Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Perryville, Arkansas.

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Updated on Apr 23, 2024

Jasmine Kanter

Expert Insurance Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance in Perryville
Best car insurance companies in Perryville
Best cheap car insurance quotes in Perryville
Average cost of car insurance in Perryville
Car insurance quotes in Perryville by rating factors
How do different factors impact your car insurance costs in Perryville?
Cheap car insurance quotes in Perryville after driving violations
Cheap car insurance quotes in Perryville by age
Cheap car insurance quotes in Perryville based on insurance history
Cheap car insurance quotes in Perryville for popular cars
How to lower car insurance costs in Perryville
FAQ
Methodology
Meet our experts

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How to find the cheapest car insurance in Perryville

The simplest way to find cheap car insurance in Perryville,

Arkansas

, is to

compare car insurance quotes

. By finding the right company (and the right car insurance discounts), you can overcome costly factors like bad credit or a spotty driving record.

The only downside is the time it takes to

shop for car insurance

among tens of companies and thousands of products.

Jerry

simplifies the process by automatically fetching and comparing quotes for you, and presenting the top five to seven picks.

Here’s a sample of the cheapest quotes Jerry customers found in Perryville:

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$71	Alejandro, 30 Zip: 72126	Jeep Compass Latitude	• 25,000/50,000 Liability • Comp / Collision
Travelers	$110	Frederick, 32 Zip: 72126	GMC Envoy Denali	• 25,000/50,000 Liability • Comp / Collision

Last Updated Apr 19, 2024

Compare car insurance quotes now

Best car insurance companies in Perryville

The best car insurance company

for you is the one that offers the best coverage, price, and amenities for your individual needs—but that doesn’t mean all insurance providers are made equal.

According to the results of Jerry’s nationwide shopping survey, most drivers in Arkansas choose:

Safeco

Dairyland

, thanks to their low insurance rates and high level of customer service.

USAA, which offers great discounts to military members and their families.

Progressive

, whose increased car insurance policy costs are offset by high customer service ratings.

GEICO, State Farm, and

Allstate

also proved to be popular choices. The table below shows how the five most popular car insurance providers in Arkansas scored in the categories of price, claims experience, and customer service:

Insurance company	Overall rating	Price	Claims experience	Customer service
Safeco	4.8	4.3	N/A	4.8
Allstate	4.8	3.7	N/A	4.2
Progressive	4.5	4.1	4.7	4.6
State Farm	4	3	3	3.6
Geico	3.3	2.5	N/A	3

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Perryville

All Arkansas drivers must purchase a policy that meets the state minimum car insurance requirements. Once you have

liability insurance

—i.e. auto insurance that will pay for any injuries or damages you cause in an at-fault car accident—you can

and hit the road.

Cheap minimum liability insurance quotes in Perryville

The cheapest auto insurance coverage you can buy in Perryville meets

Arkansas’ minimum car insurance requirements

and no more. This coverage includes:

$25,000

bodily injury liability

per person

$50,000 bodily injury liability per accident

$25,000

property damage liability

per accident

Most auto insurance providers simplify these requirements to “25/50/25.”

Here’s how much it costs Jerry customers to carry the lowest insurance coverage possible in Perryville, AR:

Progressive

Bertie (40 years old)

Coverage

State Minimum

Perryville, AR
(Zip Code: 72126)

Alfa Romeo Giulia

$63

per month

Travelers

Nell (44 years old)

Coverage

State Minimum

Perryville, AR
(Zip Code: 72126)

Mazda CX-7

$79

per month

Do you need more than minimum coverage in Perryville?

Arkansas’ minimum insurance requirements aren’t

as low as those of other states

, but they’re close. In the event of an accident, they’re unlikely to cover all the medical costs and repair bills that result, especially if there’s been a serious injury.

Don’t forget that

Arkansas car accident laws

give car accident victims up to three years to file a personal injury lawsuit. To stay on the safe side, we recommend doubling your coverage limits to 50/100/50 if you can afford it.

Josh Damico

VP Insurance Operations, 18+ Years Experience in Insurance

A general rule that I recommend is to carry enough coverage to protect your current and future assets – at least $100,000/$300,000 of liability coverage is recommended, but you may need more coverage depending on your financial situation.

