Best cheap car insurance quotes in Leupp
To legally hit the road, Leupp drivers need to meet Arizona’s minimum coverage limits for bodily injury liability and property damage liability. But minimum liability may not offer enough financial coverage in the event of an accident—so drivers in Leupp should consider purchasing full coverage for the best protection.
Cheap minimum liability insurance quotes in Leupp
Minimum liability coverage in Arizona means at least $25,000 of
bodily injury liability coverage per person, $50,000 of bodily injury liability coverage per accident, and $15,000 of
property damage liability coverage per accident.
These coverages are commonly referred to as 25/50/15 coverage. With this basic liability coverage, you’ll be protected up to your policy’s limits in the event that you are responsible for injuries or property damage while driving.
Here are some examples of Leupp car owners that Jerry has assisted with obtaining minimum liability coverage.
Leupp, AZ (Zip Code: 86035)
Do you need more than minimum coverage in Leupp?
Legally, drivers in Leupp don’t need to carry more than the minimum liability coverage mandated by
Arizona’s car insurance laws—but financially, many drivers may want to.
In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over the 25/50/15 limit, especially if you cause serious injuries to another person. Once you’ve hit your liability coverage limits, your auto insurance policy won’t pay extra—meaning you could be responsible for paying the difference out of pocket.
You should also keep in mind that
Arizona’s car accident laws allow drivers to file personal injury lawsuits for up to two years following a car accident—so your liability extends long past the initial incident!
The bottom line: Consider raising your coverage level if you can afford it—a 50/100/30 liability insurance policy offers better financial protection than the minimum.
Cheap full coverage car insurance quotes in Leupp
Full coverage car insurance is the only way to protect yourself from costs associated with repairing or replacing your own vehicle.
A full-coverage car insurance policy typically includes
collision coverage and
comprehensive coverage, in addition to your state’s minimums. Collision coverage protects you from repair costs associated with hitting another vehicle or a stationary object, while comprehensive coverage protects you from vandalism, theft, and non-collision damage.
Lease and financing agreements often require you to carry both collision and comprehensive coverage. On top of a full-coverage policy, you can purchase
uninsured motorist coverage to guard against uncovered injuries or damage in an accident caused by a driver without car insurance.
Check out the table below to see what real Jerry drivers pay for various levels of coverage:
Last Updated Dec 10, 2023
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance quotes online.
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