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Compare quotes for Audi A8 L Quattro car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Audi A8 L Quattro owners is $3,791 a year. However, exact rates vary from model to model: for instance, the R8 Spyder costs $325 more per year to insure than the A6 S-Line 3.2 Quattro

Audi A8 L Quattro car insurance cost

One of the primary determining factors for your Audi A8 L Quattro insurance rate is the age of your vehicle. Here's how much it costs to insure your A8 L Quattro by car year:
Model year
Average Cost
Annual Savings with Jerry
2017$3,344$1,140
2016$4,051$741
2015$5,427$2,161
2014$3,930$753
2013$3,610$1,080
2012$4,534$2,135
2011$3,300$917
2009$2,508$734
2007$3,846$2,745
2005$1,673$552
If you drive a Audi A8 L Quattro , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Audi A8 L Quattro

If you drive a Audi, you probably put a high value on the things Audi does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Audi A8 L Quattro drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Plymouth Rock$3,780$2,954
National General$4,435$2,574
Nationwide$3,835$1,781
Aspire Advantage$2,496$1,294
Mercury$3,744$1,203
Clearcover$2,366$1,136
Commonwealth Insurance$3,492$1,026
Safeco$3,356$907
State Auto$2,868$820
Progressive$3,157$741

Compare car insurance quotes for Audi A8 L Quattro

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Audi insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
July 10, 202220895MDKensingtonNicholas S.55Progressive$4,500$3,250
January 29, 202210469NYBronxLawrence L.31Safeco$4,332$2,306
February 25, 202160643ILChicagoWarren W.24Clearcover$2,100$838
February 14, 202184014UTCentervilleBrian H.31Clearcover$3,846$812
November 29, 202076450TXGrahamDylan B.31Nationwide$2,200$1,734

Best car insurance companies for Audi A8 L Quattro drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$3,293$999
Speeding over 15$6,000$3,261
Failure to Obey Traffic Sign$5,460$2,419
Careless Driving$3,780$2,239
Improper Passing$5,004$1,575
Speeding under 15$4,120$893
Other$3,780$2,239

How much does Audi A8 L Quattro insurance go up after a DUI?

If you get a DUI while driving your A8 L Quattro, you can expect your premium to increase by an average of 17%.

How much does Audi A8 L Quattro insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your A8 L Quattro, your insurance premium could increase by an average of 32%

Best Car Insurance for Audi A8 L Quattro by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $16 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Audi A8 L Quattro by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Audi A8 L Quattro drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
February 14, 2021Audi A8 L Quattro$320/mo.$68/mo.84014UTChristopher R.31Clearcover
February 25, 2021Audi A8 L Quattro$175/mo.$70/mo.60643ILHunter B.24Clearcover
November 29, 2020Audi A8 L Quattro$183/mo.$144/mo.76450TXMilton Y.31Nationwide
January 29, 2022Audi A8 L Quattro$361/mo.$192/mo.10469NYGavin K.31Safeco
July 10, 2022Audi A8 L Quattro$375/mo.$271/mo.20895MDDustin M.55Progressive

Driving a Audi A8 L Quattro

The Audi A8 L contains the classiness, smooth rideability, and luxury feel that has become associated with Audi over the years. The large luxury sedan sits at the top of the brand’s lineup for a number of impressive reasons.The A8 L was first introduced in the new generation of 2018 as the long-wheelbase counterpart to the Audi A8. Its impeccable cabin space, plentiful tech features, and all-around comfort have made it a standout in the market of large luxury sedans, and earned it an Editor’s Choice award from Car and Driver.It has a starting MSRP of $97,395, a price befitting of its impressive size and suite of features. The Audi A8 L also boasts the brand’s staple Quattro all-wheel drive system, which is unparalleled for its innovative traction control system and safety capabilities.You’ll want to keep a high-performance luxury vehicle like the A8 L protected while on the road, so it’s important to have the best car insurance coverage possible.
If you own a Audi A8 L Quattro , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Audi A8 L Quattro new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Audi A8 L Quattro is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Audi A8 L Quattro?

The average annual cost to insure a model is $3,791. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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