Cheap full coverage car insurance quotes in Perryville

Full-coverage car insurance

isn’t a single product, but a blanket term that changes from state to state. In Arkansas, full-coverage auto insurance includes:

At least the minimum liability coverage required in Arkansas;

Collision coverage

, which pays for any damages caused by an impact with another vehicle or a stationary object;

And

comprehensive coverage

, which pays for any damages caused by hail, flooding, theft, or vandalism.

If you’re leasing or financing your vehicle, your agreement probably requires you to carry full coverage insurance.

To be extra safe, consider purchasing extra coverage options like roadside assistance (which can lend a hand if you run out of gas or lock your keys inside your car) and

Uninsured Motorist Coverage (UM)/Underinsured Motorist Coverage (UIM)

. UM/UIM pays for damages caused by an at-fault driver who isn’t carrying insurance (i.e. they’re uninsured), or whose coverage doesn’t quite cover your bills (i.e. they’re underinsured).

Naturally, a full-coverage auto insurance policy costs more, but Jerry helped customers in Perryville find quotes with coverage that worked for them.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 25,000/50,000 Liability • Comp / Collision	Progressive	$71	Alejandro, 30 Zip: 72126	Jeep Compass Latitude
• 25,000/50,000 Liability • Comp / Collision	Travelers	$110	Frederick, 32 Zip: 72126	GMC Envoy Denali

Last Updated Apr 19, 2024

You might also consider picking up full coverage if you take a car out of storage, or your kid comes back from school. Using a

trusted car insurance app

lets you switch your policy’s coverage level on the go.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Perryville

Jerry’s data indicates that Perryville drivers pay an average of $98 per month ($1,176 per year) for minimum liability coverage policy. For a full coverage policy, the average cost of insurance jumps to $150 per month or $1,800 per year.

However, you’re unlikely to find quotes that match these numbers exactly. Depending on your age, driving record, credit, and other factors used to

calculate your car insurance premiums

, your premiums could differ by hundreds of dollars per year.

Compare car insurance costs in other states

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Mississippi car insurance

Louisiana car insurance

Tennessee car insurance

Oklahoma car insurance

Alabama car insurance

Illinois car insurance

Kansas car insurance

Car insurance quotes in Perryville by rating factors

While car insurance companies use different formulas to calculate insurance premiums, most of them will consider:

Your age: Young drivers and senior drivers get into more accidents than people between the ages of 25 and 75, so they pay higher insurance rates.

Your driving record: Racking up traffic tickets, accidents, and moving violations on your driving record will also add dollars to your insurance bills.

Your mileage: Insurance companies often charge high-mileage drivers higher premiums.

Your zip code: A ZIP code with a high accident rate, crime rate, or level of congestion will suffer proportionally high insurance rates.

Your parking spot: Parking your car in a private lane or a locked garage will give you lower rates than a parking spot on a public street.

Your vehicle: Any car with above-average parts and repair costs also costs more to insure.

How do different factors impact your car insurance costs in Perryville?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Arkansas currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Perryville:

Cheap car insurance quotes in Perryville after driving violations

Unfortunately, the more marks on your

Arkansas driving record

, the higher your car insurance premiums are likely to be. Your rates will jump if you commit any of the following:

An at-fault accident

A DUI (Driving Under the Influence)

Driving on a suspended license

Driving without insurance

Reckless driving

Speeding

Repeated smaller offenses—or a serious offense like a DUI or reckless driving charge—may lead insurance companies to classify you as a

high-risk driver

. While high-risk drivers usually have a tough time finding low rates, Jerry can help you find the best price in a bad situation.

Cheapest insurance in Perryville, Arkansas after a speeding ticket

Your rates will climb if you receive an

Arkansas speeding ticket

or a

reckless driving conviction

, making it worthwhile to shop around for car insurance. Some companies specialize in helping high-risk drivers.

Here are a few that Jerry helped customers in Perryville to find:

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Travelers	$62	Nora, 45 Zip: 72126	Plymouth Voyager	• State Minimum Liability • Comp / Collision
Speeding 6-10	Travelers	$72	Jane, 37 Zip: 72126	Saab 9-3	• 50,000/100,000 Liability

Last Updated Apr 23, 2024

Cheapest car insurance in Perryville after DUI

Any driver caught driving with a blood-alcohol level of 0.08% or more is guilty of a

DUI in Arkansas

. Not only will a conviction appear on your driving record, but it’ll also increase your car insurance rates for at least five years.

