’t directly impact the rates you get from an insurance company. However, if you lease your car, you will be required to have comprehensive coverage and collision coverage. Lenders usually require you to carry more car insurance than the minimum amount of coverage mandated by your state. This is to help protect their investment in the event of a car accident resulting in significant damage or a total loss. On the other hand, if you own your car outright, you can opt for less coverage, which will be cheaper.
Many people think that motorcycle insurance is more expensive than car insurance because motorcycles are considered to be more dangerous than cars, but in fact, motorcycle insurance isn’t just cheaper than car insurance — it’s a lot cheaper. That’s because motorcycles usually cost a lot less than cars do. If you total your motorcycle and need to replace it, that’s much less money than the cost to replace a totaled car.