On average, Audi drivers pay $2,034 each year for car insurance. But depending on the model you have, your insurance rates could vary. A A3 Premium costs $2,180 less more per year to insure than a A4 Premium.
Here’s what drivers pay when they switch with Jerry
Here are some real quotes from Jerry customers who saved money when insuring their Audi.
When insurance companies set their premiums, they look at a wide range of factors. Your demographics, driving record, and location all play a role in how much you pay for insurance. But each company weighs the factors a little differently, which means your rates could vary quite a bit across insurers—even for the exact same coverage.
The cheapest insurer for Audi is Commonwealth Insurance, with an annual premium of $1,068.
Other popular carriers for Audi include the following:
For tech-savvy drivers with a safe driving record, Nationwide is a good option. They offer a robust online platform, mobile app, and website—all of which earns them a rating of 4.6/5 from Jerry.
Progressive is one of the top insurance companies out there. Boasting good financial strength, a wide range of coverage options, and great discounts and features, it’s typically a good choice for tech-savvy or higher-risk drivers. Jerry gives Progressive a rating of 4.6/5.
Kemper is a good choice for high-risk drivers who need insurance. It files SR22 forms for drivers who need to provide proof of coverage to the state and even insures vehicles with salvage titles that have been rebuilt after being totaled. Jerry rates Kemper a 4.3/5.
For young drivers, Safeco is hard to beat. It also has a claims-free cashback program, which gives you a small refund for every six months that you remain claims-free. Jerry rates Safeco 4.5/5.
As one of the biggest, most well-known insurance companies, Allstate has a large network of agents and repair shops across the country. It offers plenty of great digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting. Allstate gets 4.5/5 from Jerry.
Drivers who choose Travelers will benefit from their great insurance add-ons, including roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. The provider also offers plenty of driver discounts to help lower premiums, including for safe drivers and good students. Jerry gives Travelers a 4.7/5 rating.
State Auto is a good choice for safe, experienced drivers looking to get the most out of their insurance. The company has a wide variety of coverage options and offers online filing for claims. State Auto gets a 4.1/5 rating from Jerry.
National General specializes in insurance for high-risk drivers. The company also has a claims satisfaction guarantee in most states and will waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
Dairyland is also a great option for higher-risk drivers. With flexible payment plans, plus 24/7 live claims support in almost 40 states, Jerry rates Dairyland 4.6/5.
Clearcover is a top pick for tech-savvy drivers. It has an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. Jerry rates Clearcover a 4.1/5.
How to compare prices to find the most affordable coverage
Every insurance company has its own (secret!) formula that it uses to calculate insurance premiums. This means that if you compare the exact same coverage from multiple carriers, you’ll likely end up with a variety of different quotes.
When it comes to insurance, remember that cheaper isn’t always better. You’ll want to ensure that you’re not giving up coverage you really need to save a bit of cash. Doing so could leave you stuck financially in the event of an accident.
To find the best policy and premium, you’ll probably want to compare quotes from at least three different insurers.
Almost every insurance company offers online quotes, so you can head to their website, fill out a form, and get your rate. But if you’ve ever done this, you know how monotonous and time-consuming it can be.
To make sure you’re getting the right coverage for the best price, comparison shop with Jerry.
As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from name-brand insurance companies and finalizing your new car insurance. Jerry will even cancel your old policy for you.
And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.
Jerry customers save an average of $879 a year. Oh, and we should mention… Jerry is free.
Avg. Annual Premium
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.
Cost of insuring a Audi
Cost of insuring with minimum coverage and full coverage
The average annual insurance premium for an Audi is $1,753 per year for minimum car insurance and $2,562 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your Audi insurance rate will depend on the type of coverage you choose. But remember: every state has minimum insurance requirements that you must meet.
Here are the basic types of insurance that your state may require:
Pays for your own medical expenses after a car accident
While these are the mandatory minimums, it’s almost always a good idea to purchase additional coverage for your Audi if you can afford it. Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault but don’t have enough coverage, you will be liable for out-of-pocket costs.
If you’re leasing or financing an Audi, you may be required to purchase full-coverage insurance. It’s also a good idea to opt for full coverage if you can’t afford to replace your car in the event that it’s totaled.
Insurance companies look to your age and driving record to help them understand your experience and risk level. Younger drivers tend to get into more accidents and therefore pay more, while older drivers with lots of experience usually have lower insurance premiums.
Insurance companies also consider traffic violations when setting premiums. A minor speeding ticket or failure to stop on your record might lead to a small increase in your insurance rate. Serious offenses, like driving under the influence (DUI) and careless driving, have a far more significant impact on your premiums and will remain on your record for many years.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Audis by age group:
Key Takeaway Insurance costs for your Audi will vary depending on factors like your driving record, age, and insurance coverage needs
Cost of insuring popular models
The type of Audi you own can significantly impact your insurance rate. This is mainly because different models have different repair and replacement costs.
In general, more expensive cars require bigger payouts from insurers—which means bigger insurance premiums for you.
Whether you opt for a base model or one with all the bells and whistles, Jerry can help you secure big savings on your insurance coverage.
It’s this simple: download the Jerry app and answer a few questions that take less than a minute. Choose from competitive quotes from up to 45 top insurance companies and let Jerry take care of the rest. No long forms, no calling around, no hard work—just savings.
The average Jerry user saves $879 a year on car insurance.
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Cost of insuring your Audi by year
Most and least expensive years of car
While a shiny new car is nice to drive, it won’t do you any favors when it comes to insurance costs. Thanks to depreciation, older cars tend to have lower insurance premiums.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace if you need to make a claim. For you, this means insurance savings.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Audi are 2000 and 1990.
The most expensive years for Audi are 2014 and 2005.
Key Takeaway Since older Audis typically cost less to repair or replace than newer ones and may not be leased or financed, they tend to have cheaper insurance rates.
Cost of insuring a Audi in your city
Where you live can have a significant impact on your insurance rate, since different areas have different accident rates, crime rates, and incidences of natural disasters. Premiums for Audis can even vary widely between cities in the same state.
For your insurer, It’s all about risk for your insurer. If your city has lots of car thefts, collisions, or severe weather events, you can expect to pay more for your coverage since there’s a greater risk for your insurance company.
According to our data, there is a high percentage of Audi drivers in cities including Dallas (TX), Los Angeles (CA), Jacksonville (FL), Houston (TX) and Pembroke Pines (FL).
The cheapest car insurance for Audi for Jerry users is in Saint Marys (GA) and Highlands Ranch (CO).
The most expensive car insurance for Audi for Jerry users is in Canal Winchester (OH) and Astoria (NY).