You can find savings by comparing car insurance quotes, and then shopping around every six months. Jerry makes both steps easy with automatic quote comparison tools and shopping reminders.

Nationwide

Terry (32 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Mercedes-Benz 300

$67

per month

Allstate

Olive (36 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Perryville, AR
(Zip Code: 72126)

Subaru Crosstrek

$57

per month

Cheapest car insurance in Perryville after an at-fault accident

An at-fault accident in Arkansas comes with high insurance rates and a lot of paperwork. Jerry can help you easily find and sign up with a new insurance company, plus keep track of your proof of insurance and other important documents in a digital glovebox.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	Progressive	$92	Barbara, 32 Zip: 72126	GMC Envoy Denali	• 25,000/50,000 Liability • Comp / Collision
Not At Fault	Progressive	$110	John, 38 Zip: 72126	Jeep Renegade Latitude	• 25,000/50,000 Liability • Comp / Collision
At Fault With No Injury	Travelers	$110	Brett, 32 Zip: 72126	GMC Envoy Denali	• 25,000/50,000 Liability • Comp / Collision

Last Updated Apr 23, 2024

Cheapest car insurance in Perryville after other driving violations

There are hundreds of traffic citations that can inflate your insurance rates, but the answer is the same in every situation: comparing car insurance quotes helps you find the best price.

Jerry helped these Perryville customers narrow down hundreds of results to the best five to seven deals in their area:

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Illegal Turn	Travelers	$62	Joseph, 36 Zip: 72126	Ford Excursion	• State Minimum Liability • Comp / Collision
Defective Equipment	Nationwide	$55	Jeremiah, 33 Zip: 72126	Porsche 944	• State Minimum Liability • Comp / Collision

Last Updated Apr 23, 2024

Cheap car insurance quotes in Perryville by age

Drivers across the country enjoy their lowest car insurance rates between the ages of 25 to 75. That’s because young drivers tend to get into more accidents than the general population, while senior drivers suffer more injuries.

Drivers young and old will benefit from looking for a car insurance company with discounts and benefits tailored to their age.

Cheapest car insurance in Perryville for young drivers

It’s hard to find

cheap car insurance for teen drivers

for three reasons:

Teens between the ages of 16 to 19 are the most likely age group to be involved in an accident

They don’t have much driving experience

They don’t have an insurance or credit history that shows their provider that they’ll pay their bills

Despite these setbacks, some insurance companies are more than willing to provide new drivers with savings programs and telematics-based safe driving rewards. Jerry can help you compare quotes and savings programs at the same time without the need for a phone call.

Progressive

Carl (18 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Fiat 500X

$78

per month

Progressive

Adam (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Perryville, AR
(Zip Code: 72126)

Pontiac Vibe

$55

per month

Cheapest car insurance in Perryville for senior drivers

While some providers are leery of older drivers’ heightened risk of accidents and injuries,

the best car insurance companies for seniors

recognize the value of a lifetime of driving experience. You can compare quotes on the app or call Jerry’s expert customer service team to help you find an affordable auto insurance plan like the ones below.

Safeco

Mamie (71 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Pontiac G5

$69

per month

Nationwide

Benjamin (74 years old)

Coverage

State Minimum

Perryville, AR
(Zip Code: 72126)

Oldsmobile 88

$65

per month

Cheap car insurance quotes in Perryville based on insurance history

car insurance lapse

makes providers nervous because it could indicate that you drove uninsured for a while or that you didn’t pay your previous provider. Unfortunately, whatever your reason for going uninsured, you’re likely to be quoted higher-than-average rates for your next policy.

With Jerry, signing up for a new plan is as easy as tapping a button, and automatic renewal and payment reminders ensure you’ll never go uninsured again.

