Best Car Insurance for Audi Q5 Premium Plus 2022
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Best insurance for Audi Q5 Premium Plus
One of the biggest factors determining your auto insurance rates is the model of car you drive. When setting your insurance premiums, providers consider how much it will cost them to replace or repair your vehicle.
Within each make, insurance premiums will vary as well because each model will have a different price, safety rating, and reliability standard—all of which impact your car insurance premiums.
Jerry is the insurance broker app that helps people save money on their car insurance quickly and easily.
Drivers save as much as 53% per year insuring their Audi Q5 Premium Plus when they switch insurance providers with Jerry.
Want more proof? Here are some real quotes for Audi Q5 Premium Plus drivers after switching with Jerry.
|Quote Date||Zip Code||State||City||Age||Insurance Company|
|2020-12-30||10591||NY||Sleepy Hollow||38||Plymouth Rock||$6,360||$3,828|
|2021-09-19||91607||CA||Valley Village||47||National General||$8,400||$1,368|
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now
How much does it cost to insure a Audi Q5 Premium Plus
The average annual cost to insure a Audi Q5 Premium Plus is $4,201, which is $772 higher than the average annual cost to insure Audis. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.
The price of your premiums also is impacted by what coverage you choose.
No-fault states require you to carry personal injury protection, as well. This coverage kicks in to pay for your party’s medical bills and lost income no matter who caused the accident.
Other states may mandate uninsured motorist coverage which will cover your costs if you are in an accident with an uninsured or underinsured driver.
Most states also require varying amounts of liability insurance, which covers damage to other drivers (bodily injury liability) and their cars (property damage liability) if you are at fault in an accident.
Insurance coverage to consider for a Audi Q5 Premium Plus
While the mandatory liability coverage will be the cheapest option to insure your Q5 Premium Plus, it’s a good idea to carry more than the minimum insurance.
Most drivers will opt for full-coverage insurance, which will further protect you and your car if you’re in an accident or your car is damaged by another event.
Full-coverage insurance includes: Collision coverage, which pays for damage to your vehicle that happens as a result of an accident with another vehicle or stationary object Comprehensive coverage, which pays for damages not due to a collision, such as vandalism or severe weather
What determines your car insurance cost for a Audi Q5 Premium Plus
In addition to the car you drive and the policy you choose, other factors will have a major impact on your monthly premiums. Providers will consider your demographics, as well as features specific to your vehicle when determining your rates.
Here are some factors that may impact your auto insurance premiums.
The cost of insurance for a Audi Q5 Premium Plus will vary depending on your age. In general, drivers will have higher auto insurance premiums than older drivers because of their lack of driving experience and the higher accident rate for drivers under 25. That said, teenage drivers will see higher insurance rates for a Audi Q5 Premium Plus than 20-year-old drivers as costs will continue to decrease as drivers gain experience. Here are average costs of insurance for Jerry customers who drive a Audi Q5 Premium Plus:
The year of your car
Not only does your age impact the rate you pay for your car insurance premiums, but your car’s age also is a factor. Because cars depreciate over time—generally losing 60% of their value in the first five years—the cost of car insurance premiums for a Audi Q5 Premium Plus will be lower for an older car. These are real quotes Jerry has found for drivers of a Audi Q5 Premium Plus based on model year:
While all insurance companies will consider similar factors when setting your car insurance premiums, each provider uses its own formula to set your rates. Therefore, you can find drastically different premiums depending on the provider—even for the exact same coverage. It’s smart to compare policies from multiple providers before purchasing insurance so you know you’re always getting the best price for the coverage you need. Here are quotes for Jerry users who drive a Audi Q5 Premium Plus with different carriers:
Trim levels and vehicle materials
The Audi Q5 Premium Plus comes in several trim levels—versions of the same car with different features—and opting for a higher trim could mean you’re getting a car with more premium features.
However, those upgrades will come at an extra cost. Not only will the cost of your vehicle be higher, but premium qualities—like a flashy infotainment system, higher horsepower engine, or luxury finishings—will raise your insurance costs, as well. Furthermore, some features—like an upgraded sound system—will require their own insurance policy in case of damage, theft, or vandalism.
If you’re looking to save money on car insurance, it may be a good idea to stick to the base trim for a Audi Q5 Premium Plus.
How can I save money when insuring my Audi Q5 Premium Plus
Buying a luxury car doesn’t mean that you don’t want to save on insurance for your vehicle—in fact, making sure you get the right rate might be more important than ever! Check out these hints for how to keep your premium low without sacrificing coverage.
Car insurance comparison shopping probably isn’t anyone’s favorite activity—but it is the best way to make sure you’re paying the lowest possible rate for your coverage.
To get the savings of comparison shopping without the headache and confusion of wading through quotes on your own, download the Jerry app. As a fully licensed insurance broker, Jerry will compare rates from leading insurance companies and get you a range of competitive quotes in just 45 seconds.
With Jerry, you won’t need to spend your afternoon sitting on hold, filling out forms, or punching numbers into a calculator. Just enter your information, sit back, and let Jerry do the work! If you’re switching from a previous provider to a better rate, Jerry will even cancel your old policy for you.
Key Takeaway: The best way to save money on car insurance without giving yourself a headache is by downloading the Jerry app.
Opt for a lower trim level
The Q5’s base Premium trim covers most of the bases you’d want in a luxury vehicle, from leather upholstery and heated seats to remote smartphone control and advanced driver aids.
If you can live without heated and cooled cupholders, insulated front windows, and satellite radio, steer clear of the higher trims and stick to the Premium. You’ll get everything you need without taking on an unmanageable insurance premium.
Skip the extra features
You’ll pay extra to insure extra features, so choose carefully when it comes to upgrades. For instance, the base Q5’s Convenience Package offers keyless proximity entry, but do you really need a heated steering wheel?
Keep it simple, and you’ll save money on your insurance premium.
Invest in anti-theft and safety features
The Q5’s standard driver-assistance tech and high marks for highway safety are good news for your premium—insurance companies like to know your vehicle’s safe! If you want to maximize your savings, consider upgrading your car with a safety feature, like adaptive cruise control, or an anti-theft device, like a GPS tracker.
Keep a clean record
Don’t forget—your car is just one part of how insurance companies calculate your premium. Another major factor is your driving, so make sure that you’re driving responsibly and avoiding violations like speeding tickets.
Even a minor violation can add to your premium, and just one major violation (think DUI) will mean a big increase in the cost to insure your Q5.
Look for discounts
Many car insurance companies don’t advertise all their available discounts, so do your research to make sure you’re taking advantage of any that might apply to you!
Common discounts include responsible payer discounts, good student discounts, or discounts for bundling car insurance with a home or renter’s policy.