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Jerry Data & Research
Cheapest Audi A3 2.0 Premium Car Insurance (Apr 2024)
Cheapest Audi A3 2.0 Premium Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Audi A3 2.0 Premium
Find Insurance Savings
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Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Audi A3 2.0 Premium car insurance cost?
- Compare the cheapest Audi A3 2.0 Premium car insurance quotes
- The best car insurance companies for Audi A3 2.0 Premium owners
- Audi A3 2.0 Premium insurance cost by model year
- Are Audi A3 2.0 Premiums expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Audi A3 2.0 Premium car insurance cost?
Car insurance for the Audi A3 2.0 Premium costs an average of $50 per month or $600 per year for state minimum coverage, while a full coverage policy costs around $107 per month or $1,284 per year.
Understanding the average costs of Audi A3 auto insurance can give you an idea of how much you’ll spend on car insurance, but remember—it’s just an average. The exact cost to insure your Audi A3 2.0 Premium will depend on your driver profile and Audi A3 trim features, engine, and MSRP.
Compare the cheapest Audi A3 2.0 Premium car insurance quotes
This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Audi A3 2.0 Premium owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 20, 2024 | 2006 | Progressive | $82 | Samuel, 30 | • State Minimum Liability |
April 16, 2024 | 2007 | Safeco | $358 | Marc, 23 | • State Minimum Liability |
April 11, 2024 | 2008 | Travelers | $113 | Teresa, 29 Leicester, MA | • State Minimum Liability |
April 10, 2024 | 2008 | Plymouth Rock | $543 | Ann, 37 | • 100,000/300,000 Liability |
Last Updated Apr 20, 2024It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Audi A3 2.0 Premium insurance policy than a 30-year-old driver.
While
average rates
are helpful, shopping for personalized quotes
is the best way to find out how much you can expect to pay for t Audi A3 2.0 Premium car insurance. The best car insurance companies for Audi A3 2.0 Premium owners
There is no best car insurance company for all Audi A3 2.0 Premium owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more.
The cheapest insurance company for one Audi A3 2.0 Premium driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.
Besides price, you also need to consider other factors such as claim handling and customer service.
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies. The table below shows how Audi A3 2.0 Premium drivers rate different companies.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Audi A3 2.0 Premium insurance cost?
From our experience helping lots of Audi A3 2.0 Premium drivers lower their car insurance rates, we found that the average cost of minimum liability coverage is $50 per month or $600 per year.
The average cost for full coverage insurance is $107 per month or $1,284 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $50 | $600 |
Full coverage | $107 | $1,284 |
How much car insurance do you need for an Audi A3 2.0 Premium?
There are two options for car insurance for your Audi A3 2.0 Premium:
- Minimum coverage insuranceis the minimum amount legally required in your state; minimum coverage typically includesbodily injuryandproperty damage liability.
- Full coverage insurancecovers the cost of physical damages to you, your vehicle, and other vehicles and passengers involved in an accident. Full coverage usually includescollisionandcomprehensive insurance.
While a minimum coverage policy will be the cheapest option for your Audi A3 2.0 Premium, it often doesn’t provide enough protection. If you’re involved in an accident, liability coverage will only cover the other driver—it won’t protect your vehicle.
Investing in a full coverage policy might be more expensive, but it will cover the cost of repair or replacement if your A3 is involved in a collision and sustains significant damage—and with higher liability limits, you can be sure you’ll have enough coverage in place after an accident.
Explore insurance costs for other models
How do Audi A3 2.0 Premium insurance quotes compare to other Audi A3 car insurance rates?
Different trim levels of the Audi A3 will have different insurance rates due to engine size, MSRPs, and vehicle features. The Audi A3 is stacked with an abundance of luxury and tech features, which are costly to repair or replace in the event of a collision. So, the more features your trim has, the more it costs to insure.
Similarly, the larger and more powerful engine your A3 houses, the better its performance and the higher the risk of being involved in an accident. Because drivers of high-performance cars are a bigger risk to insurers, they’ll pay more to insure their vehicles.
For most model years, the A3 2.0 Premium is the entry-level Audi A3 below the Premium Plus and Prestige trims and is often the cheapest to insure. It comes well-equipped with a plethora of standard luxury and tech features but still has the option to add the Convenience package, which adds more driver comfort and convenience features.
While the A3 doesn’t come with the option to upgrade the engine (and your insurance rates), drivers have the option of front-wheel or all-wheel drive. Every model comes standard with FWD, which will afford cheaper insurance rates. Although an AWD system in your A3 offers better control on the road, these systems are also more complex and costly to repair, thereby increasing insurance costs on AWD models.
Upgrade to the Convenience package and AWD on your A3 Premium, and you could pay more for insurance than you would for a Premium Plus.
The Audi A3 2.0 Premium is the entry-level A3 that usually has the cheapest insurance rates for drivers with a clean record. However, adding features to lower-level models will increase the cost of insurance.
The Audi A3 2.0 Premium is the entry-level A3 that usually has the cheapest insurance rates for drivers with a clean record. However, adding features to lower-level models will increase the cost of insurance.
Take a look at the table below to see the average car insurance costs for the Audi A3 2.0 Premium and other A3 trims.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$50 | $107 | |
$88 | $191 | |
$103 | $201 | |
A3 E-Tron Premium | $115 | $128 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Audi A3 2.0 Premium insurance cost by model year
Your Audi A3 2.0 Premium insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Audi A3 2.0 Premium model, you’ll likely pay a lower rate.
Are Audi A3 2.0 Premiums expensive to insure?
Compared to the national average for other models from a similar price range, it is 31% more expensive to insure a Audi A3 2.0 Premium.
Check out some similar cars for comparison:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Audi R8 | $48 | $99 |
Audi A7 | $59 | $221 |
Audi Q7 | $69 | $71 |
$72 | $134 | |
$73 | $268 | |
$75 | $206 | |
$76 | $134 | |
$77 | $182 | |
Audi Q3 | $94 | $190 |
Audi SQ5 | $98 | $217 |
Audi e-tron | $100 | $244 |
Audi S5 | $101 | $205 |
$102 | $217 | |
$103 | $203 | |
Audi Q8 | $105 | $265 |
Audi A8 | $106 | $225 |
$106 | $249 | |
Audi A3 | $115 | $128 |
Audi A5 | $115 | $186 |
When determining insurance premiums, insurance providers take many factors into consideration. MSRP, trim level, model year, theft rates, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Insurance companies also look at your car’s safety. Below are safety ratings of Audi A3 2.0 Premium from the Insurance Institute for Highway Safety (IIHS).
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights | Good |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Advanced |
Seat belt reminders | Poor |
LATCH ease of use | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