Progressive

Bernice (30 years old)

Currently Insured

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Jeep Compass Latitude

$71

per month

Travelers

Henrietta (32 years old)

Currently Insured

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

GMC Envoy Denali

$110

per month

Progressive

Sarah (30 years old)

Currently Insured

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Jeep Compass Latitude

$71

per month

Travelers

Brett (32 years old)

Currently Insured

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

GMC Envoy Denali

$110

per month

Progressive

Andrew (30 years old)

Currently Insured

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

Jeep Compass Latitude

$71

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Absolutely perfect! Great pricing and great workers.

Haven

It was fast and help me save a lot of money! I will keep them for ever now!

Oscar

Great experience definitely recommend

Adrian

Saved a ton switching to Travelers.

Isaiah

Cheap car insurance quotes in Perryville for popular cars

The cheapest cars to insure

tend to have three things in common: their parts are cheap, they’re cheap to repair, and they’re popular (so parts are always available).

Take a look at the top five cars in Arkansas and you’ll see they fit the bill:

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
GMC Sierra	Travelers	$80	Lenora, 44 Zip: 72126	• State Minimum Liability
Ford F-150	Safeco	$56	Nell, 30 Zip: 72126	• 50,000/100,000 Liability • Comp / Collision

Last Updated Apr 23, 2024

Cheapest car insurance in Perryville for new vs. old car

In general, new cars cost more to insure than older ones, but that isn't always true.

Picture a spectrum: at one end is a new car (less than four years old) and at the other an old car (more than 10 years old). They both cost an average of $150 per month to insure in Perryville because the former lacks modern safety features and the latter boasts a lot of expensive tech.

If you want to save money, look for a model in the sweet spot between four and 10 years old, and don’t forget to compare car insurance quotes to find the best price.

MORE:

How to get car insurance before buying a car

Progressive

Alejandro (30 years old)

2019 Jeep Compass Latitude

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

$71

per month

Travelers

Frederick (32 years old)

2008 GMC Envoy Denali

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

Perryville, AR
(Zip Code: 72126)

$110

per month

How to lower car insurance costs in Perryville

1. Shop around and compare quotes

Every driver and car insurance company in America is unique. To find the perfect fit for your age, driving record, and credit score, you need to compare quotes from multiple auto insurance companies.

The Jerry app helps you find the best five to seven deals in Perryville by automatically comparing quotes from over 55 insurance partners. With a licensed broker and a team of expert insurance agents on your side, it’s easy to pick a policy without feeling like you’ve missed any savings.

Compare car insurance quotes now

2. Hunt for car insurance discounts

Car insurance discounts

can help you lower your premiums without sacrificing coverage. The best way to find them is to call your provider and ask if they offer any programs like:

Bundling: Homeowners who pair

car and home insurance

products from the same company are usually eligible for a discount.

Good driver: Policyholders who keep their driving records clean and their insurance history claims-free can save 10-30% on their monthly bills.

Good student: Students who maintain a B average or higher can save money in exchange for studying.

Telematics: Drivers who enroll in a program that tracks and scores their driving habits may qualify for lower auto insurance rates—or even a signup bonus!

3. Increase your deductible for comprehensive and collision coverage

Increasing the amount of money you’ll pay out-of-pocket after an accident is one way to lower your annual premiums without lowering your insurance coverage. Just be careful to

choose a car insurance deductible

that your finances can support.

FAQ

How much is car insurance in Perryville?

The average cost of car insurance in Perryville is $98 per month for minimum liability insurance, and $150 per month for full coverage. That’s about $1,176-$1,800 per year.

Since drivers differ so much in age and habits, the average rarely provides an accurate picture. Asking for personalized quotes and using a free quote comparison tool like Jerry can help you save hundreds of dollars per year.

What is the cheapest car insurance in Perryville?

The cheapest car insurance in Perryville is with the provider that offers the best rates for your age, driving history, credit score, and other personal factors. The only way to find the perfect fit is to compare as many personalized quotes as you possibly can. With an automatic quote-comparison tool and over 55 top insurance partners, Jerry makes it easy to comparison shop for car insurance.

What is the best car insurance in Perryville?

The cheapest car insurance you can find depends on your driver profile, but when it comes to customer service, Perryville drivers prefer

Nationwide

Safeco

, and Safe Auto. The three companies scored highly on customer satisfaction in Jerry’s nationwide survey.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

Jasmine Kanter

Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.

Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.

Sarah Gray

Licensed Insurance Agent — Expert Insurance Writer and Editor

Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.

Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.