Best Car Insurance in Tempe 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Tempe Arizona costs single-car drivers an average of $2,195 annually, or about $183 per month. Compared to the state annual average of $2,333, auto insurance in Tempe is $138 lower.
Here’s how much real Jerry customers pay for insurance in Tempe:

Real quotes for Jerry customers in Tempe, Arizona

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 16, 2021Toyota Camry XLEAZ24AllstateCurrent$117/mo.$61/mo.
May 4, 2021Jeep Cherokee Latitude PlusAZ28DairylandBasic$167/mo.$111/mo.
July 21, 2021Honda Accord Crosstour EXLAZ26Bristol WestCurrent$260/mo.$154/mo.
August 25, 2021Chevrolet Silverado C1500 LTAZ24ClearCoverCustom$260/mo.$155/mo.
January 3, 2021Honda Accord EXAZ29NationwideStandard$203/mo.$169/mo.
The best way to secure the right plan for lower premiums in Tempe is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inTempe have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Tempe, Arizona

Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Dairyland$2,561$1,520
Allstate$2,298$1,539
Kemper$2,543$1,735
Nationwide$2,976$1,887
Safeco$2,984$2,218
Travelers$3,009$2,279

Minimum coverage car insurance in Tempe

On average, the cost of minimum coverage car insurance in Tempe is $1,747 per year, or $146 per month.

The minimum level of car insurance required in Tempe is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Tempe:
Before Jerry
After Jerry
$1,375$946
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$2,040$873
Progressive$1,821$1,176
Kemper$2,299$1,382
Dairyland$2,000$1,398
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Full coverage car insurance in Tempe

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Tempe:
Before Jerry
After Jerry
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$2,088$1,398
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How does your age affect your auto insurance cost in Tempe?

If you’re a driver under 25 in Tempe, you could be paying as much as $66 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Tempe saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,473$2,268
21-24$2,777$1,889
On the contrary, here’s how much drivers aged 25 and over in Tempe pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,091$1,426
35-44$2,273$1,520
45-54$2,479$1,862
55-64$2,429$1,376

Cheapest car insurance for drivers in Tempe with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Tempe saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,537$1,527
Here’s how much drivers with a bad driving record in [Tempe saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,104$1,281
Dairyland$2,000$1,398
Kemper$2,446$1,530
Progressive$2,304$1,569
Nationwide$1,965$1,776
Safeco$3,180$2,988

Cheapest car insurance for young drivers in Tempe with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,276$1,983
Here’s how much young drivers with a bad driving record in [Tempe saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$1,562$1,178
Kemper$2,435$1,682
Progressive$3,013$2,080
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How can you save money on car insurance in Tempe

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Tempe you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 19, 2021Hyundai Elantra SELAZ29MercuryCurrent$284/mo.$122/mo.
July 21, 2021Honda Accord Crosstour EXLAZ26Bristol WestCurrent$260/mo.$154/mo.
August 25, 2021Chevrolet Silverado C1500 LTAZ24ClearCoverCustom$260/mo.$155/mo.
April 14, 2021Toyota Camry LEAZ25Commonwealth InsuranceBasic$161/mo.$73/mo.
July 16, 2021Toyota Camry XLEAZ24AllstateCurrent$117/mo.$57/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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