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The average cost of car insurance for AudiQ3 Prestige owners is $3,128 a year. However, exact rates vary from model to model: for instance, the R8 Spyder costs $325 more per year to insure than the A6 S-Line 3.2 Quattro.
AudiQ3 Prestige car insurance cost
One of the primary determining factors for your AudiQ3 Prestige insurance rate is the age of your vehicle. Here's how much it costs to insure your Q3 Prestige by car year:
If you drive a AudiQ3 Prestige , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your AudiQ3 Prestige
If you drive a Audi, you probably put a high value on the things Audi does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for AudiQ3 Prestige drivers.
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Audi insurance in the app!
Best car insurance companies for AudiQ3 Prestige drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
How much does AudiQ3 Prestige insurance go up after a DUI?
If you get a DUI while driving your Q3 Prestige, you can expect your premium to increase by an average of 18%.
How much does AudiQ3 Prestige insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Q3 Prestige, your insurance premium could increase by an average of 12%.
Best Car Insurance for AudiQ3 Prestige by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $7 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for AudiQ3 Prestige by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can AudiQ3 Prestige drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
With subcompact crossovers rising in popularity, the Audi Q3 Prestige is one of the more flashy options available. Audi released the most advanced features of the three trims in 2020: Premium, Premium Plus, and Prestige. Car and Driver rates it 8/10, and the starting price for the Prestige model is $43,895.This modern SUV boasts a spacious front seat with plenty of luxuries throughout the interior. With everything from ambient lighting to a large center touch screen, this stylish crossover has everything you need to impress. If you’re going to invest in a car like the Audi Q3 Prestige, it’s important to make sure you have the right car insurance will generate competitive quotes from top providers in less than a minute, ensuring you get all of the savings and coverage, with none of the hassles. widget8 What kind of insurance do you need for an Audi Q3 Prestige?Most states require liability insurance. This will protect other drivers if you are at fault for an accident—but it does not cover damage to your own car. Here are a few factors that may influence your insurance rates, along with some coverage options to consider. CostThe Audi Q3 Prestige is the top of the line for Audi Q3s released in 2020, and the price reflects that at $43,895. Because the Prestige is a high-class luxury vehicle, full-coverage insurance will provide you with the best protection for your investment. Full coverage usually includes the following: Collision coverage pays for damages done to your vehicle as a result of an accident with a stationary object or another vehicle. Comprehensive coverage pays for damages that are a result of severe weather events, vandalism, and many other unexpected incidents.MORE: The top 10 cheapest luxury cars to insure Trim levelsThe Audi Q3 comes in three trim levels: Premium, Premium Plus, and Prestige. The Prestige comes with the most advanced technology including a virtual cockpit with a 12.3-inch LCD touchscreen, a voice control system, adaptive cruise control, park assist, and more.At the top of the line, the Prestige also comes at the highest cost sitting at about $5k above Premium Plus and $8k above Premium. Unfortunately, these expensive vehicles will begin to depreciate after purchase. Because of this, you may want to consider investing in new car replacement insurance, especially if you decide to go with the Prestige trim. New car replacement insurance will replace your vehicle with a comparable one if it’s totaled during the first couple of years of ownership. MaterialsThe cost to repair or replace luxury parts in a vehicle like the Prestige is more expensive than average—and that is something insurers take into account when determining your rates. For example, while the Audi Q3’s turbocharged four-cylinder engine may save money on fuel economy, it is more expensive to replace than a standard engine. With cars like this, it is worth considering original equipment manufacturer coverage. OEM ensures that a mechanic won’t replace malfunctioning parts with aftermarket parts. Instead, your insurance will cover the cost to use original Audi parts. > Key Takeaway Go beyond basic liability insurance to protect your Audi Q3 Prestige with comprehensive and collision insurance. New car replacement insurance and OEM coverage are also worth considering. How can I save money when insuring my Audi Q3 Prestige?Who doesn’t want to save money on car insurance? We get it. Here are a few ways you can lower your premium without compromising your coverage. Comparison shopThe best way to save money on car insurance is by comparison shopping. Why pay top dollar when another insurance company may be offering the same coverage for a better deal?Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and they will even handle the paperwork for you.> Key Takeaway Comparison shopping with Jerry is the most hassle-free way to save money on your car insurance. Opt for a lower trim levelWhile the many special features of the Prestige are certainly enticing, can you live without them? The Premium Plus has all of the standard features of the Premium, with the bonus of ambient interior lighting, better headlights, a power-adjustable passenger seat, and more driver assist features. While a higher trim level means more features, it also often comes with a higher cost and more expensive insurance. If you’re not sold on the extra features, opting for a lower trim is an easy way to find savings on your insurance. MORE: 11 car insurance hacks to save you money Skip the extra featuresWhen it comes to the Prestige, there aren’t many more features left to add. If you decide to opt for a lower trim, however, choosing to pass on additional packages and features is a good way to save on insurance costs. In general, adding extra features tends to increase your insurance rate, especially if said features require extra coverage to protect them. Invest in anti-theft and safety featuresWhile Audi Q3s are equipped with an ignition disable device, adding additional anti-theft features can help reduce your insurance premium. The Audi Q3 has top of the line safety ratings, receiving a five-star crash-test rating from the NHTSA and a Top Safety Pick from the IIHS. The better the safety features, the lower the risk of collision—and in turn, the easier it is to secure low insurance rates. Keep a clean recordYour driving record is an important factor in your insurance premium calculation. While a minor violation may not seem like a big deal, repeated violations—and even one major violation—can cause significant increases to your insurance premium.A clean driving record allows you to enjoy the best rates. MORE: What is a clean driving record? Look for discountsMost insurance companies offer various discounts based on the policy, the driver, and the vehicle. A few common ones include: bundling policies for multiple vehicles, not making any claims, switching to paperless billing, and paying your premium upfront. By asking your provider which ones you qualify for, you may discover discounts that haven’t been advertised.
If you own a AudiQ3 Prestige , here’s what you need to know about your vehicle:
The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
If you bought your AudiQ3 Prestige new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your AudiQ3 Prestige is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a AudiQ3 Prestige?
The average annual cost to insure a model is $3,128. But who says you have to be average? Here are a few hacks to help you save money on insurance.
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).